Risk Apprentice

Excited to grow your career? Our purpose is to make it easy for people to save and invest for a better future. We are looking for great people to join us, so please come and invest in YOUR future at Hargreaves Lansdown.

About the role

Hargreaves Lansdown are looking for 3 apprentices to join their Risk & Compliance scheme in Bristol. There are three opportunities available, one in each of the below areas:

• Enterprise Risk Management
• Compliance Monitoring
• Financial Crime

Salary: Real Living Wage

Are you looking to join a fast-growing, innovative business where you can gain valuable on-the-job experience? We welcome applicants from a diverse range of backgrounds with different skills and experiences and a passion to learn.

You could be leaving school, college or university, or be changing careers, have some related work experience or none at all. We know that when you are learning your new career you will need support to help you reach your potential. You’ll have a manager who supports you to succeed through regular one-to-ones and an on-the-job buddy to show you the ropes, answer your questions and coach you through challenges.

The apprenticeship:

• You will complete the 17-month long, Level 3 Risk / Compliance Officer apprenticeship.
• Applying learning to your day-to-day responsibilities, you’ll stay up to date with key regulatory and legislative changes while actively supporting your organisation’s compliance.
• You’ll develop the skills to identify and analyse risk and compliance issues within your business, enhancing essential functions with new cutting-edge knowledge.

Role Requirements:

• You will have a minimum of five GCSEs with grades 9 to 4 (A* to C), including English and Maths. This is a requirement of the apprenticeship scheme, and you will be asked to evidence this.
• You must not already have received a degree in a similar specialism as you won’t be eligible to complete the apprenticeship programme as part of the job role.
• Be able to work from our offices in central Bristol.
• Be age 18 or over at the start date of the apprenticeship (October 2025).
• Can demonstrate why you would be excited to work at Hargreaves Lansdown and keen to pursue a career in Financial Services.
• A passion for beginning a career in Risk & Compliance.

About you:

• Excellent communication skills both verbal and written.
• High level attentiveness to detail.
• A willingness to learn as well as contribute – be able to constructively challenge and be open to challenge – responding positively.
• Problem-solving skills – with the ability to use own experience to develop pragmatic solutions and resolve complex issues.
• Ability to work, and be resilient, in a fast-paced and changeable environment.

Enterprise Risk Management:

• Support the monitoring and development of the Enterprise Risk Management (ERM) framework.
• Maintain oversight of Risk and Control Self-Assessment (RCSA) across departments.
• Maintain and use risk management data to produce reports.
• Support risk owners in reviewing and analysing Loss Events.
• Track and follow up on action plans after incidents or risk assessments.
• Help develop and input data for reporting of Key Risk Indicators (KRIs).
• Support the team in identifying external threats.
• Develop strong and effective collaboration across teams and stakeholders.

Compliance Monitoring:

• Gain an understanding of the principles of risk management, with a focus on regulatory (compliance risks), control and corporate governance, along with a systematic and disciplined approach to providing assurance over controls.
• Gain an understanding, and opportunity to work on a wide range of HL products and services and FCA relevant regulatory requirements, including Financial Crime and Client Assets (CASS).
• Support Compliance Monitoring reviews and develop key monitoring skills, including regulatory analysis and review planning.
• Monitor and validate the action taken to address any deficiencies identified in testing.
• Assist with production of Management Information.
• Learn the theory and assist the team with production of the Annual Compliance Risk Assessments.
• Begin to develop key stakeholder relationships and networks.

Financial Crime:

• Serve as the main contact for AML and Financial Crime queries and concerns.
• Maintain and update the Financial Crime/AML training programme for staff, ensuring it aligns with industry trends.
• Act as the initial point of escalation for suspicious activity alerts, investigate and analyse these activities, draft Suspicious Incident Reports, and escalate to MLRO/Deputy MLRO.
• Review and analyse client transactions, investigate escalations from Transaction Monitoring Systems, support MLRO/Deputy MLRO in improving and maintaining these systems and controls.
• Conduct fraud monitoring, ensuring that anomalies are escalated for investigation.
• Assist with the investigation of suspected fraudulent activity.
• Review client alerts for potential matches against Sanctions, PEP, and Adverse Media hits.
• Gather data and record evidence from internal systems, online sources, and commercial databases.
• Create impartial reports on investigations and mitigations, ensuring thorough documentation and timely completion.
• Manage and investigate time-sensitive suspicions of market abuse.
• Create impartial reports on investigations and monitoring of client trading patterns, accounts, and transactions.

Why us?

Here at HL, we’re the UK’s number 1 investment platform for private investors, based in Bristol. For more than 40 years we’ve helped investors save time, tax and money on their investments. To achieve our mission, we believe we have a workplace like no other, with constant learning, dynamic teams, and a great ethos. We’re steered by core values that promote service, quality, innovation, and opportunity in everything we do.

What’s on offer?

• Discretionary annual bonus and annual pay review.
• 25 days holiday plus bank holidays and 1-day additional Christmas closure.
• Option to purchase an additional 5 days holiday.
• Flexible working options available, including hybrid working.
• Enhanced parental leave.
• Pension scheme up to 11% employer contribution.
• Income Protection and Life insurance (4 x salary core level of cover).
• Private medical insurance.
• Health care cash plans - including optical, dental, and outpatient care.
• Health screening programme.
• Help@hand - confidential support including mental health counselling and remote GP.
• Wellhub - unlimited access to fitness providers and wellness coach sessions.
• Variety of travel to work schemes with bike storage and shower facilities.
• In-house barista and deli serving subsidised coffee and sandwiches.
• Two paid volunteering days per year.

Hargreaves Lansdown is an inclusive employer that values diversity in its workforce. We encourage applications from all individuals without regard to race, religion, gender, sexual orientation, national origin, disability or age. This role may also be available on a flexible working or part-time basis – please ask the Recruitment & Onboarding team for more information.

Please note, we are unable to provide employment sponsorship to candidates.