At a Glance
- Tasks: Join our team of underwriters to provide tailored coverage for unique client needs.
- Company: The Hartford is a leading insurance company focused on making a difference in people's lives.
- Benefits: Enjoy a hybrid work model, competitive pay, bonuses, and opportunities for career growth.
- Why this job: Be part of an innovative team that values collaboration and creative thinking in a dynamic environment.
- Qualifications: Bachelor’s degree preferred; 3+ years in P&C Carrier Casualty underwriting required.
- Other info: This role involves travel and offers a chance to work with high-hazard risks.
The predicted salary is between 70000 - 130000 £ per year.
We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future. We’re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They’re at the center of everything we do – and by joining us, you’ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they’ve always been done isn’t a part of the job. Here, you’ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you’ll have any number of opportunities for your career to grow in whatever direction you choose.
Our Complex Liability Solutions (CLS) team is a dedicated group of underwriters, risk engineering consultants and liability claims specialists experienced in hard-to-place products and premises risks. We face catastrophic exposures in our high-hazard book every day. This is a great opportunity for Middle Market or Primary Casualty, or Excess Casualty Underwriters looking to expand their knowledge into high hazard liability risks. In this role, they are able to entertain accounts often viewed as out of appetite for traditional retail carriers.
Our CLS underwriters are responsible for:
- Providing technical underwriting expertise in the risk selection, pricing, administration and account management of the CLS book of business.
- Profitably underwrite new and renewal tough to place General Liability, Products and Excess driven business that requires strong exposure and control evaluation skills.
- Identify appropriate opportunities consistent with risk appetite.
- Creates, drives and executes on strategies for new and renewal accounts.
- Consults and provides solutions.
- Effectively provides excellent account management service of an assigned territory through strategic planning and operational excellence.
- Has the ability to tailor a service plan for each client based on their individual needs.
- Positively impacts and influences final account pricing and terms.
- Establishes and maintains a strong account pipeline.
- Manages the sales process including planning, operating routines, and monitoring.
- Manages cross-sell and up-sell opportunities across the team; generates cross-sell opportunities.
- Is well versed about every aspect of The Hartford's Value proposition to best position us for success.
- Being professionally demanding and holding internal and external customers accountable.
Qualifications:
- Bachelor’s Degree strongly preferred, or equivalent combination of education, training and experience.
- 3 + years of P&C Carrier Casualty underwriting experience; ideally strong liability background.
- Demonstrated success in developing and maintaining solid relationships with all internal and external business partners.
- Excellent communication, interpersonal and presentation skills.
- Ability to think analytically about business problems, make recommendations and propose solutions.
- High energy self-starter, who is resilient and has an entrepreneurial spirit.
- Demonstration of solid time, organizational, and desk management skills.
- Goal-oriented and delivers outcomes.
- Ability to challenge the status quo and compete to win.
- Superior technical knowledge and sound decision-making and analytical skills.
- Ability to travel approximately 25%.
Position title and level to be determined upon careful examination of the selected candidate's qualifications and experience.
This role will have a Hybrid work arrangement, with the expectation of working out of the Boston, MA or Hartford, CT office three days a week (Tuesday through Thursday).
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $98,800 - $184,800.
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age.
Executive Underwriter, Complex Liability Solutions employer: The Hartford
Contact Detail:
The Hartford Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Executive Underwriter, Complex Liability Solutions
✨Tip Number 1
Familiarise yourself with the specific challenges and trends in complex liability underwriting. Understanding the nuances of high-hazard risks will not only boost your confidence but also demonstrate your commitment to the role during interviews.
✨Tip Number 2
Network with professionals in the insurance industry, particularly those involved in underwriting. Attend relevant events or join online forums to connect with others who can provide insights or even referrals for the position.
✨Tip Number 3
Prepare to discuss your previous experiences in underwriting, especially any instances where you successfully managed tough accounts or implemented innovative solutions. Real-life examples will help you stand out as a candidate.
✨Tip Number 4
Research The Hartford's values and mission. Being able to articulate how your personal values align with theirs will show that you're not just looking for a job, but are genuinely interested in contributing to their goals.
We think you need these skills to ace Executive Underwriter, Complex Liability Solutions
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in underwriting, particularly in complex liability solutions. Use specific examples that demonstrate your technical expertise and ability to manage high-hazard risks.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention how your background aligns with the responsibilities outlined in the job description, such as your experience with General Liability and your analytical skills.
Showcase Your Achievements: Include quantifiable achievements in your application. For instance, mention any successful strategies you've implemented in previous roles that led to profitable underwriting or improved account management.
Prepare for Potential Questions: Anticipate questions related to your experience with risk assessment and client management. Be ready to discuss how you approach challenging underwriting scenarios and your methods for maintaining strong relationships with clients.
How to prepare for a job interview at The Hartford
✨Understand the Role
Make sure you have a solid grasp of what an Executive Underwriter does, especially in Complex Liability Solutions. Familiarise yourself with the specific responsibilities mentioned in the job description, such as risk selection and account management.
✨Showcase Your Experience
Prepare to discuss your previous underwriting experience, particularly in casualty and high-hazard risks. Be ready to provide examples of how you've successfully managed tough accounts and made strategic decisions.
✨Demonstrate Analytical Skills
Since the role requires strong analytical thinking, be prepared to discuss how you've approached business problems in the past. Think of specific instances where your recommendations led to successful outcomes.
✨Emphasise Communication Abilities
Excellent communication is key for this position. Practice articulating your thoughts clearly and confidently, and be ready to demonstrate how you've built relationships with internal and external partners in your previous roles.