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- Tasks: Conduct in-depth credit analysis and evaluate lending structures for corporate loans.
- Company: Join a forward-thinking financial services organisation leading in creative credit risk solutions.
- Benefits: Enjoy a collaborative culture, sharpen your skills, and have your ideas valued.
- Why this job: Make a real impact on underwriting decisions while building strong relationships with clients.
- Qualifications: Newly qualified ACA from Big 4, with a genuine interest in credit analysis.
- Other info: Opportunity to work in a tech-driven environment focused on sustainable corporate lending.
The predicted salary is between 28800 - 48000 £ per year.
We are working exclusively with a forward-thinking financial services organisation who are leading the way in providing modern, creative credit risk solutions. They specialise in acquiring large corporate loans from banks, backed by sophisticated insurance-based structures.
With a strong focus on technology, transparency, and collaboration, this growing company offers tailored underwriting services that support smart, sustainable corporate lending decisions. It’s a place where your ideas are valued, your skills are sharpened, and your voice can shape the future of financial services.
Our client is seeking to hire a newly qualified accountant (ACA) from the Big 4 to join as a Credit Analyst to work in the underwriting team. The role will see you conducting in-depth credit analysis and evaluating lending structures to support corporate loan underwriting and insurance decisions. You will also play an active role in cultivating and enhancing relationships with key brokers and clients to foster long-term relationships.
Key Responsibilities:- Formulate independent opinions and recommendations regarding corporate risks through in-depth analysis of bank memos, financial statements, management accounts, and cash flow statements.
- Assess and evaluate lending structures, ensuring they align with risk appetite and underwriting criteria.
- Provide expert recommendations on whether to underwrite and insure loans based on financial and structural analysis.
- Build and maintain strong relationships with brokers and other external stakeholders.
- Collaborate with internal stakeholders to support commercial decision-making.
- Monitor and review portfolio performance to ensure ongoing risk management.
- Keep up to date with market trends, regulatory developments, and industry best practices.
- Newly qualified ACA.
- Big 4 trained and preferably, although not essential, some experience in a role in one of the advisory / risk / deals teams.
- Genuine interest in credit analysis or risk assessment within financial services.
- An understanding of corporate lending structures and credit risk evaluation would be welcomed.
- Excellent analytical skills with the ability to interpret complex financial information.
- Commercial awareness.
- Client-facing experience with the ability to develop and nurture relationships with brokers.
This is an exciting opportunity for a detail-oriented professional to contribute to a growing organisation where your expertise will directly impact underwriting decisions. If you have the skills and experience required, we would love to hear from you.
Credit Analyst employer: Gambit Search
Contact Detail:
Gambit Search Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk solutions and corporate lending. This knowledge will not only help you during interviews but also demonstrate your genuine interest in the field.
✨Tip Number 2
Network with professionals in the financial services sector, especially those who work in underwriting or credit analysis. Attend industry events or join relevant online forums to build connections that could lead to valuable insights and referrals.
✨Tip Number 3
Prepare to discuss specific examples from your experience where you've successfully analysed financial statements or assessed risks. Being able to articulate your thought process and outcomes will set you apart from other candidates.
✨Tip Number 4
Showcase your client-facing skills by preparing to discuss how you've built and maintained relationships in previous roles. Highlighting your ability to communicate effectively with brokers and clients will be crucial for this position.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your qualifications as a newly qualified ACA and any relevant experience from your time at the Big 4. Emphasise your analytical skills and any client-facing roles you've had, as these are crucial for the Credit Analyst position.
Craft a Compelling Cover Letter: In your cover letter, express your genuine interest in credit analysis and risk assessment. Mention specific experiences that demonstrate your understanding of corporate lending structures and your ability to build relationships with brokers and clients.
Showcase Relevant Skills: When detailing your experience, focus on your analytical skills and your ability to interpret complex financial information. Provide examples of how you've assessed risks or made recommendations based on financial data in previous roles.
Research the Company: Familiarise yourself with the financial services organisation's approach to credit risk solutions. Understanding their focus on technology and collaboration will help you align your application with their values and demonstrate your enthusiasm for the role.
How to prepare for a job interview at Gambit Search
✨Showcase Your Analytical Skills
As a Credit Analyst, your ability to interpret complex financial information is crucial. Be prepared to discuss specific examples from your past experiences where you successfully conducted in-depth analysis and made recommendations based on your findings.
✨Demonstrate Your Understanding of Corporate Lending
Familiarise yourself with corporate lending structures and credit risk evaluation. During the interview, highlight your knowledge of these areas and how they relate to the role, showing that you can contribute effectively to underwriting decisions.
✨Emphasise Relationship-Building Skills
Since the role involves cultivating relationships with brokers and clients, be ready to share examples of how you've successfully built and maintained professional relationships in the past. This will demonstrate your client-facing experience and ability to nurture connections.
✨Stay Updated on Market Trends
Research current market trends, regulatory developments, and industry best practices related to credit analysis and risk assessment. Being knowledgeable about these topics will show your genuine interest in the field and your commitment to staying informed.
