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- Tasks: Support NFU Mutual Agents by underwriting commercial risks and negotiating large accounts.
- Company: Join NFU Mutual, a leading insurance provider with a strong commitment to growth and community.
- Benefits: Enjoy a competitive salary, annual bonuses, company car, and generous leave policies.
- Why this job: Gain valuable experience in a dynamic role with a focus on professional development and work-life balance.
- Qualifications: Experience in commercial underwriting and excellent communication skills are essential.
- Other info: Home-based with travel across Kent and Surrey; flexible scheduling for a positive lifestyle.
Join a thriving team providing dedicated Underwriting support to NFU Mutual's Agency network. Focus on our principal accounts and contribute to our planned commercial growth. This is a home-based position with regular travel to Agency sites - company car provided or car allowance scheme available.
About the role:
In this role, you will provide dedicated support to a panel of NFU Mutual Agents across the South East Region (covering Kent and Surrey). You will be responsible for underwriting a portfolio of commercial combined risks, leveraging your technical expertise to negotiate large commercial account reviews and connected portfolios. By collaborating with Subject Matter Experts as needed, you will deliver compelling, market-leading propositions to our customers. Working closely with Agents, you will aim to maximise profitable growth opportunities, influence performance, and support them in achieving excellent underwriting results.
Your first six months will focus on learning, supported by our career development framework, with training provided in agricultural knowledge and other areas as required. Following this, you will progress to agency visits, build your portfolio, and manage increasingly complex cases. This is a home-based role with regular travel to Agents. The frequency of visits will vary based on monthly needs, allowing you to plan in advance and maintain control over your schedule for a positive work-life balance.
About you:
We are seeking a dynamic insurance professional with extensive commercial underwriting experience. You will have a successful track record of managing more complex and technical cases across a range of commercial insurance products and will be able to demonstrate your ability to effectively coach and guide others. It's important that you possess exceptional communication skills with proven experience of building effective and lasting working relationships, with the confidence to challenge decisions and influence.
You will also be able to demonstrate the following:
- Effective negotiation skills to engage with stakeholders, facilitate successful outcomes, and confidently manage discussions on complex accounts.
- Hold a UK driving licence and be comfortable travelling to agency sites when required.
- Have completed or be working towards level 3 ACII (desirable).
Rewards and Benefits:
When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:
- Salary - up to £55,000 per annum depending on skill set and experience.
- Annual bonus (up to 17.5% of salary).
- Company car.
- Contributory pension scheme, up to 20%, including your 8% contribution.
- 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme.
- A Family Friendly policy that helps you balance your work and family responsibilities.
- Access to savings at High Street brands, travel and supermarkets.
- £20 contribution to a monthly gym membership - subject to T&Cs.
- Health and wellbeing plan - cashback for dentist, opticians, physio and more.
- Access to voluntary benefits, including health assessments, private medical insurance and dental insurance.
- Employee Volunteering - volunteer in the community for one day each year.
- Unlimited access to Refer a Friend £500 bonus scheme.
- Life Assurance cover of 4 x salary.
- Employee discounts of 15% on a range of NFU Mutual insurance policies.
Job Types: Full-time, Permanent
Pay: Up to £55,000.00 per year
Additional pay: Yearly bonus
Work Location: On the road
Reference ID: CSDI04083
Field based Commercial Underwriter employer: NFU Mutual
Contact Detail:
NFU Mutual Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Field based Commercial Underwriter
✨Tip Number 1
Familiarise yourself with NFU Mutual's values and mission. Understanding their commitment to customer service and community involvement will help you align your approach during interviews and discussions, showcasing how you can contribute to their goals.
✨Tip Number 2
Network with current or former employees of NFU Mutual, especially those in underwriting roles. They can provide valuable insights into the company culture and expectations, which can help you tailor your conversations and demonstrate your fit for the team.
✨Tip Number 3
Prepare to discuss specific examples from your past experience that highlight your negotiation skills and ability to manage complex accounts. Being able to articulate these experiences clearly will show your capability to handle the responsibilities of the role.
✨Tip Number 4
Stay updated on industry trends and changes in commercial insurance. This knowledge will not only help you in discussions but also demonstrate your commitment to continuous learning and professional development, which is highly valued in this role.
We think you need these skills to ace Field based Commercial Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your commercial underwriting experience and any relevant qualifications, such as ACII. Use specific examples to demonstrate your successful track record in managing complex cases.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention your ability to build effective relationships and your negotiation skills, as these are key for the position.
Showcase Relevant Skills: Emphasise your communication and coaching abilities in your application. Provide examples of how you've influenced decisions and supported others in achieving excellent results.
Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial in underwriting.
How to prepare for a job interview at NFU Mutual
✨Know Your Underwriting Basics
Make sure you brush up on your commercial underwriting knowledge. Understand the key principles and practices, especially those relevant to agricultural insurance, as this will show your technical expertise during the interview.
✨Demonstrate Your Communication Skills
Since the role requires exceptional communication skills, prepare examples of how you've built effective relationships in previous roles. Be ready to discuss how you can influence decisions and negotiate successfully with stakeholders.
✨Showcase Your Negotiation Experience
Prepare to discuss specific instances where you've successfully negotiated complex accounts. Highlight your strategies and the outcomes, as this will demonstrate your ability to manage discussions effectively.
✨Plan for Travel Logistics
As this is a field-based role, be prepared to discuss your approach to managing travel and agency visits. Show that you can maintain a positive work-life balance while being flexible and organised in your schedule.
