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- Tasks: Lead credit rating activities for banking partners and analyze financial data.
- Company: Join the UK's top age-inclusive jobs board focused on diverse talent.
- Benefits: Enjoy 30 days leave, flexible working, and a generous pension contribution.
- Why this job: Make an impact in finance while enjoying a supportive and flexible work culture.
- Qualifications: Experience in credit analysis and knowledge of UK financial markets required.
- Other info: Hybrid working model with only 2 office days per week.
The predicted salary is between 80000 - 87500 £ per year.
This job is brought to you by Jobs/Redefined, the UK’s leading over-50s age inclusive jobs board.
Senior Manager – Bank Credit Analysis
Application Deadline: 20 January 2025
Department: Guarantee & Wholesale Solutions
Employment Type: Permanent
Location: London
Compensation: GBP 80,000 – GBP 87,500 / year
Description
Senior Manager Bank Credit Analysis
Location: London / Hybrid Working (Expectation that you will attend an office 2 days per week)
Contract: Permanent
Hours: Full time 37.5 hours per week/flexible days and/or hours (Mon-Fri)
Salary: From GBP 80,000 – GBP 87,500 Depending on experience
Key Benefits
- 30 days annual leave plus bank holidays, opportunity to buy and sell up to 5 days holiday
- 15% employer pension contribution
- Flexible working
- Cycle to work scheme, healthcare cash plan, Group Income Protection and life assurance
- Paid voluntary days, maternity, paternity, adoption, and shared parental leave
- Benefits designed to suit your lifestyle – from discounts on retail and dining, to health and wellbeing, travel, and technology…and plenty more
The Role
We are currently recruiting for a Senior Manager – Bank Credit Analyst to work within our Products function in the banking arm of the business. This role is responsible for leading credit rating activity on our banking counterparties (“Delivery Partners”). We have over 100 Delivery Partners across a broad range of financial institutions, together delivering over GBP 2.5bn of finance flows each year.
You will perform analysis of key quantitative and qualitative factors influencing the credit quality of banking counterparties. You will also collate and assess counterparty credit ratings, using credit rating agency data, balanced score cards and your own analysis to assess the appropriateness of external credit ratings and assign credit ratings to counterparties.
You will be expected to prepare and present credit analysis on new and existing counterparties for Board and Executive risk oversight forums, as well as Investment Committees and other decision-making forums, and liaise with relevant stakeholders, including our second line risk function.
To be considered for this role, you must have credit analysis experience, ideally from a rating agency or credit fund, along with a good working knowledge of UK financial markets and sound analytical capabilities.
You will be an expert in the analysis of financial statements and financial information/reports and have experience in identification and assessment of financial risks. Experience of managing key external and internal relationships in banking or the financial services sector is also essential.
If you have either rating agency background/experience of SME Lending/experience working with a distressed portfolio or experience within a risk function of a financial services company, this would also be highly desirable.
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Senior Manager - Bank Credit Analysis employer: British Business Bank
Contact Detail:
British Business Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Manager - Bank Credit Analysis
✨Tip Number 1
Make sure to familiarize yourself with the key players in the UK financial markets. Understanding the landscape and the major institutions will help you speak confidently about your insights during interviews.
✨Tip Number 2
Network with professionals who are currently working in credit analysis or related fields. Attend industry events or webinars to connect with potential colleagues and learn more about the role and its challenges.
✨Tip Number 3
Brush up on your presentation skills, as you'll need to prepare and present credit analyses to various stakeholders. Practicing how to convey complex information clearly and concisely will set you apart.
✨Tip Number 4
Stay updated on current trends and changes in the banking sector, especially those affecting credit ratings. This knowledge will not only enhance your discussions but also demonstrate your commitment to the field.
We think you need these skills to ace Senior Manager - Bank Credit Analysis
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description for the Senior Manager - Bank Credit Analysis position. Understand the key responsibilities and required skills, as this will help you tailor your application.
Highlight Relevant Experience: In your CV and cover letter, emphasize your credit analysis experience, particularly if it comes from a rating agency or credit fund. Be specific about your analytical capabilities and any relevant financial market knowledge.
Showcase Your Skills: Demonstrate your expertise in analyzing financial statements and identifying financial risks. Use concrete examples from your past work to illustrate how you've successfully managed relationships in the banking or financial services sector.
Craft a Compelling Cover Letter: Write a personalized cover letter that connects your background to the role. Mention your understanding of the UK financial markets and your ability to present credit analysis to stakeholders, as these are crucial for the position.
How to prepare for a job interview at British Business Bank
✨Showcase Your Credit Analysis Expertise
Be prepared to discuss your previous experience in credit analysis, especially if it comes from a rating agency or credit fund. Highlight specific projects where you assessed financial risks and how your analysis influenced decision-making.
✨Understand the UK Financial Markets
Demonstrate your knowledge of the UK financial markets during the interview. Be ready to discuss recent trends, regulatory changes, and how they impact credit ratings and banking counterparties.
✨Prepare for Stakeholder Engagement Scenarios
Since the role involves liaising with various stakeholders, think of examples where you've successfully managed relationships in the banking or financial services sector. Prepare to discuss how you handle conflicts and ensure effective communication.
✨Present Your Analytical Skills
You will likely be asked to present credit analysis findings. Practice summarizing complex financial data clearly and concisely. Use visuals if possible, and be ready to explain your thought process behind the ratings you assign.
