Transaction Monitoring Analyst...

Job Description A rapidly growing, Electronic Money Institution (EMI) based in London, are looking to add a Transaction Monitoring Analyst to join their Compliance team. A forward-thinking company redefining how value is stored and exchanged. As an alternative to traditional fiat systems, they provide a secure, efficient, and borderless financial solution built for the digital economy. As they scale operations, they’re strengthening their financial crime defences and investing in compliance excellence. This is a great opportunity to join a values-led firm where you can make a real impact. The Role Reporting directly to the Head of Compliance, the Transaction Monitoring Analyst will play a vital role in identifying and escalating suspicious activity, contributing to the firm’s AML/CTF risk framework and continuous improvement of their transaction monitoring controls. This is a hands-on role that requires sector-specific experience, a strong analytical mindset, and a passion for financial crime prevention. Key Responsibilities – Review and investigate alerts from the firm’s transaction monitoring systems, identifying unusual or potentially suspicious activity. – Conduct in-depth investigations using internal data and open-source intelligence (OSINT) tools. – Draft clear, well-reasoned internal SARs for review and escalation. – Work closely with the Head of Compliance to fine-tune transaction monitoring rules and support system enhancements. – Monitor high-risk client activity and escalate potential red flags. – Maintain meticulous records and ensure audit readiness. – Contribute to broader AML/CTF and financial crime initiatives within the team. Candidate Profile – 3+ years of hands-on experience in transaction monitoring, ideally within an EMI, fintech, payments firm, or MSB. – Strong understanding of UK Money Laundering Regulations, JMLSG guidance, and FCA expectations. – Familiarity with transaction monitoring systems (e.g., Flagright, ComplyAdvantage, LexisNexis, or similar). – Confident using OSINT techniques to support investigations. – Excellent analytical skills and professional judgement. – Strong written communication skills – able to write clear, concise case files and reports. – Self-starter who can manage caseloads with accuracy and attention to detail. – Comfortable working in a fast-paced, growth-oriented environment.