Commodities Credit Analyst - Associate / AVP

Our client is is a global financial services platform that provides market access and infrastructure services, including execution, clearing, and hedging, to clients in energy, commodities, and financial markets, acting as both a broker and a dealer.

You will take ownership of the credit analysis for a proportion of the client base, in conjunction with other credit analysts, to ensure a thorough understanding of each client’s business model & financials as well as the impact of macroeconomic events on each client. You will also produce well-researched and articulated recommendations for credit facilities submitted to the Head of Credit, Head of Risk, CRO & Credit Committee.

Responsibilities:

• Qualitative and quantitative analysis of all current and potential clients & counterparties including; Corporates, Financial Institutions, Individuals, CCP’s & State Owned (or pseudo State Owned) Enterprises.

• Continual focus on global macro-economic environment with understanding of specific country factors and the impact of those factors on the credit risk assessment with regard to clients & counterparties incorporated or operating in those countries.

• Form well-researched and intellectually credible recommendations to the CRO & Credit Committee for new credit facilities and renewals.

• High levels of interaction with clients, as required, on both a domestic and international basis.

• Management information reporting where relevant on a periodic and ad hoc basis.

• Act as an advisor and subject matter expert to guide the business for all credit related items and manage the credit facility application/ review process for the allocated client base.

• Form enduring and effective working relationships across all internal departments to reinforce the firm’s client service model.

• Contribute to enhancing existing and/ or implementation of new credit risk policies, procedures and processes to drive the department forward and ensure adherence to best practice.

• Communicate & escalate all relevant items to the Credit Manager, Head of Risk and the CRO as appropriate.

Competencies:

• Ability to communicate with confidence and in a manner appropriate to the audience, from junior level colleagues to C-Suite executives within the firm as well as a diverse external client base.

• Effective report writing skills with an ability to distil complex information to a ‘key risks’ summary to enable management decision making.

• Strong presentation technique and experience communicating to senior management forums.

• A collaborative team player, approachable, self-efficient and influences a positive work environment.

• Demonstrates curiosity.

• Resilient in a challenging, fast-paced environment.

• Ability to take a high level of responsibility.

• Excels at building relationships, networking and influencing others.

• Strategic collaborator with insight and agility, able to anticipate future challenges, ensuring operational effectiveness.

Skills and Experience:

• Strong and demonstrable understanding of corporate financial statement analysis gained ideally through an investment banking or institutional brokerage background.

• Track record in forming well researched conclusions on credit assessments including; internally modelled credit ratings and recovery potential in the event of default.

• Understanding credit risk inherent in granting credit facilities to cover the margin requirements (initial and variation) of futures and options.

• University graduate (or equivalent) or sufficient relevant work experience.

• Good knowledge of MS Excel and Word required, Bloomberg is advantageous.

• Experience of reviewing clients that operate in the Commodities sector.

• Additional language skills other than English is desirable.

• Experience working in a regulated environment and knowledge of the risk and compliance requirements associated with this.