Head of Engineering, Partner Credit Services
Head of Engineering, Partner Credit Services

Head of Engineering, Partner Credit Services

London Full-Time 72000 - 100000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Lead engineering teams to shape Tide's credit platform and drive innovation.
  • Company: Join Tide, a fast-growing fintech empowering over 1 million small businesses globally.
  • Benefits: Enjoy flexible working, health insurance, generous holiday, and a £1,000 L&D budget.
  • Why this job: Be part of a diverse team, influence strategy, and work on cutting-edge technology.
  • Qualifications: 10+ years in backend engineering, fintech experience, and expertise in microservices and Python.
  • Other info: Tide champions inclusivity and offers a hybrid work model for collaboration.

The predicted salary is between 72000 - 100000 £ per year.

At Tide, we are building a business management platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.

Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin and Belgrade, Tide employs over 2,000 employees. Tide is rapidly growing, expanding into new products and markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.

The Partner Credit Services domain powers Tide’s Intermediated Credit product for its Members. Our mission is to provide Tide Members with a compelling and competitive choice of funding options that suit their needs, through our broad network of lender partners. The domain consists of multiple autonomous cross-functional product engineering teams, each focused on a specific value stream. As we continue to grow our UK business and expand into new markets, we are continually enhancing our capabilities and integrating with global partners. Our teams operate in a modern microservices architecture, ensuring high availability, scalability, and resilience.

As a Head of Engineering, you will be a technical leader, playing a pivotal role in shaping the future of Tide’s intermediated credit platform. Managing the Engineering Managers (EMs) within the domain, this role is focused on technical leadership, architecture, and engineering strategy.

  • Defining and driving the architectural direction for Tide’s Intermediated Credit product, ensuring scalability, resilience, and compliance.
  • Leading the design and development of high quality Intermediated Credit products.
  • Collaborating with cross-functional teams (Product, Compliance, Business) to enhance Tide’s credit offerings.
  • Integrating with third-party providers.
  • This is a technically hands-on role, getting directly involved in your architecture, providing hands-on technical guidance, ensuring best practices in software engineering, security, and system design.
  • Managing and mentoring engineers, fostering a culture of technical excellence and continuous learning.

This role offers the opportunity to influence the entire Intermediated Credit portfolio, drive innovation, and shape strategy as we scale globally.

We are seeking a highly technical and strategic engineering leader with deep expertise in fintech, and distributed architectures, preferably with a background in Credit platforms.

  • 10+ years of backend engineering experience, with at least 5 years working in fintech.
  • Strong experience with microservices, event-driven architectures, and distributed systems.
  • Proficient in the Python ecosystem, relational databases, and modern cloud-native development, with expertise in designing scalable micro-services.
  • Hands-on experience designing fault-tolerant, high-availability architectures.
  • Proven ability to deliver 3rd party integrations, including influencing the provider's delivery and roadmaps.
  • Ability to translate strategic goals into a clear technical roadmap and effectively communicate the “why” behind technical decisions.

Our Teams Build Loosely Coupled Microservices, Enabling Fast, Autonomous Development. Our Architecture Prioritizes Scalability, Security, And Resilience, Ensuring Seamless Financial Transactions.

  • Backend: Python, FastAPI, Flask
  • Databases: PostgreSQL
  • Messaging: Kafka, AWS SQS/SNS
  • Infrastructure: Kubernetes (EKS), AWS
  • Frontend: Flutter (Mobile), Angular and React (Web)

Our location-specific employee benefits are designed to cater to the unique needs of Tideans:

  • Flexible working options
  • Share options
  • Group Life Insurance
  • Vitality Health Insurance, with a proactive focus on mental and physical wellbeing
  • 25 days holiday with the ability to buy extra days
  • 3 days for L&D or volunteering time off per year
  • We invest in your development with a £1,000 professional L&D budget per year
  • Access to ‘salary sacrifice’ benefits such as Cycle to Work scheme and pension contribution
  • Spacious brand-new office near Old Street with an all-day snacks bar
  • Enhanced family-friendly leave
  • Sabbatical leave

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

Head of Engineering, Partner Credit Services employer: Tide

Tide is an exceptional employer, offering a dynamic work environment in the heart of London that fosters innovation and collaboration. With a strong commitment to employee development, including a generous L&D budget and flexible working options, Tide empowers its team members to thrive both personally and professionally. The inclusive culture celebrates diversity, ensuring every voice is heard while providing unique benefits such as enhanced family leave and wellness initiatives, making it a truly rewarding place to work.
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Contact Detail:

Tide Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Head of Engineering, Partner Credit Services

Tip Number 1

Familiarise yourself with Tide's mission and values. Understanding how they empower small businesses will help you align your vision with theirs during discussions, showcasing your passion for their goals.

Tip Number 2

Network with current or former Tide employees on platforms like LinkedIn. Engaging in conversations about their experiences can provide valuable insights into the company culture and expectations for the Head of Engineering role.

Tip Number 3

Prepare to discuss your experience with microservices and distributed architectures in detail. Be ready to share specific examples of how you've successfully implemented these technologies in previous roles, as this is crucial for the position.

Tip Number 4

Stay updated on the latest trends in fintech and credit platforms. Being knowledgeable about industry advancements will not only impress during interviews but also demonstrate your commitment to driving innovation at Tide.

We think you need these skills to ace Head of Engineering, Partner Credit Services

Technical Leadership
Architecture Design
Microservices Architecture
Event-Driven Architectures
Distributed Systems
Backend Engineering
Python Proficiency
Relational Databases (PostgreSQL)
Cloud-Native Development
Fault-Tolerant System Design
High-Availability Architecture
Third-Party Integration
Strategic Planning
Cross-Functional Collaboration
Mentoring and Coaching

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience in fintech and backend engineering. Emphasise your expertise in microservices, event-driven architectures, and any leadership roles you've held.

Craft a Compelling Cover Letter: In your cover letter, express your passion for empowering small businesses and how your technical leadership can contribute to Tide's mission. Mention specific projects or achievements that align with the role.

Showcase Technical Skills: Clearly outline your technical skills related to Python, cloud-native development, and system design. Provide examples of how you've successfully implemented scalable architectures in previous roles.

Demonstrate Cultural Fit: Tide values diversity and inclusion. In your application, reflect on how your background and experiences contribute to a diverse workplace. Share examples of how you've fostered collaboration and inclusivity in teams.

How to prepare for a job interview at Tide

Understand Tide's Mission

Before the interview, make sure you grasp Tide's mission to empower small businesses. Familiarise yourself with their products and services, especially in the context of Partner Credit Services, as this will show your genuine interest and alignment with their goals.

Showcase Your Technical Expertise

As a Head of Engineering, you'll need to demonstrate your deep expertise in fintech and distributed architectures. Be prepared to discuss your experience with microservices, event-driven architectures, and how you've successfully implemented these in previous roles.

Prepare for Hands-On Technical Questions

Expect technical questions that require you to think critically about architecture and system design. Brush up on your knowledge of Python, cloud-native development, and fault-tolerant systems, as these are crucial for the role.

Emphasise Leadership and Mentoring Skills

Highlight your experience in managing and mentoring engineering teams. Discuss how you've fostered a culture of technical excellence and continuous learning, as this is key to succeeding in a leadership role at Tide.

Head of Engineering, Partner Credit Services
Tide
Location: London
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  • Head of Engineering, Partner Credit Services

    London
    Full-Time
    72000 - 100000 £ / year (est.)
  • T

    Tide

    50-100
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