Tech Lead - Banking Service
Tech Lead - Banking Service

Tech Lead - Banking Service

London Full-Time 48000 - 72000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Lead the design and development of innovative banking systems using Golang or Ruby on Rails.
  • Company: Join Crypto.com, a fast-growing cryptocurrency platform with over 80 million customers worldwide.
  • Benefits: Enjoy competitive salary, equity package, flexible work arrangements, and comprehensive health benefits.
  • Why this job: Shape the future of digital banking while working in a collaborative and innovative environment.
  • Qualifications: 8+ years in software development, with strong leadership skills and experience in financial technology.
  • Other info: Be part of a diverse team committed to fostering an inclusive culture.

The predicted salary is between 48000 - 72000 £ per year.

We are a team to design, develop, maintain, and improve software for various ventures projects, i.e., projects that are adjacent to our core businesses and are bootstrapped fast with a lean team. You will be actively involved in the design of various components behind scalable applications, from frontend UI to backend infrastructure.

Our mission is to create a seamless, secure, and innovative banking experience for our customers. We are looking for a Banking Service Tech Lead to help establish our foundation systems and lead our technical initiatives.

As the Banking Service Tech Lead, you will be responsible for architecting, developing, and maintaining our core banking infrastructure. You will work closely with cross-functional teams to ensure our banking systems meet regulatory requirements, security standards, and deliver exceptional customer experiences. This leadership role requires both technical expertise and strong people management skills to build and guide high-performing teams.

Key Responsibilities
  • Lead the technical design and implementation of our core banking systems using Golang or Ruby on Rails.
  • Establish the foundation for our digital banking platform, including payment networks, account management, and transaction processing.
  • Design and implement secure and scalable banking APIs following Open API specifications.
  • Collaborate with compliance teams to implement robust KYC/AML systems and processes.
  • Develop data reporting flows that meet regulatory requirements and business intelligence needs.
  • Architect and implement financial treasury processes, FX exchange capabilities, and crediting systems.
  • Guide the team in integrating with payment networks and banking partners.
  • Ensure all systems meet banking regulatory requirements and security standards.
  • Build, mentor, and lead engineering teams, providing career development and performance feedback.
  • Drive engineering excellence through best practices, code reviews, and continuous improvement.
  • Manage project timelines, resource allocation, and technical delivery.
  • Collaborate with product, design, and business stakeholders to align technical solutions with business goals.
  • Represent the engineering team in executive and cross-functional meetings.
Required Qualifications
  • 8+ years of software development experience, with at least 5 years in financial technology.
  • 3+ years of people management experience, leading engineering teams of 5+ developers.
  • Strong proficiency in Golang or Ruby on Rails.
  • Proven experience building and scaling banking or financial services platforms.
  • Deep understanding of banking operations, payment networks, and financial systems.
  • Experience implementing KYC/AML solutions and compliance frameworks.
  • Knowledge of data security practices specific to financial institutions.
  • Experience with treasury management systems, FX exchange, and crediting systems.
  • Strong understanding of RESTful APIs and Open API specifications.
  • Experience with microservices architecture and cloud-native applications.
  • Demonstrated leadership skills with the ability to inspire and motivate teams.
  • Strong conflict resolution and problem-solving abilities.
  • Excellent communication skills and ability to translate complex technical concepts to non-technical stakeholders.
Preferred Qualifications
  • Experience working with global bank auditors and regulatory compliance teams.
  • Knowledge of or experience integrating with banking core SaaS systems such as ThoughtMachine, Audax, or Temenos.
  • Experience working with System Integrators (SI) on large-scale financial projects.
  • Understanding of ISO 20022, PSD2, or other banking standards.
  • Experience with real-time payment systems and card processing networks.
  • Knowledge of blockchain or distributed ledger technologies for financial applications.
  • Experience with cloud platforms (AWS, GCP, Azure) and containerization (Docker, Kubernetes).
  • Background in data science or analytics related to financial services.
  • Experience managing distributed or remote engineering teams.
  • Track record of successful delivery in highly regulated environments.
Leadership Competencies
  • Strategic thinking and ability to translate business vision into technical roadmaps.
  • Excellent team building and talent development capabilities.
  • Strong stakeholder management and executive communication skills.
  • Ability to drive consensus across diverse teams and perspectives.
  • Proven track record of delivering complex projects on time and within budget.
  • Adaptability and resilience in fast-paced, changing environments.
  • Commitment to fostering an inclusive and collaborative team culture.
What We Offer
  • Opportunity to shape the foundation of a digital bank from the ground up.
  • Competitive salary and equity package.
  • Comprehensive health benefits.
  • Flexible work arrangements.
  • Continuous learning and development opportunities.
  • Collaborative and innovative work environment.
  • Career growth and leadership development programs.

Crypto.com is an equal opportunities employer and we are committed to creating an environment where opportunities are presented to everyone in a fair and transparent way. Crypto.com values diversity and inclusion, seeking candidates with a variety of backgrounds, perspectives, and skills that complement and strengthen our team.

Tech Lead - Banking Service employer: Crypto.com

At Crypto.com, we pride ourselves on being an exceptional employer, offering a unique opportunity to shape the future of digital banking in a collaborative and innovative environment. Our commitment to employee growth is reflected in our comprehensive health benefits, flexible work arrangements, and continuous learning opportunities, ensuring that every team member can thrive both personally and professionally. Join us in our mission to create a seamless and secure banking experience while enjoying a competitive salary and equity package in a diverse and inclusive workplace.
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Contact Detail:

Crypto.com Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Tech Lead - Banking Service

✨Tip Number 1

Familiarise yourself with the latest trends in banking technology, especially around Golang and Ruby on Rails. Being able to discuss recent advancements or projects you've worked on using these technologies can set you apart during interviews.

✨Tip Number 2

Showcase your leadership skills by preparing examples of how you've successfully managed engineering teams in the past. Highlight specific challenges you faced and how you motivated your team to overcome them.

✨Tip Number 3

Understand the regulatory landscape of the banking industry, particularly KYC/AML compliance. Being able to speak knowledgeably about these requirements will demonstrate your readiness for the role and your commitment to security standards.

✨Tip Number 4

Network with professionals in the fintech space, especially those who have experience with digital banking platforms. Engaging in discussions or attending relevant meetups can provide insights and connections that may help you during the application process.

We think you need these skills to ace Tech Lead - Banking Service

Proficiency in Golang or Ruby on Rails
Experience in financial technology
People management skills
Understanding of banking operations and payment networks
Knowledge of KYC/AML compliance frameworks
Data security practices specific to financial institutions
Experience with treasury management systems and FX exchange
Strong understanding of RESTful APIs and Open API specifications
Microservices architecture and cloud-native applications
Leadership and team building capabilities
Conflict resolution and problem-solving abilities
Excellent communication skills
Project management and resource allocation
Experience with cloud platforms (AWS, GCP, Azure)
Containerization technologies (Docker, Kubernetes)
Strategic thinking and technical roadmap development

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience in software development, particularly with Golang or Ruby on Rails. Emphasise your leadership roles and any experience in financial technology to align with the job requirements.

Craft a Compelling Cover Letter: In your cover letter, express your passion for creating innovative banking solutions. Discuss how your technical expertise and people management skills can contribute to the company's mission of delivering exceptional customer experiences.

Showcase Relevant Projects: Include specific examples of projects you've led or contributed to that demonstrate your ability to architect and implement banking systems. Highlight your experience with KYC/AML compliance and any work with payment networks.

Prepare for Technical Questions: Be ready to discuss your technical knowledge in detail, especially regarding RESTful APIs, microservices architecture, and cloud platforms. Prepare to explain complex concepts in a way that non-technical stakeholders can understand.

How to prepare for a job interview at Crypto.com

✨Showcase Your Technical Expertise

As a Tech Lead, you'll need to demonstrate your proficiency in Golang or Ruby on Rails. Be prepared to discuss specific projects where you've used these technologies, focusing on the challenges you faced and how you overcame them.

✨Highlight Leadership Experience

This role requires strong people management skills. Share examples of how you've built and led engineering teams, including any mentoring or career development initiatives you've implemented to support your team members.

✨Understand Regulatory Requirements

Familiarise yourself with KYC/AML regulations and other compliance frameworks relevant to banking. Be ready to discuss how you've integrated these requirements into previous projects and how you plan to ensure compliance in future systems.

✨Communicate Effectively

You'll need to translate complex technical concepts for non-technical stakeholders. Practice explaining your past projects and technical decisions in simple terms, ensuring that you can convey the value and impact of your work clearly.

Tech Lead - Banking Service
Crypto.com
Location: London
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  • Tech Lead - Banking Service

    London
    Full-Time
    48000 - 72000 £ / year (est.)
  • C

    Crypto.com

    1000+
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