Life Underwriter

Life Underwriter

Bristol Full-Time 28800 - 48000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Assess customer risk profiles and deliver top-tier service in a dynamic underwriting role.
  • Company: Join Aviva, a leading insurance provider committed to making a positive impact.
  • Benefits: Enjoy competitive salary, bonus opportunities, generous pension, and flexible working options.
  • Why this job: Be part of a supportive team that values excellence and offers meaningful work.
  • Qualifications: Technical knowledge of protection underwriting is essential; stakeholder management experience preferred.
  • Other info: We welcome applications from all backgrounds and offer flexible working arrangements.

The predicted salary is between 28800 - 48000 £ per year.

Do you love making smart, confident decisions that really make a difference? This is a great job for an experienced Life Insurance Underwriter who’s ready to step into a dynamic role, take ownership of operational underwriting, and deliver top-tier customer experiences. If you’re passionate about aligning your decisions with a strong underwriting philosophy and want to be part of a team that values excellence and impact—this is your moment!

A bit about the job:

  • Assess customer risk profile in accordance with the operating principles and standards to ensure a high-quality customer experience.
  • Consistently deliver high standards of service, accuracy, and efficiency.
  • Proactively highlight conditions that are preventing you from servicing demands, and ensure that you do not create waste.
  • Make suggestions for improvement, and act where appropriate based on knowledge and data.
  • Own changes implementing where you can, pulling in support where needed and escalating where required.
  • Support the senior underwriter as point of contact for less experienced members of the team.

Skills and experience we’re looking for:

  • Technical knowledge of all areas of protection underwriting (Essential)
  • Understand the needs of the customer to ensure they are treated fairly
  • Previous experience of dealing and managing stakeholders (Preferred, not essential)
  • Knowledge of impacting legislation
  • Strong problem-solving skills with the ability to identify and solve issues working with a team

What you’ll get for this role:

  • Competitive salary (depending on location, skills, experience, and qualifications)
  • Bonus opportunity - 8% of annual salary. Actual amount depends on your performance and Aviva’s.
  • Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.
  • 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days.
  • Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts.
  • Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme.
  • Brilliantly supportive policies including parental and carer’s leave.
  • Flexible benefits to suit you, including sustainability options such as cycle to work.
  • Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others.
  • We take your wellbeing seriously with lots of support and tools.

Aviva is for everyone: We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares. We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.

To find out more about working at Aviva take a look here. We interview every disabled applicant who meets the minimum criteria for the job. Once you’ve applied, please send us an email stating that you have a disclosed disability, and we’ll interview you. We’d love it if you could submit your application online. If you require an alternative method of applying, please give Jessica Mason a call on 07387 545 666 or send an email to Jessica.Mason@aviva.com.

Life Underwriter employer: Aviva

Aviva is an exceptional employer that prioritises the growth and wellbeing of its employees, offering a competitive salary, generous pension contributions, and a wealth of benefits including flexible working options and paid volunteering days. With a strong commitment to inclusivity and a supportive work culture, Aviva empowers Life Underwriters to make impactful decisions while fostering professional development in a collaborative environment across various locations such as Bristol, Leatherhead, Norwich, Sheffield, and York.
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Contact Detail:

Aviva Recruiting Team

Jessica.Mason@aviva.com

StudySmarter Expert Advice 🤫

We think this is how you could land Life Underwriter

✨Tip Number 1

Familiarise yourself with the latest trends and regulations in life insurance underwriting. This knowledge will not only boost your confidence during interviews but also demonstrate your commitment to staying updated in a rapidly evolving field.

✨Tip Number 2

Network with current or former employees of Aviva, especially those in underwriting roles. They can provide valuable insights into the company culture and expectations, which can help you tailor your approach when discussing your fit for the role.

✨Tip Number 3

Prepare to discuss specific examples from your past experience where you've successfully assessed risk and made impactful decisions. Highlighting these instances will showcase your problem-solving skills and ability to deliver high-quality customer experiences.

✨Tip Number 4

Demonstrate your understanding of customer needs by preparing to discuss how you would ensure fair treatment for clients. This aligns with Aviva's values and shows that you are not just focused on numbers, but also on providing excellent service.

We think you need these skills to ace Life Underwriter

Technical Knowledge of Protection Underwriting
Risk Assessment Skills
Customer Service Orientation
Stakeholder Management
Knowledge of Legislation Impacting Underwriting
Problem-Solving Skills
Attention to Detail
Data Analysis
Communication Skills
Team Collaboration
Operational Underwriting Expertise
Decision-Making Skills
Adaptability
Continuous Improvement Mindset

Some tips for your application 🫡

Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of a Life Underwriter. Familiarise yourself with the key skills mentioned in the job description, such as technical knowledge of protection underwriting and strong problem-solving abilities.

Tailor Your CV: Customise your CV to highlight relevant experience and skills that align with the job description. Emphasise your previous underwriting experience, stakeholder management, and any specific achievements that demonstrate your ability to deliver high standards of service.

Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Use specific examples from your past experiences to illustrate how you meet the qualifications and how you can contribute to the team’s success.

Proofread Your Application: Before submitting your application, carefully proofread all documents for spelling and grammatical errors. A polished application reflects your attention to detail and professionalism, which are crucial in the underwriting field.

How to prepare for a job interview at Aviva

✨Showcase Your Technical Knowledge

As a Life Underwriter, it's crucial to demonstrate your technical knowledge of protection underwriting. Be prepared to discuss specific cases or scenarios where you've successfully assessed risk profiles and made informed decisions.

✨Emphasise Customer-Centric Thinking

Highlight your understanding of customer needs during the interview. Share examples of how you've ensured fair treatment for customers and delivered high-quality experiences in your previous roles.

✨Prepare for Problem-Solving Questions

Expect questions that assess your problem-solving skills. Think of instances where you've identified issues and implemented solutions, especially in a team setting. This will show your ability to work collaboratively and effectively.

✨Demonstrate Initiative and Improvement Mindset

Be ready to discuss how you've proactively suggested improvements in your past roles. Talk about any changes you've implemented and how they positively impacted your team's efficiency or service quality.

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