At a Glance
- Tasks: Help clients secure mortgage loans and provide expert advice throughout the process.
- Company: Join a community-focused bank dedicated to helping people achieve their homeownership dreams.
- Benefits: Enjoy flexible work options, competitive pay, and opportunities for professional growth.
- Why this job: Be part of a dynamic team that values collaboration and makes a real impact in people's lives.
- Qualifications: Bachelor's degree preferred; 2 years of sales experience required; mortgage knowledge is a plus.
- Other info: Equal opportunity employer committed to diversity and inclusion.
The predicted salary is between 36000 - 60000 £ per year.
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JOB FUNCTION / SUMMARY: Originate portfolio loans, secondary market conventional, FHA, VA, and RD loans that comply with investor requirements and all State and Federal laws and regulations. Promote Bank products and services to existing and potential clients in the community.
ESSENTIAL DUTIES & RESPONSIBILITIES:
- Provide expert mortgage advice to potential borrowers.
- Stay current with:
- Bank's underwriting policy;
- Investor guidelines;
- Applicable State and Federal laws and regulations;
- Changes in the mortgage industry.
SUPERVISORY RESPONSIBILITIES: None.
MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:
- Bachelor's Degree preferred.
- At least 2 years of sales experience required.
- Over 2 years of mortgage origination experience preferred.
- Must register with the National Mortgage Licensing System (NMLS) under the SAFE Act of 2008 and maintain registration.
- Knowledge of mortgage laws, procedures, and regulations at federal, state, and local levels.
- Proficiency with Microsoft Office and Outlook.
- Excellent communication, analytical, customer service, and organizational skills.
- Ability to work effectively with all levels of personnel.
- Strong presentation skills.
ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:
- Ability to travel if required.
- Work under stress and meet deadlines.
- Operate related equipment.
- Read and interpret documents.
- Lift/move approximately 10 pounds, with accommodations if necessary.
Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, disability, or protected veteran status, in accordance with laws.
Mortgage Loan Originator employer: Hancock Whitney
Contact Detail:
Hancock Whitney Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Loan Originator
✨Tip Number 1
Network with professionals in the mortgage industry, such as realtors and builders. Building relationships can lead to referrals and insights about potential job openings.
✨Tip Number 2
Stay updated on the latest mortgage laws and regulations. This knowledge will not only help you in interviews but also demonstrate your commitment to the field.
✨Tip Number 3
Prepare for interviews by practising common questions related to mortgage origination. Being able to articulate your experience and knowledge confidently can set you apart from other candidates.
✨Tip Number 4
Showcase your customer service skills during the application process. Highlighting your ability to communicate effectively and manage client relationships can make a strong impression.
We think you need these skills to ace Mortgage Loan Originator
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of a Mortgage Loan Originator. Familiarise yourself with the essential duties listed in the job description to tailor your application accordingly.
Highlight Relevant Experience: In your CV and cover letter, emphasise your sales experience and any previous mortgage origination roles. Be specific about your achievements and how they relate to the skills required for this position.
Craft a Strong Cover Letter: Write a compelling cover letter that showcases your passion for the mortgage industry and your understanding of compliance regulations. Mention your ability to provide expert advice and maintain client relationships, as these are key aspects of the role.
Proofread Your Application: Before submitting, carefully proofread your application materials for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial in the mortgage industry.
How to prepare for a job interview at Hancock Whitney
✨Know Your Mortgage Products
Familiarise yourself with the different types of loans you will be dealing with, such as FHA, VA, and conventional loans. Understanding the nuances of each product will help you provide expert advice during the interview.
✨Stay Updated on Regulations
Make sure you're aware of the latest state and federal laws regarding mortgage origination. Being knowledgeable about compliance will demonstrate your commitment to the role and the industry.
✨Prepare for Common Questions
Anticipate questions related to your experience in sales and mortgage origination. Be ready to discuss specific examples of how you've successfully managed a pipeline of loans or resolved discrepancies in the past.
✨Showcase Your Networking Skills
Highlight your ability to develop and maintain referral networks. Discuss any existing relationships you have with realtors or other professionals in the industry, as this can be a significant asset for the company.