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- Tasks: Conduct credit risk analysis and assess applications for diverse financial portfolios.
- Company: Join a leading international banking group with over $400 billion in global assets.
- Benefits: Enjoy a competitive salary, bonus, and benefits package in a collaborative environment.
- Why this job: Make a significant impact in a key risk function within a prestigious organisation.
- Qualifications: Requires 10 years of bank credit analysis experience and relevant qualifications.
- Other info: This is a 12-month maternity cover contract based in London, on-site 4 days a week.
The predicted salary is between 68000 - 102000 £ per year.
A leading international banking group with global assets exceeding $400 billion is seeking an experienced Credit Analyst for a 12-month maternity cover contract within its expanding London operation. The London office encompasses private, commercial, wholesale, and retail banking activities, offering a dynamic and collaborative environment.
As a Credit Analyst, you will play a pivotal role in providing independent credit risk assessments to internal committees, covering a diverse portfolio of global financial institutions, sovereigns, corporates, and individuals. Your analysis will combine quantitative and qualitative approaches, evaluating financial accounts, macroeconomic factors, and management quality.
Key Responsibilities:- Conduct credit risk analysis for a portfolio of financial institutions and corporate borrowers, ensuring timely and accurate assessments.
- Monitor and manage ongoing credit risk for assigned accounts, providing regular updates on any factors impacting risk.
- Assess new and renewal credit applications, preparing detailed financial spreadsheets and credit analysis reports using CAMEL methodology where appropriate.
- Gather and interpret information from rating agencies, brokers, banks, and market sources to inform risk assessments.
- Structure and present credit proposals, ensuring high-quality submissions to the Credit Committee.
- Collaborate with Credit Administration, Control, and product units to ensure effective portfolio management and risk limit adjustments.
- Prepare periodic reports for Senior Management and undertake special studies as required.
- Support the Credit Committee as secretary when needed, ensuring accurate documentation and timely filing of decisions and minutes.
- Minimum 10 years’ experience in bank credit analysis, with exposure to corporates, banks, and NBFIs.
- Strong written English and numeracy skills.
- Excellent communication and interpersonal abilities.
- Relevant degree or equivalent qualification.
- Join a prestigious, globally recognised banking group.
- Work in a collaborative, high-performing team.
- Competitive salary, bonus, and benefits package.
- Opportunity to make a significant impact in a key risk function.
Contact Detail:
Cameron Kennedy Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst
✨Tip Number 1
Network with professionals in the banking and finance sector, especially those who work as Credit Analysts. Attend industry events or webinars to connect with potential colleagues and learn more about the role.
✨Tip Number 2
Familiarise yourself with CAMEL methodology and other credit assessment frameworks. Being able to discuss these concepts confidently during interviews will demonstrate your expertise and readiness for the role.
✨Tip Number 3
Stay updated on current economic trends and financial news that could impact credit risk assessments. This knowledge will not only help you in interviews but also show your proactive approach to the role.
✨Tip Number 4
Prepare to discuss specific examples from your past experience where you've successfully conducted credit risk analysis. Highlighting your achievements will make you stand out as a candidate who can add value to our team.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your relevant experience in credit analysis, particularly your 10 years of experience with corporates and banks. Use specific examples to demonstrate your skills in conducting credit risk assessments and managing portfolios.
Craft a Compelling Cover Letter: Write a cover letter that clearly outlines your motivation for applying to this role. Emphasise your strong written English and numeracy skills, and how they will contribute to the responsibilities outlined in the job description.
Highlight Relevant Qualifications: In your application, mention your relevant degree or equivalent qualifications. If you have any certifications related to credit analysis or risk management, be sure to include those as well.
Showcase Communication Skills: Since excellent communication and interpersonal abilities are essential for this role, provide examples in your application of how you've successfully collaborated with teams or presented complex information to stakeholders in the past.
How to prepare for a job interview at Cameron Kennedy
✨Know Your Numbers
As a Credit Analyst, you'll need to demonstrate strong numeracy skills. Brush up on your financial analysis techniques and be prepared to discuss specific examples of how you've assessed credit risk in the past.
✨Understand CAMEL Methodology
Familiarise yourself with the CAMEL methodology, as it's crucial for preparing credit analysis reports. Be ready to explain how you've applied this framework in previous roles and how it can benefit the company's credit assessments.
✨Showcase Your Communication Skills
Excellent communication is key in this role. Practice articulating complex financial concepts clearly and concisely, as you may need to present your findings to the Credit Committee or senior management.
✨Research the Company
Before the interview, take time to understand the bank's operations and its position in the market. Being knowledgeable about their portfolio and recent developments will show your genuine interest and help you stand out.
