Second Charge Mortgage Advisor
Second Charge Mortgage Advisor

Second Charge Mortgage Advisor

Manchester Full-Time 46200 - 55200 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Help customers secure second charge mortgages and provide expert advice throughout the application process.
  • Company: Join Aro Money, a leading financial lending platform within the ClearScore Group, known for innovation and success.
  • Benefits: Enjoy hybrid working, 33 days holiday, healthcare cash plan, and a fun, inclusive work environment.
  • Why this job: Be part of a successful team driving customer satisfaction and innovation in the financial sector.
  • Qualifications: CeMAP 1 qualified with 2 years of sales experience; strong communication and analytical skills required.
  • Other info: Flexible working arrangements and a casual dress policy create a supportive and enjoyable workplace.

The predicted salary is between 46200 - 55200 £ per year.

Hybrid: 3 days in the office and 2 days from home

Salary: OTE of £55k - £60k (basic salary of up to £35k + bonus)

Join us at this exciting time of growth as the ClearScore Group expands following our recent acquisition of Aro, creating new opportunities for innovation and success! We are seeking a talented and motivated Second Charge Mortgage Advisor to join our highly skilled team. As a Second Charge Mortgage Advisor, you will play a crucial role in helping our customers secure their financial needs. You will be responsible for providing expert advice on second charge mortgages, guiding customers through the application process, and ensuring a best-in-class experience. This is a unique opportunity to join an industry-leading financial brokerage.

Aro Money is a highly established and reputable financial lending platform, working with some of the most prestigious and growing financial institutions globally. You will be part of a very successful team within the ClearScore Group with a clear strategy for success and growth.

What you’ll be doing:

  • Contact qualified leads generated through our secured online journey.
  • Assess customers' applications and deliver high-quality recommendations tailored to customer needs and circumstances, in accordance with Aro’s Compliance and Training & Competence Procedures.
  • Provide expert advice on second charge mortgage options to customers, utilising Aro's distinctive in-house software.
  • Keep up-to-date with industry regulations and lender criteria to provide informed guidance to customers.
  • Build and maintain strong relationships with customers, keeping them fully informed throughout the process.
  • Meet or exceed sales targets and KPIs while maintaining high levels of customer satisfaction.
  • Collaborate with our exceptional team of case managers to support customers' applications.
  • Play a key role in Aro’s continuous innovation of best-in-class customer experience by actively suggesting new ideas and processes where appropriate, and be willing to implement these.

What we expect from you:

  • CeMAP 1 qualified (as a minimum) and 2 years of sales experience.
  • A performance-driven mindset, taking accountability for targets that drive the right outcomes for our customers while advancing our business.
  • Provide a best-in-class customer experience, ensuring satisfaction and fostering long-term loyalty.
  • Strong understanding of mortgage products, regulations, and procedures.
  • Organised and able to manage multiple cases in a fast-paced environment.
  • Excellent communication and interpersonal skills, with the ability to build rapport with customers.
  • Detail-oriented with strong analytical and problem-solving abilities.
  • Flexibility and willingness to work shifts to meet the evolving needs of our customers.

What we offer:

  • OTE of £55k - £60k (basic salary of up to £35k + bonus)
  • Hybrid working (3 days in the office and 2 days from home)
  • Flexible working arrangements to support a healthy work-life balance
  • 33 days holiday inclusive of bank holidays
  • Supportive team environment with opportunities for career advancement
  • Salary sacrifice pension scheme up to 4%
  • Healthcare cash plan with separate balance for dependents
  • Life assurance x 2
  • Cycle to work scheme
  • Birthday off + takeaway on us
  • Enhanced maternity, adoption, or paternity leave
  • Enhanced sick pay + income protection for up to 2 years
  • Casual and gender-neutral dress policy
  • Access to a range of retailer discounts through our various providers
  • Fun and inclusive work environment with regular team incentives

If you are a motivated and customer-focused individual with a passion for helping others achieve their financial goals, we would love to hear from you. We look forward to reviewing your application!

At Aro Money we are committed to equality and diversity. We ensure that job criteria are relevant to the successful undertaking of the job. We do not indirectly disadvantage any persons on the grounds of gender, age, disability, race, ethnic origin, religious belief, sexual orientation, or social status.

As part of any recruitment process, Aro collects and processes personal data relating to job applicants. Aro is committed to being transparent about how it collects and uses that data and meeting its data protection obligations.

Please visit our Data Privacy Statement.

Inclusion Policy

We are always looking for talented individuals to join ClearScore. We are an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for our people.

Please see our People Policy Notice at https://www.clearscore.com/people-notice.

Second Charge Mortgage Advisor employer: ClearScore

At Aro Money, part of the ClearScore Group, we pride ourselves on being an exceptional employer that fosters a supportive and inclusive work culture. With hybrid working options, generous benefits including enhanced leave policies and a focus on employee growth, we empower our Second Charge Mortgage Advisors to thrive in their roles while making a meaningful impact on our customers' financial journeys. Join us in a dynamic environment where innovation is encouraged, and your contributions are valued.
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Contact Detail:

ClearScore Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Second Charge Mortgage Advisor

✨Tip Number 1

Familiarise yourself with Aro's in-house software and the specific second charge mortgage products they offer. This knowledge will not only help you during the interview but also demonstrate your genuine interest in the role.

✨Tip Number 2

Network with current or former employees of Aro Money or ClearScore Group on platforms like LinkedIn. Engaging with them can provide valuable insights into the company culture and expectations, which you can leverage during your application process.

✨Tip Number 3

Stay updated on the latest industry regulations and trends related to second charge mortgages. Being well-informed will allow you to speak confidently about how these changes impact customer needs during interviews.

✨Tip Number 4

Prepare to discuss your previous sales experiences and how you've met or exceeded targets. Use specific examples that highlight your performance-driven mindset and ability to deliver a best-in-class customer experience.

We think you need these skills to ace Second Charge Mortgage Advisor

CeMAP 1 qualified
Sales Experience
Customer Relationship Management
Mortgage Product Knowledge
Regulatory Compliance
Analytical Skills
Problem-Solving Skills
Communication Skills
Interpersonal Skills
Attention to Detail
Organisational Skills
Performance-Driven Mindset
Flexibility and Adaptability
Team Collaboration

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience in mortgage advising and sales. Emphasise your CeMAP qualification and any specific achievements that demonstrate your ability to meet targets and provide excellent customer service.

Craft a Compelling Cover Letter: In your cover letter, express your passion for helping customers achieve their financial goals. Mention your understanding of second charge mortgages and how your skills align with the role's requirements, particularly your performance-driven mindset.

Showcase Your Knowledge: During the application process, be prepared to discuss your understanding of current industry regulations and lender criteria. This will demonstrate your expertise and commitment to providing informed guidance to customers.

Highlight Team Collaboration Skills: Since the role involves working closely with case managers, mention any previous experiences where you successfully collaborated with a team. This will show your ability to contribute to a supportive team environment and enhance the customer experience.

How to prepare for a job interview at ClearScore

✨Know Your Mortgage Products

Make sure you have a solid understanding of second charge mortgage products and the latest industry regulations. This knowledge will help you answer questions confidently and demonstrate your expertise during the interview.

✨Showcase Your Sales Experience

Prepare to discuss your previous sales experience in detail. Highlight specific achievements, such as meeting or exceeding targets, and how you built relationships with customers to foster loyalty.

✨Demonstrate Customer-Centric Mindset

Be ready to share examples of how you've provided exceptional customer service in the past. Emphasise your ability to understand customer needs and tailor your advice accordingly, which is crucial for this role.

✨Ask Insightful Questions

Prepare thoughtful questions about the company culture, team dynamics, and growth opportunities within Aro Money. This shows your genuine interest in the role and helps you assess if it's the right fit for you.

Second Charge Mortgage Advisor
ClearScore
Location: Manchester
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  • Second Charge Mortgage Advisor

    Manchester
    Full-Time
    46200 - 55200 £ / year (est.)
  • C

    ClearScore

    50-100
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