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- Tasks: Conduct credit risk analysis and assess applications for diverse financial portfolios.
- Company: Join a leading international banking group with over $400 billion in global assets.
- Benefits: Enjoy a competitive salary, bonus, and benefits package in a dynamic environment.
- Why this job: Make a significant impact in a key risk function within a collaborative team.
- Qualifications: Requires 10 years of bank credit analysis experience and strong communication skills.
- Other info: This is a 12-month maternity cover contract based in London, on-site 4 days a week.
The predicted salary is between 68000 - 102000 £ per year.
A leading international banking group with global assets exceeding $400 billion is seeking an experienced Credit Analyst for a 12-month maternity cover contract within its expanding London operation. The London office encompasses private, commercial, wholesale, and retail banking activities, offering a dynamic and collaborative environment.
As a Credit Analyst, you will play a pivotal role in providing independent credit risk assessments to internal committees, covering a diverse portfolio of global financial institutions, sovereigns, corporates, and individuals. Your analysis will combine quantitative and qualitative approaches, evaluating financial accounts, macroeconomic factors, and management quality.
Key Responsibilities:- Conduct credit risk analysis for a portfolio of financial institutions and corporate borrowers, ensuring timely and accurate assessments.
- Monitor and manage ongoing credit risk for assigned accounts, providing regular updates on any factors impacting risk.
- Assess new and renewal credit applications, preparing detailed financial spreadsheets and credit analysis reports using CAMEL methodology where appropriate.
- Gather and interpret information from rating agencies, brokers, banks, and market sources to inform risk assessments.
- Structure and present credit proposals, ensuring high-quality submissions to the Credit Committee.
- Collaborate with Credit Administration, Control, and product units to ensure effective portfolio management and risk limit adjustments.
- Prepare periodic reports for Senior Management and undertake special studies as required.
- Support the Credit Committee as secretary when needed, ensuring accurate documentation and timely filing of decisions and minutes.
- Minimum 10 years’ experience in bank credit analysis, with exposure to corporates, banks, and NBFIs.
- Strong written English and numeracy skills.
- Excellent communication and interpersonal abilities.
- Relevant degree or equivalent qualification.
- Join a prestigious, globally recognised banking group.
- Work in a collaborative, high-performing team.
- Competitive salary, bonus, and benefits package.
- Opportunity to make a significant impact in a key risk function.
Contact Detail:
Cameron Kennedy Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst
✨Tip Number 1
Network with professionals in the banking and finance sector, especially those who work as Credit Analysts. Attend industry events or join relevant online forums to connect with potential colleagues and learn more about the role.
✨Tip Number 2
Familiarise yourself with the CAMEL methodology, as it is specifically mentioned in the job description. Understanding this framework will not only help you in interviews but also demonstrate your commitment to the role.
✨Tip Number 3
Stay updated on current macroeconomic trends and their impact on credit risk. Being able to discuss recent developments in the economy during your conversations will show your analytical skills and industry knowledge.
✨Tip Number 4
Prepare to discuss your previous experience in credit analysis, particularly any specific cases where you successfully assessed risk for financial institutions or corporates. Real-life examples will make your application stand out.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your relevant experience in credit analysis, particularly your work with financial institutions and corporates. Use specific examples to demonstrate your skills in risk assessment and financial analysis.
Craft a Compelling Cover Letter: Write a cover letter that clearly outlines your motivation for applying to this role. Emphasise your 10 years of experience in bank credit analysis and how it aligns with the responsibilities of the Credit Analyst position.
Highlight Key Skills: In your application, focus on your strong written English and numeracy skills. Provide examples of how you've effectively communicated complex information and collaborated with teams in previous roles.
Showcase Relevant Qualifications: Mention your relevant degree or equivalent qualifications prominently in your application. If you have any additional certifications related to credit analysis or finance, be sure to include those as well.
How to prepare for a job interview at Cameron Kennedy
✨Know Your Numbers
As a Credit Analyst, you'll be dealing with financial data constantly. Brush up on your numerical skills and be prepared to discuss financial accounts and ratios in detail. Familiarise yourself with CAMEL methodology as it may come up during the interview.
✨Showcase Your Analytical Skills
Be ready to demonstrate your ability to conduct credit risk analysis. Prepare examples from your past experience where you successfully assessed credit risks and made recommendations. Highlight your approach to combining quantitative and qualitative analysis.
✨Understand the Market
Research the current trends in the banking sector, especially regarding credit risk management. Being knowledgeable about macroeconomic factors and how they impact credit assessments will show your commitment and understanding of the role.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving abilities. Think of situations where you've had to manage ongoing credit risk or present credit proposals. Practising these scenarios can help you articulate your thought process clearly.
