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For Companies At a Glance
- Tasks: Underwrite bridging loan applications and assess risks while ensuring compliance.
- Company: Join a dynamic short-term property finance lender with diverse product offerings.
- Benefits: Enjoy a collaborative work environment and opportunities for professional growth.
- Why this job: Shape the future of finance while building relationships and making impactful decisions.
- Qualifications: Experience in bridging and development finance is essential; strong communication skills are a must.
- Other info: This role offers a chance to influence company growth and work with industry experts.
The predicted salary is between 48000 - 72000 £ per year.
KFS Recruitment is very pleased to be working with a short-term property finance lender, as they embark on their search for a new Bridging Underwriter to join the expanding team. Our client offers a wide range of products, including commercial and residential bridging, development finance and auction finance. We are keen to find an experienced Senior Underwriter in the Bridging and Development finance industry to assist the company and shape their growth.
Responsibilities:
- Underwrite approved bridging loan applications including heavy refurbishment, commercial and complex loans within company lending criteria and within personal lending mandate.
- Ensure that the conditions of the Mortgage Illustration or Decision in Principle are adhered to, in full, throughout the processing of the application.
- Accurately assess the risk attributed to the application ensuring that the loan is both suitable and fit for purpose.
- Identify any potentially fraudulent activity and escalate any concerns to compliance or financial crime.
- Communicate effectively with relevant parties on the loan, building successful working relationships with brokers, solicitors and valuers.
- Understand and assess credit reports, documentation relating to verification of employment/self-employment, KYC and valuation reports.
- Have the confidence to approve/decline applications in line with policy and to effectively communicate your decision to interested parties.
- Provide excellent customer service to internal and external customers alike.
Contact Detail:
KFS Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Bridging Underwriter
✨Tip Number 1
Network with professionals in the bridging finance sector. Attend industry events or webinars where you can meet potential colleagues and learn more about the company culture at StudySmarter.
✨Tip Number 2
Familiarise yourself with the latest trends and regulations in bridging finance. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in the field.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your previous experience that highlight your underwriting skills, particularly in complex loans. This will showcase your expertise and problem-solving abilities.
✨Tip Number 4
Practice your communication skills, as effective communication is key in this role. Be ready to explain your decision-making process clearly and confidently, especially when discussing approvals or declines.
We think you need these skills to ace Senior Bridging Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in bridging and development finance. Focus on your underwriting skills, risk assessment capabilities, and any specific achievements in previous roles that align with the responsibilities outlined in the job description.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the bridging finance sector. Mention specific products you've worked with and how your experience can contribute to the company's growth. Be sure to express your enthusiasm for the role and the company.
Highlight Key Skills: In your application, emphasise key skills such as risk assessment, communication, and customer service. Provide examples of how you've successfully managed complex loan applications and built relationships with brokers and solicitors.
Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial in the underwriting process.
How to prepare for a job interview at KFS Recruitment
✨Know Your Underwriting Basics
Make sure you brush up on your knowledge of bridging finance and underwriting principles. Be prepared to discuss specific cases you've handled, especially those involving complex loans or heavy refurbishments.
✨Demonstrate Risk Assessment Skills
Be ready to explain how you assess risk in loan applications. Prepare examples that showcase your ability to identify potential issues and how you’ve successfully navigated them in the past.
✨Build Rapport with Stakeholders
Since communication is key in this role, think of ways to demonstrate your relationship-building skills. Share experiences where you effectively collaborated with brokers, solicitors, or valuers to achieve a successful outcome.
✨Showcase Customer Service Excellence
Prepare to discuss how you provide excellent customer service, both internally and externally. Highlight any specific instances where your approach made a significant difference in client satisfaction.
