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- Tasks: Assess and approve short-term loan applications for residential and commercial properties.
- Company: Join a fast-growing lender known for innovation and integrity in the UK market.
- Benefits: Enjoy a competitive salary, performance bonuses, private healthcare, and flexible working options.
- Why this job: Be part of a dynamic team with clear progression paths and a strong market presence.
- Qualifications: 2+ years of experience in underwriting bridging loans and a solid understanding of UK property markets.
- Other info: Work 3 days from home in a modern office environment.
The predicted salary is between 36000 - 54000 £ per year.
A fast-growing, specialist lender with a reputation for innovation and integrity, it offers bespoke bridging solutions to brokers and borrowers across the UK. With strong funding lines and a rapidly expanding loan book, it is now looking to strengthen its underwriting team with a driven and detail-focused Bridging Underwriter.
As a Bridging Underwriter, you'll play a crucial role in assessing and approving short-term loan applications secured on residential and commercial property. You’ll be responsible for managing cases from initial enquiry through to completion, ensuring that all loans are underwritten in line with risk appetite, policy, and regulatory standards.
Key Responsibilities:- Underwrite bridging loan applications from start to finish within agreed SLAs.
- Conduct detailed risk assessments on borrowers, assets, and exit strategies.
- Review valuations, credit reports, legal documents, and KYC/AML data.
- Liaise with brokers, solicitors, valuers, and internal teams to facilitate completions.
- Make sound credit decisions and present cases to credit committee where required.
- Maintain accurate records and ensure full compliance with lending policy and regulation.
- 2+ years of experience underwriting bridging loans or similar property-backed lending.
- Strong understanding of UK property markets and lending risk.
- Able to analyse complex credit and legal documentation.
- Excellent attention to detail and confident decision-maker.
- Proactive communicator with strong relationship-building skills.
- Thrives in a fast-paced, high-volume environment.
Join a dynamic lender with ambitious growth plans and a strong market presence. Competitive base salary with performance bonus. Private healthcare, enhanced pension, and generous holiday allowance. Hybrid/flexible working options and modern office space. 3-days per week at home. Clear path for progression and professional development.
Commercial Underwriter - Homebased employer: D&R Recruitment Limited
Contact Detail:
D&R Recruitment Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Commercial Underwriter - Homebased
✨Tip Number 1
Familiarise yourself with the latest trends in the UK property market. Understanding current market conditions and lending risks will help you demonstrate your expertise during interviews and discussions.
✨Tip Number 2
Network with professionals in the bridging finance sector. Attend industry events or join relevant online forums to connect with others in the field, which can lead to valuable insights and potential referrals.
✨Tip Number 3
Prepare to discuss specific case studies from your previous experience. Be ready to explain how you assessed risk and made credit decisions, as this will showcase your analytical skills and decision-making abilities.
✨Tip Number 4
Highlight your communication skills during interviews. As a Bridging Underwriter, you'll need to liaise with various stakeholders, so demonstrating your ability to build relationships and communicate effectively is crucial.
We think you need these skills to ace Commercial Underwriter - Homebased
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in underwriting bridging loans or similar property-backed lending. Emphasise your understanding of UK property markets and any relevant achievements that demonstrate your attention to detail and decision-making skills.
Craft a Compelling Cover Letter: Write a cover letter that specifically addresses the key responsibilities and requirements mentioned in the job description. Use examples from your past experience to illustrate how you meet their needs, particularly in risk assessment and managing loan applications.
Showcase Your Communication Skills: In your application, highlight your proactive communication style and relationship-building skills. Mention any experiences where you successfully liaised with brokers, solicitors, or other stakeholders to facilitate loan completions.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors or inconsistencies. A polished application reflects your attention to detail, which is crucial for the role of a Bridging Underwriter.
How to prepare for a job interview at D&R Recruitment Limited
✨Know Your Numbers
Brush up on your understanding of UK property markets and lending risk. Be prepared to discuss specific examples from your experience that demonstrate your ability to assess risk and make informed decisions.
✨Showcase Your Attention to Detail
As a Bridging Underwriter, attention to detail is crucial. During the interview, highlight instances where your meticulous nature has led to successful outcomes in underwriting or risk assessment.
✨Prepare for Scenario Questions
Expect scenario-based questions that test your decision-making skills. Think about how you would handle various situations involving loan applications, and be ready to explain your thought process clearly.
✨Demonstrate Strong Communication Skills
Since you'll be liaising with brokers, solicitors, and other teams, it's important to showcase your communication abilities. Share examples of how you've built relationships and facilitated successful completions in previous roles.
