Analyst - Enterprise Payments Product Operations

You Lead the Way. We’ve Got Your Back. With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. Join Team Amex and let’s lead the way together.

As part of the Global Merchant & Network Services group (GMNS), the Network & Acquirer Solutions (NAS) team is at the core of American Express, uniquely positioned to support every business unit and customer across the Enterprise. The American Express Network enables over $1.6 trillion in annual spend, serving our Issuers and Acquirers in more than 170 markets worldwide. We are driving a strategic, multi-year Enterprise Payments program to bring all payments together into a centre of excellence to drive operational excellence for payment execution, enable innovative payment products, services, and capabilities to be built effectively and efficiently, support our BU strategies more closely, and deliver on our customers’ evolving payment needs.

This newly created role of Associate, Digital Product Ops is an exciting opportunity to contribute and support critical business operations for the Multi-Rail Payments Network within the Enterprise Payments Centre of Excellence (COE). The incumbent will be an integral contributor within a large scale, enterprise-wide program established to redesign our payment execution operating model and accelerate the development of our enterprise payment services. The successful candidate will support or own driving outcomes for critical business operations, governance activities, and effective risk management within Multi-Rail payment products and capabilities.

This role is ideal for someone who can manage projects simultaneously, establish collaborative partnerships, understand control requirements whilst immersing themselves in the complexity of the business and its varied interactions with the wider Blue Box. The role requires close collaboration with the local and central product teams, Risk, Compliance and Senior Leaders across all markets.

How will you make an impact in this role? The role will report to the Sr Manager - Enterprise Payments Product Operations based in the UK and focus on following objectives:

• Manage E2E issues, operational risk events (OREs), and corrective action plans (CAPs) related to payments to ensure efficient and speedy resolution in line with policy and standards.
• Use data analytics to produce reporting and analyse trends in OREs and other control gaps identify potential systemic risks or control weaknesses within BU processes.
• Support governance activities including RCSA, PRSAs, TLM, and controls testing.
• Partner with other Process Assurance teams to build a robust and sustainable control environment for our regulatory compliance processes.
• May support go to market product strategies to ensure Risks are appropriately assessed and mitigation plans are implemented.
• Identify and implement opportunities to streamline workflows, eliminate bottlenecks, and scale product management & development processes.
• May support creation or maintenance of product documentation across all the Multi-Rail payment products and capabilities.
• Drive operational readiness activities for new products, processes, tools, etc. being launched to ensure they are deployed effectively and efficiently from the point of go live.

Minimum Qualifications:

• Understanding of operational risk concepts and programs, protocol and tools and/or experience in Payments industry.
• Proven strong project management for delivering results in complex and highly-matrixed organizations.
• Analytical mindset: Strong analytical and problem-solving skills with a proactive approach to resolving issues and implementing process improvements.
• Proven ability to work autonomously and adjust quickly to shifting priorities, multiple demands, ambiguity, and rapid change.
• Excellent interpersonal and collaboration skills.
• Strong communication and presentation skills allowing for clear and appropriate messaging for multiple levels/audiences.
• Effective time management skills and ability to balance priorities.
• Problem solver and agile decision-maker with solid analytical skills.
• Great sense of humor and can do attitude will be appreciated.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.