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For Companies At a Glance
- Tasks: Assess credit risk and develop underwriting models to support business growth.
- Company: Join a dynamic financial services company focused on sustainable growth and innovation.
- Benefits: Enjoy flexible working options and opportunities for professional development.
- Why this job: Make an impact by managing risks and driving strategic decisions in a collaborative environment.
- Qualifications: 6+ years of experience in financial services as a Credit Underwriter or Analyst required.
- Other info: Ideal for those passionate about finance and risk management.
The predicted salary is between 43200 - 72000 £ per year.
The role: As a Risk Underwriter, you will play a key role in assessing credit risk, developing underwriting models, and implementing policies to drive sustainable growth. This role is crucial in assessing and managing credit, performance, and fraud risks across our supply chain finance portfolio while supporting business growth through prudent risk management.
Responsibilities:
- Development of requisite underwriting principles and parameters for automated underwriting of a part of the credit portfolio.
- Review and enhance the underwriting principles and parameters through continuous testing and feedback.
- Conduct country and industry research and develop strategy for the assigned portfolio or new targets.
- Create summaries and reports on market trends and news.
- Monitor and regularly assess the quality of the assigned credit portfolio and initiate corrective actions for minimising credit losses.
- Maintain an understanding of current, new, and emerging risk trends within the assigned geographies and industries.
Background/Experience:
- 6+ years experience in financial services as a Credit Underwriter or Credit Analyst.
- Experience in the underwriting process.
Contact Detail:
Click To Hired Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk assessment and underwriting. This will not only help you understand the current landscape but also demonstrate your proactive approach to potential employers.
✨Tip Number 2
Network with professionals in the financial services industry, particularly those who work as Credit Underwriters or Analysts. Engaging in conversations can provide valuable insights and may even lead to job referrals.
✨Tip Number 3
Stay updated on regulatory changes and emerging risks in the financial sector. Being knowledgeable about these factors will show that you are well-prepared to handle the challenges of the role.
✨Tip Number 4
Consider obtaining relevant certifications or attending workshops related to risk management and underwriting. This additional qualification can set you apart from other candidates and showcase your commitment to professional development.
We think you need these skills to ace Risk Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in financial services, particularly as a Credit Underwriter or Credit Analyst. Emphasise your skills in assessing credit risk and developing underwriting models.
Craft a Strong Cover Letter: In your cover letter, explain why you are passionate about risk management and how your background aligns with the responsibilities of the Risk Underwriter role. Mention specific achievements that demonstrate your ability to manage credit and performance risks.
Showcase Analytical Skills: Since the role involves conducting research and developing strategies, include examples of how you've successfully analysed market trends or developed underwriting principles in previous positions.
Highlight Continuous Improvement: Discuss any experiences where you reviewed and enhanced processes or principles based on feedback. This shows your commitment to continuous improvement, which is crucial for the role.
How to prepare for a job interview at Click To Hired
✨Know Your Risk Assessment Techniques
Familiarise yourself with various risk assessment methodologies and underwriting principles. Be prepared to discuss how you have applied these techniques in your previous roles, especially in relation to credit risk management.
✨Stay Updated on Market Trends
Research current trends in the financial services industry, particularly those affecting credit and risk management. Being able to reference recent developments will demonstrate your proactive approach and understanding of the market.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving skills in real-world situations. Think about past experiences where you successfully managed risks or improved underwriting processes, and be ready to share those examples.
✨Showcase Your Analytical Skills
Highlight your analytical abilities by discussing specific tools or models you have used in underwriting. Be prepared to explain how you analyse data to make informed decisions and how this has positively impacted your previous employers.
