Mortgage Underwriter

Are you an experienced Buy to Let Mortgage Underwriter ready to take your career to the next level?

Join a leading, innovative lender backed by a major bank and make your mark in the Buy to Let Mortgage market! With a competitive salary, flexible hybrid working, and room for growth-this could be your next big move.

The company is a specialist Buy to Let lender, offering innovative and tailored mortgage solutions for landlords across the UK. With a strong focus on delivering a high-quality, customer-centric service, the business caters to both experienced landlords and those new to property investment. Backed by a prestigious Bank, they bring stability, expertise, and a modern approach to the mortgage market, making them a trusted name in Buy to Let lending

About the BTL Mortgage Underwriter Role:

As a Mortgage Underwriter, you will be responsible for evaluating mortgage applications and determining the eligibility of applicants for loan approval. You will play a critical role in assessing risk, ensuring compliance with regulations, and safeguarding the company’s lending standards. The ideal candidate will have a strong background in mortgage underwriting and a solid understanding of various loan products.

BTL Mortgage Underwriter Key Responsibilities:

• Review and assess mortgage applications, verifying financial information.

• Make sound underwriting decisions based on lending criteria, guidelines, and risk assessments.

• Approve or decline mortgage applications within designated underwriting authority

• Collaborate with stakeholders to ensure efficient processing of applications.

• Stay up to date with regulatory changes and industry best practices to ensure compliance with all relevant laws and guidelines.

• Communicate underwriting decisions clearly and professionally

• Monitor loan performance to ensure adherence to company policies and risk management standards.

• 18 months + of underwriting experience

• Experience in Buy to Let underwriting is preferred

• Strong decision-making skills with the ability to work within mandate limits

• Ability to work in a hybrid environment, with 3 days in the office and 2 days working from home

• Salary £45k

• Hybrid working arrangement: 3 days in the office and 2 days from home

• Opportunity to work with a well-established lender, backed by a major bank

• Room for professional growth and development in a supportive environment

Why Apply?

If you’re looking for a role where you can leverage your underwriting expertise in a dynamic, growing sector, while enjoying the flexibility of hybrid working and a competitive salary, this is your opportunity., * 1

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Mortgage Lending

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Mortgage Underwriting

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Residential Mortgages

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Underwriting

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buy to let mortgages