Field Collections Agent

Field Collections Agent

Birmingham Full-Time 27965 - 35765 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Engage with customers to help them manage their financial situations through home visits.
  • Company: Join Orbit Credit Services, a leader in helping consumers achieve financial health.
  • Benefits: Enjoy flexible hours, uncapped bonuses, and 31 days of holiday each year.
  • Why this job: Make a real impact while working outdoors and enjoying a supportive team culture.
  • Qualifications: Must have a full driving licence, a clear criminal record, and be tech-savvy.
  • Other info: Comprehensive training provided, plus opportunities for career progression and personal development.

The predicted salary is between 27965 - 35765 £ per year.

No warrant work involved.

Annual earnings total up to £35,765 (inclusive of the car allowance).

Monthly bonus.

Do you have a full driving licence and access to a vehicle for work? Would you love to work outdoors? Do you want the flexibility to work the hours to suit you and your customers? If the answer is yes, then we have an excellent opportunity for you!

Please note we can only accept applications from candidates who reside within the Birmingham area but you can expect to travel up to 90 minutes radius from your home address.

SALARY: Basic starting salary from £27,965 with potential to rise in role, plus £4,200 p.a. car allowance & fuel card (business use only).

Here at Orbit we like to go above and beyond. Our monthly bonus structure is uncapped. As a guide, Field Collections Agents earn bonuses of £200 - £400 per month which could take your annual earnings total up to £35,765 (inclusive of the car allowance).

SHIFTS: Working patterns, to support your work-life balance. We have an operating window of:

  • 8am – 8pm Monday to Friday
  • 9am - 1pm on Saturday

We work a 40-hour week. 10 hours of which must be worked during our prime operating window:

  • Monday to Friday 4pm – 8pm
  • Saturday 9am – 1pm

ROLE: As a Field Collections Agent at Orbit Credit Services you will need to be at ease speaking to our customers to discuss options that help them address their financial situation. You’ll be field based covering a region within a 90-minute radius of your home address.

In this rewarding role we’ll support you to use your expertise and commitment to customer service to help our customers achieve financial health. Your role will involve you:

  • Visiting our customers at their home address supporting them get back on track with their outstanding arrears.
  • Your work will be split between water accounts and our regulated work which will include reconnect visits.
  • Day to day you can expect to resolve customer’s accounts on a personal basis.
  • Taking payments, setting up repayment plans or reconnecting them to our clients to help them achieve financial wellbeing.
  • Educating customers on the potential consequences of non-payment of their account.
  • We’ll supply you with an iPad so you can update customers’ accounts with visit outcomes, so you need to be IT literate and comfortable using the iPad.

ADDED BENEFITS:

  • 31 days holiday (including bank holidays and an annual shutdown over the December festive period).
  • Excellent company benefits.
  • Employee Assistance Programme and Medicash plans.
  • Working patterns, to support your work-life balance.
  • To support you with this, our comprehensive five-week induction programme means you will spend time learning how to use our systems and deal with your customers effectively and professionally. We’ll make sure you’re fully prepared to speak to customers once you’ve hit the required quality structure.
  • Ongoing support and development from our in-house team.

MINIMUM REQUIREMENTS:

  • A clear criminal record.
  • No CCJ’s or IVA’s within the last 6 years.
  • Own a car and six-points or less on licence.
  • Must have business insurance add-on for vehicle.
  • Technology competent and comfortable working alone.

Advisory note: At Orbit we’re regulated by our clients - as such, any successful candidates will have to undergo a basic credit check and criminal background check. Please note that we’re unable to proceed to interview stage if a CCJ, IVA or Bankruptcy appears on a credit file, or if you do not have full right to work in the UK.

If you are wondering why you should work for us, here is something to help you decide:

  • Pay and Bonuses: Earn a competitive salary. All employees are eligible for monthly incentives or annual bonus.
  • Career Progression: Grow at MCM with paid training and development programs – including our very own MCM Academy – as well as a promote-from-within philosophy.
  • Reward and Recognition: We are committed to honoring great results – ranging from informal accolades to formal company-wide awards and prizes like all-inclusive vacations.
  • Tuition Assistance: Pursue a degree or coursework related to your current role, or the role you are striving for.
  • Healthcare Insurance: Take advantage of comprehensive healthcare plans and options to ensure your continued health, plus fitness membership reimbursements, weight watchers, our wellness rewards Program and more.
  • Volunteering Opportunities: Enjoy up to eight hours of paid time off each year to volunteer. We also offer volunteer grants and matching financial donations, up to US$ 2,500 per employee annually.
  • Retirement Savings: Build a strong financial foundation and reach your goals for the future. With all the effort you invest in us, we’re proud to invest in you.
  • New Family Support: Celebrate your new arrival with company paid leave, new parent flex time, and child back-up care options.
  • Team-building: Enjoy experiences that inspire bonds with your colleagues through a wide range of company-sponsored team-building events, such as holiday celebrations and department outings.
  • Work-Life Balance: Enjoy paid and floating holidays, as well as generous paid-time-off.

Our compensation and benefits programs were created with an 'Employee-First Approach' focused on supporting, developing, and recognizing YOU. We offer a wide array of wellness and mental health initiatives, support volunteerism, and environmental efforts, encourage employee education through leadership training, skill-building, and tuition reimbursements, and always strive to provide promotion opportunities from within.

About Us: Headquartered in the United States, Encore Capital Group (Encore) is a publicly traded international specialty finance company operating in various countries around the globe. Through our businesses - such as Midland Credit Management and Cabot Credit Management - we help consumers to restore their financial health as we further our Mission of creating pathways to economic freedom. Our commitment to building a positive workplace culture and a best-in-class employee experience have earned us accolades including Great Place to Work certifications in many geographies where we operate. If you have a passion for helping others and thrive at a company that values innovation, inclusion and excellence, then Encore Capital Group is the right place for you.

Encore Capital Group and all of its subsidiaries are proud to be an equal opportunity employer and are committed to fostering an inclusive and welcoming environment where everyone feels they belong. We encourage candidates from all backgrounds to apply. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, disability status, or any other status protected under applicable law. If you wish to discuss potential accommodations related to applying for employment, please contact Talent@mcmcg.com.

Field Collections Agent employer: Encore Capital Group

At Orbit Credit Services, we pride ourselves on being an exceptional employer that values work-life balance and employee development. With competitive salaries, uncapped monthly bonuses, and a supportive work culture, our Field Collections Agents enjoy the flexibility of outdoor work while receiving comprehensive training and ongoing support to excel in their roles. Located in Birmingham, we offer a range of benefits including generous holiday allowances, healthcare plans, and opportunities for career progression, making us a rewarding place to build your career.
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Contact Detail:

Encore Capital Group Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Field Collections Agent

✨Tip Number 1

Familiarise yourself with the local area, especially Birmingham and its surroundings. Knowing the streets and neighbourhoods will help you navigate efficiently during your field visits, making a positive impression on customers.

✨Tip Number 2

Brush up on your customer service skills. As a Field Collections Agent, you'll be dealing directly with customers about sensitive financial matters, so being empathetic and understanding is key to building trust and rapport.

✨Tip Number 3

Prepare for potential questions about handling difficult situations. Think of examples from past experiences where you've successfully resolved conflicts or helped someone in need, as this will demonstrate your problem-solving abilities.

✨Tip Number 4

Show your tech-savviness by getting comfortable with using an iPad or similar devices. Since you'll be updating customer accounts on the go, being proficient with technology will make your job easier and more efficient.

We think you need these skills to ace Field Collections Agent

Excellent Communication Skills
Customer Service Orientation
Problem-Solving Skills
Time Management
Negotiation Skills
IT Literacy
Ability to Work Independently
Empathy and Understanding
Attention to Detail
Driving Skills
Knowledge of Financial Products
Conflict Resolution
Adaptability
Organisational Skills

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience and skills that align with the Field Collections Agent role. Emphasise your customer service abilities, driving experience, and any previous roles that involved fieldwork or financial discussions.

Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for helping customers achieve financial health. Mention your flexibility in working hours and your willingness to travel within the specified radius. Personalise it by addressing how you can contribute to Orbit's mission.

Highlight Relevant Skills: In your application, emphasise your IT literacy, especially your comfort with using devices like an iPad. Mention any experience you have with payment plans or financial education, as these are key aspects of the role.

Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail and professionalism, which is crucial for this role.

How to prepare for a job interview at Encore Capital Group

✨Know Your Role

Familiarise yourself with the responsibilities of a Field Collections Agent. Understand the importance of customer service and how to effectively communicate with customers about their financial situations.

✨Demonstrate Your Driving Skills

Since this role requires a full driving licence and access to a vehicle, be prepared to discuss your driving experience. Highlight any relevant experience you have in managing travel for work purposes.

✨Showcase Your IT Competence

As you'll be using an iPad to update customer accounts, make sure to demonstrate your comfort with technology during the interview. You might be asked about your experience with similar devices or software.

✨Prepare for Scenario Questions

Expect questions that assess your problem-solving skills and ability to handle difficult conversations. Think of examples from past experiences where you've successfully resolved issues or helped customers.

Field Collections Agent
Encore Capital Group
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  • Field Collections Agent

    Birmingham
    Full-Time
    27965 - 35765 £ / year (est.)

    Application deadline: 2027-06-25

  • E

    Encore Capital Group

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