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For Companies At a Glance
- Tasks: Manage key client relationships and close high-value property finance deals.
- Company: Join a well-established UK bank with a strong reputation in structured property finance.
- Benefits: Enjoy a competitive salary up to £120k plus bonuses and a supportive team culture.
- Why this job: Be part of a growing team aiming to double its loan book and work with high-value clients.
- Qualifications: 8+ years in UK property lending with proven relationship management and credit writing skills.
- Other info: Opportunity for site visits and direct client engagement, enhancing your professional network.
The predicted salary is between 72000 - 168000 £ per year.
This is an opportunity to join the structured property finance team of a well-established UK bank. They provide structured bridge and term loans (£5m - £30m+) to UK commercial and residential developers and investors. They need to hire a senior relationship manager to close deals and manage some of their key client relationships. You won't need to source new to bank business but will have the ability to win new business from your existing client base.
Why this might appeal to you:
- The structured finance team has a mandate to double the size of its loan book so you will close a lot of deals.
- You will manage some of the bank's high value customers.
- You will be part of a talented and experienced team with a collegiate working culture.
What they need:
- ~8+ years of UK property lending experience with a track record of closing loans.
- Strong client relationship management experience.
- The ability to write compelling credit papers and present to committee.
A more detailed job spec:
- Responsibility for on-going relationship and risk management within the portfolio, including management of any extensions/renewals/restructures.
- Liaison with Executive Directors, Chief Credit Officer, Head of Operations & Servicing and/or Credit Committee, as appropriate.
- Identification of risk situations and control of overdue loans ensuring portfolio is adequately monitored.
- Monitoring of CRRs / LTV’s/ Loan Conditions and report to the Operations Manager who will present/discuss to credit in the monthly book review.
- Site visits and client meetings as required.
- Assist with the management of the recovery of any impaired assets.
- Evaluate Asset Manager / QS reports and provide recommendations to Credit and the Operations Manager to authorise/approve stage drawdowns if applicable.
- Ensuring the timely reporting of elevated risk situations and conduct of loan reviews.
- Negotiate and communicate with valuers, Solicitors and other professional advisers, from obtaining fee quotes for initial enquiries until repayment of facilities.
- Monitoring adherence to loan offer terms.
- Ensuring that security valuations and reports on title comply with the bank’s procedures and following up promptly any matters which do not meet the required standards.
- General liaison with customers to resolve any issues outstanding and requiring attention.
- Ensure Portfolio Management adheres to the Bank’s Internal Processes and External Regulatory Framework.
Salary is up to £120k + bonus.
Relationship Manager - Property Finance employer: Caravel
Contact Detail:
Caravel Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Relationship Manager - Property Finance
✨Tip Number 1
Network with professionals in the property finance sector. Attend industry events, webinars, or local meetups to connect with potential colleagues and clients. Building relationships can give you insights into the company culture and may even lead to referrals.
✨Tip Number 2
Familiarise yourself with the bank's existing portfolio and recent deals. Understanding their approach to structured finance will help you demonstrate your knowledge during interviews and show how you can contribute to their growth.
✨Tip Number 3
Prepare to discuss your past experiences in managing client relationships and closing loans. Be ready to share specific examples that highlight your skills and successes, as this will be crucial in showcasing your fit for the role.
✨Tip Number 4
Stay updated on market trends and regulatory changes in property finance. Being knowledgeable about the current landscape will not only impress during interviews but also demonstrate your commitment to the field and your ability to manage risks effectively.
We think you need these skills to ace Relationship Manager - Property Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your 8+ years of UK property lending experience. Focus on your track record of closing loans and managing client relationships, as these are key requirements for the role.
Craft a Compelling Cover Letter: In your cover letter, emphasise your ability to write compelling credit papers and present to committees. Use specific examples from your past experiences to demonstrate your skills in relationship management and risk assessment.
Showcase Relevant Achievements: Include quantifiable achievements in your application, such as the number of deals closed or the value of loans managed. This will help illustrate your capability to contribute to the bank's goal of doubling its loan book.
Proofread Your Application: Before submitting, carefully proofread your application for any errors or inconsistencies. A polished application reflects your attention to detail, which is crucial in the finance sector.
How to prepare for a job interview at Caravel
✨Showcase Your Experience
With 8+ years in UK property lending, be ready to discuss specific deals you've closed. Highlight your track record and how it aligns with the bank's goals of expanding their loan book.
✨Demonstrate Relationship Management Skills
Prepare examples of how you've successfully managed client relationships in the past. Discuss strategies you've used to maintain and grow these relationships, especially with high-value clients.
✨Be Ready to Discuss Risk Management
Understand the importance of risk management in property finance. Be prepared to talk about how you've identified and managed risk situations in your previous roles, including any experience with overdue loans.
✨Prepare for Technical Questions
Since you'll need to write compelling credit papers, brush up on your technical knowledge. Be ready to discuss how you evaluate asset reports and negotiate with valuers and solicitors.
