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- Tasks: Provide expert mortgage and protection advice while managing client cases with full admin support.
- Company: HR Financial Services is a supportive, family-like team focused on people and exceptional service.
- Benefits: Enjoy uncapped earnings, remote work flexibility, and comprehensive training in a collaborative environment.
- Why this job: This role offers the freedom of self-employment with strong support and a focus on work-life balance.
- Qualifications: You need to be CeMAP qualified with at least 12 months' experience in a regulated mortgage advisor role.
- Other info: Join a team where your success is celebrated and your wellbeing is a priority.
The predicted salary is between 32000 - 64000 £ per year.
Location: Coventry and Surrounding towns
Company: HR Financial Services
Employment Type: Self-Employed
On-Target Earnings: £40,000 - £80,000 (uncapped commission)
About Us
At HR Financial Services, we do things differently. We’re a close-knit, supportive team that treats each other like family - not just colleagues. As an established and trusted mortgage and protection firm, our focus is always on people: our clients and our advisors. We’re proud to offer a warm, collaborative environment where advisors are truly valued, provided with full back-office support, and given the tools to thrive. Whether you’re looking to step away from a high-pressure corporate setting, or you’re an experienced advisor seeking more flexibility and better work-life balance, HR Financial Services could be the perfect fit.
The Opportunity
We’re looking for a motivated, customer-focused Mortgage & Protection Advisor to join us on a self-employed basis. You’ll receive high-quality lead support, full administration assistance, and access to market-leading tools and systems - allowing you to focus on what you do best: giving excellent advice and building trusted relationships. This is a fantastic opportunity for someone who wants the freedom of self-employment without feeling like they’re on their own.
What You’ll Be Doing
- Providing expert mortgage and protection advice across a range of products and client needs
- Conducting thorough fact-finds and delivering tailored recommendations
- Managing client cases from application through to completion with admin support
- Keeping up to date with market trends, criteria changes, and compliance requirements
- Building long-term client relationships through exceptional service
- Meeting performance and income targets in a fully supported environment
What We Provide?
- Uncapped earning potential - realistic OTE £40k-£80k+
- Qualified lead support to help build your pipeline
- Full admin and case progression support - so you can focus on advice
- Access to a competitive panel of lenders and protection providers
- CRM and sourcing systems provided
- Regular training, mentoring & CPD
- A family-feel team culture - where you’re heard, supported and appreciated
- Remote working flexibility - work from home, or in-person if preferred
- No micromanagement - just support when you need it
What We’re Looking For
- CeMAP (or equivalent) qualified
- Minimum 12 months’ experience in a regulated mortgage advisor role
- Confident in advising on life, critical illness, and income protection
- Able to manage your own diary and workflow
- A self-starter with a strong work ethic and desire to build long-term income
- Passion for providing outstanding client service
- Desirable (but not essential): Experience in complex or specialist cases (e.g., self-employed, adverse credit)
- Whole-of-market knowledge
- Existing client bank or introducers
Join Us
If you’re looking for a place where you’re more than just a number - where your success is celebrated and your wellbeing matters - then we’d love to hear from you. To apply, please send your CV and a short introduction to [Insert Contact Email or Link].
Contact Detail:
HR Financial Services Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage & Protection Advisor
✨Tip Number 1
Familiarise yourself with the specific products and services offered by HR Financial Services. Understanding their unique selling points will help you tailor your conversations and demonstrate how you can add value to their team.
✨Tip Number 2
Network with current or former employees of HR Financial Services. They can provide insights into the company culture and expectations, which can be invaluable during your discussions and interviews.
✨Tip Number 3
Prepare to discuss your experience in managing client relationships and providing tailored advice. Highlight specific examples where you've successfully navigated complex cases, as this aligns with what they are looking for in a candidate.
✨Tip Number 4
Showcase your passion for client service during your interactions. Since HR Financial Services values a supportive environment, demonstrating your commitment to building long-term relationships will resonate well with them.
We think you need these skills to ace Mortgage & Protection Advisor
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your relevant experience as a Mortgage & Protection Advisor. Emphasise your qualifications, such as CeMAP, and any specific achievements in previous roles that demonstrate your ability to provide excellent client service.
Craft a Compelling Introduction: In your introduction, express your enthusiasm for the role and the company. Mention why you are drawn to HR Financial Services and how your values align with their supportive team culture.
Showcase Your Skills: Clearly outline your skills related to mortgage and protection advice. Include your experience with various products, your ability to manage client cases, and your knowledge of market trends and compliance requirements.
Proofread Your Application: Before submitting, carefully proofread your CV and introduction for any spelling or grammatical errors. A polished application reflects your attention to detail and professionalism, which is crucial in this industry.
How to prepare for a job interview at HR Financial Services
✨Showcase Your Expertise
As a Mortgage & Protection Advisor, it's crucial to demonstrate your knowledge of mortgage products and protection services. Be prepared to discuss your experience in advising clients and how you've tailored solutions to meet their needs.
✨Emphasise Relationship Building
Highlight your ability to build long-term relationships with clients. Share examples of how you've provided exceptional service and maintained client satisfaction, as this aligns with the company's focus on people.
✨Demonstrate Self-Motivation
Since this role is self-employed, it's important to convey your self-starter attitude. Discuss how you manage your own diary and workflow effectively, and provide examples of how you've successfully met performance targets in previous roles.
✨Align with Company Culture
HR Financial Services values a supportive and family-like environment. Make sure to express your desire to be part of a collaborative team and how you appreciate a workplace that prioritises wellbeing and support over micromanagement.
