At a Glance
- Tasks: Join a dynamic team managing credit risk and supporting customers in financial difficulties.
- Company: Work for a top-rated multinational financial services firm with a strong presence in the UK & Ireland.
- Benefits: Enjoy a competitive salary, car allowance, generous leave, and various wellness perks.
- Why this job: Be part of a respected company known for its culture and commitment to sustainability.
- Qualifications: Experience in corporate banking or finance, with relevant qualifications preferred.
- Other info: Opportunity for growth in a rapidly expanding Belfast office.
The predicted salary is between 36000 - 60000 £ per year.
MCS Group is looking for a skilled Credit Manager to join a renowned financial services firm based in Belfast. This is a brand-new full-time permanent job opportunity.
The Company:
Our client is a long-established, multi-national financial services firm which was voted amongst the top 10 UK Financial Services firms to work for; providing their services to a wide range of customers including large corporations, businesses and individuals. They have a huge global footprint and are widely recognised as a leader in their relevant sectors. There is an established presence across UK & Ireland, with Belfast growing rapidly as a centre of excellence.
The Rewards:
- Excellent total compensation package available
- Car allowance
- Generous annual leave allowance
- Huge range of discounts provided
- Several financial, wellness and social benefits provided
The Role:
As the successful Credit Manager, you will play a pivotal role within the firm's credit team, itself within risk management:
- Serve as SME and influencer across corporate and business banking on the management of credit risk for customers in financial difficulties
- You will be working in a team responsible for 2nd line credit assessment & underwriting and co-management of credit risk for customers
- Exercise a delegated lending authority (DLA) - in line with group credit policy, commercial strategy, risk appetite, etc.
- Assess credit applications for business, financial risks, structural risks, data integrity whilst considering ESG matters, GSE risks, etc.
- Analysing sustainability-led applications to support customers' transition strategies
The Person:
The successful Credit Manager will meet the following criteria:
- Demonstrable experience in a similar role within either a corporate banking or finance environment - proven skills in interacting / negotiating with senior corporate, business relationship managers
- Experienced in dealing with customers and businesses from a variety of sectors across NI & UK
- Have extensive general product knowledge of core lending facilities and ancillary lines
- Ideally hold relevant business degree or relevant post-grad qualification - IOB qualifications, CICM, accountancy qualification (ACA, CIMA, ACCA)
- Skilled in building working relationships with a variety of stakeholders
To speak in absolute confidence about this Credit Manager opportunity please send an up-to-date CV via the link provided or contact Josh Craig at MCS Group on 028 9693 5531.
Even if this position is not right for you, we may have others that are. Please visit MCS Group to view a wide selection of our current jobs www.mcsgroup.jobs.
Credit Manager employer: MCS Group | Your Specialist Recruitment Consultancy
Contact Detail:
MCS Group | Your Specialist Recruitment Consultancy Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Manager
✨Tip Number 1
Research the company thoroughly. Understand their values, mission, and the specific challenges they face in credit management. This knowledge will help you tailor your conversations and demonstrate your genuine interest during interviews.
✨Tip Number 2
Network with professionals in the financial services sector, especially those who work in credit management. Attend industry events or join relevant online forums to connect with potential colleagues and gain insights into the role.
✨Tip Number 3
Prepare for situational interview questions by thinking of examples from your past experience that showcase your skills in credit risk assessment and stakeholder management. Be ready to discuss how you've handled challenging situations.
✨Tip Number 4
Familiarise yourself with current trends in credit management, particularly around sustainability and ESG matters. Being knowledgeable about these topics can set you apart as a candidate who is forward-thinking and aligned with the company's goals.
We think you need these skills to ace Credit Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit management or corporate banking. Use specific examples that demonstrate your skills in assessing credit applications and managing credit risk.
Craft a Compelling Cover Letter: Write a cover letter that addresses the key responsibilities of the Credit Manager role. Explain how your background aligns with the company's needs, particularly your experience with financial difficulties and stakeholder management.
Highlight Relevant Qualifications: If you hold any qualifications such as IOB, CICM, or accountancy certifications, be sure to mention these prominently in your application. This will show your commitment to the field and enhance your credibility.
Showcase Soft Skills: In addition to technical skills, emphasise your ability to build relationships and negotiate with senior managers. Provide examples of how you've successfully interacted with stakeholders in previous roles.
How to prepare for a job interview at MCS Group | Your Specialist Recruitment Consultancy
✨Know Your Credit Risk Fundamentals
Make sure you brush up on your knowledge of credit risk management principles. Be prepared to discuss how you would assess credit applications and manage risks, especially in relation to customers facing financial difficulties.
✨Demonstrate Your Negotiation Skills
Since the role involves interacting with senior corporate managers, be ready to showcase your negotiation skills. Prepare examples from your past experiences where you successfully navigated complex discussions or resolved conflicts.
✨Familiarise Yourself with ESG Considerations
Given the emphasis on sustainability-led applications, it’s crucial to understand Environmental, Social, and Governance (ESG) factors. Be prepared to discuss how these considerations impact credit assessments and your approach to supporting customers' transition strategies.
✨Build Rapport with Stakeholders
The ability to build strong relationships is key for a Credit Manager. Think of ways you can demonstrate your interpersonal skills during the interview, perhaps by sharing stories of how you've successfully collaborated with various stakeholders in previous roles.