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- Tasks: Lead innovative projects to redefine Cleo's fintech offerings and expand revenue streams.
- Company: Cleo is a fast-growing fintech unicorn on a mission to transform how people manage money.
- Benefits: Enjoy flexible working, competitive pay, equity options, and generous leave policies.
- Why this job: Join a dynamic team making a real impact in the fintech space with creative freedom.
- Qualifications: Experience in consumer fintech product development and a knack for visionary thinking required.
- Other info: Diversity and inclusion are key; we welcome applicants from all backgrounds.
The predicted salary is between 87000 - 110000 £ per year.
Join to apply for the Innovation Lead role at Cleo
Join to apply for the Innovation Lead role at Cleo
About Cleo
At Cleo, we\’re not just building another fintech app. We\’re embarking on a mission to fundamentally change humanity\’s relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper-intelligent financial advisor in their pocket. That\’s the future we\’re creating.
About The Company
About Cleo
At Cleo, we\’re not just building another fintech app. We\’re embarking on a mission to fundamentally change humanity\’s relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper-intelligent financial advisor in their pocket. That\’s the future we\’re creating.
Cleo is a rare success story: a profitable, fast-growing unicorn with over $200 million in ARR and growing over 2x year-over-year. This isn\’t just a job; it\’s a chance to join a team of brilliant, driven individuals who are passionate about making a real difference. We have an exceptionally high bar for talent, seeking individuals who are not only at the top of their field but also embody our culture of collaboration and positive impact.
If you’re driven by complex challenges that push your expertise, the chance to shape something truly transformative, and the potential to share in Cleo’s success as we scale, while growing alongside a company that’s scaling fast, this might be your perfect fit.
Follow us on LinkedIn to keep up to date with new product features and insights from the team.
About The Role
As an Innovation Lead, you’ll be at the forefront of driving Cleo’s diversification strategy, leading the discovery of high-impact New Bets that redefine our product offering and expand our revenue streams. You will thrive in ambiguity, marrying imaginative creativity with sharp strategic thinking to generate and validate ideas that have the potential to shape Cleo’s future.
This isn’t just about process—it’s about envisioning what’s next. You’ll be a creative powerhouse and a catalyst for innovation, bringing bold, unconventional ideas to life and fostering a culture of experimentation. Success in this role is measured by the strength and originality of the concepts developed, as well as their potential impact on Cleo\’s customers and business. A strong background in the consumer fintech ecosystem is essential, as you will need expert knowledge to drive developments that meet the evolving demands of our customers.
Key Responsibilities
- Developing deep understanding of user problems, the competitive landscape, and Cleo’s right to win in new spaces.
- Running ideation and brainstorming sessions to generate early-stage concepts that can diversify Cleo’s product offering.
- Engaging with internal and external experts to sharpen thinking and improve the quality of concepts.
- Collaborating with cross-functional partners (design, research, engineering, analytics, commercial) to shape and evolve ideas.
- Mapping key assumptions and coordinate scrappy testing plans with research and analytics to validate early-stage concepts.
- Building compelling, data-informed cases for why Cleo should invest in the concepts you’ve developed.
- Challenging conventional thinking and surface bold ideas aligned with Cleo’s mission and customer needs.
- Uncovering Opportunities: Partner with Research and Product Marketing to identify unmet needs, whitespace, and emerging trends.
- Developing and iterate on concepts with clear value propositions and a path to commercialisation.
- Drawing on the expertise of cross-functional teams to refine and strengthen ideas throughout the process.
What We’re Looking For
- A proven track record of originating and developing groundbreaking ideas that have led to impactful business outcomes.
- Exceptional communication and storytelling skills to inspire and align diverse stakeholders.
- A mix of creative instinct and rigorous problem-solving to balance boldness with feasibility.
- Deep experience in consumer-facing products (B2C); fintech experience is a must
- Familiarity with customer research, market analysis, and strategic validation methods.
What do you get for all your hard work?
- A competitive compensation package (base + equity) with bi-annual reviews, aligned to our quarterly OKR planning cycles. You can view our public progression framework and salary bandings here:
- Work at one of the fastest-growing tech startups, backed by top VC firms, Balderton & EQT Ventures
- A clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support.
- Flexibility. We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work
- Work where you work best. We’re a globally distributed team. If you live in London we have a hybrid approach, we’d love you to spend one day a week or more in our beautiful office. If you’re outside of London, we’ll encourage you to spend a couple of days with us a few times per year. And we’ll cover your travel costs, naturally.
Other Benefits
- Company-wide performance reviews every 6 months
- Generous pay increases for high-performing team members
- Equity top-ups for team members getting promoted
- 25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo, up to 30 days)
- 6% employer-matched pension in the UK
- Private Medical Insurance via Vitality, dental cover, and life assurance
- Enhanced parental leave
- 1 month paid sabbatical after 4 years at Cleo
- Regular socials and activities, online and in-person
- We\’ll pay for your OpenAI subscription
- Online mental health support via Spill
- Workplace Nursery Scheme
- And many more!
Welcoming Everyone
We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds.
If there’s anything we can do to accommodate your specific situation, please let us know.
Download the Test Flight
App access for people in the UK & Europe: If you are an iOS user, please use this link to sign up to our TestFlight version of the app, so you can have a play around with the functionality and features: submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with CLEO. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with CLEO may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with CLEO\’s Candidate Privacy Notice
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Innovation Lead - Fintech employer: cleo
Contact Detail:
cleo Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Innovation Lead - Fintech
✨Tip Number 1
Familiarise yourself with Cleo's mission and values. Understanding their vision for transforming the relationship with money will help you align your ideas and demonstrate how your innovative thinking can contribute to their goals.
✨Tip Number 2
Network with professionals in the fintech space, especially those who have experience with consumer-facing products. Engaging in discussions about current trends and challenges can provide insights that you can leverage during interviews.
✨Tip Number 3
Prepare to showcase your ability to thrive in ambiguity. Think of examples from your past where you've successfully navigated unstructured environments and turned complex challenges into actionable strategies.
✨Tip Number 4
Be ready to discuss your collaborative experiences. Highlight instances where you've brought diverse teams together to co-create innovative solutions, as this aligns with Cleo's emphasis on dynamic collaboration.
We think you need these skills to ace Innovation Lead - Fintech
Some tips for your application 🫡
Understand the Role: Before applying, take the time to thoroughly read the job description for the Innovation Lead position at Cleo. Understand the key responsibilities and the skills required, such as visionary thinking and strategic innovation.
Craft a Tailored CV: Ensure your CV highlights relevant experience in consumer fintech and showcases your track record of developing innovative ideas. Use specific examples that demonstrate your ability to navigate complex challenges and drive impactful business outcomes.
Prepare Thoughtful Responses: In your application, be ready to answer questions about your creative vision and how you've turned ideas into tangible products. Use clear, concise examples that illustrate your problem-solving skills and customer-centric mindset.
Showcase Collaboration Skills: Cleo values dynamic collaboration, so emphasise your experience working with cross-functional teams. Highlight instances where you’ve successfully aligned diverse stakeholders around innovative concepts or strategies.
How to prepare for a job interview at cleo
✨Understand Cleo's Mission
Before your interview, make sure you have a solid grasp of Cleo's mission to change humanity's relationship with money. Be prepared to discuss how your vision aligns with this goal and how you can contribute to their innovative approach in the fintech space.
✨Showcase Your Creative Process
Be ready to share specific examples of how you've turned creative ideas into successful products. Highlight your ability to navigate ambiguity and how you’ve used ideation sessions to develop concepts that meet customer needs.
✨Demonstrate Collaboration Skills
Cleo values dynamic collaboration, so be prepared to discuss how you've worked with cross-functional teams in the past. Share instances where you brought diverse stakeholders together to co-create and drive alignment on innovative projects.
✨Prepare for Strategic Thinking Questions
Expect questions that assess your strategic thinking abilities. Think about how you identify opportunities in the consumer fintech landscape and be ready to discuss your approach to validating ideas through research and analytics.
