At a Glance
- Tasks: Lead initiatives to identify and mitigate payment-related risks in a dynamic environment.
- Company: Join a leading UK financial institution shaping secure payment operations.
- Benefits: Enjoy hybrid work options and a collaborative culture with growth opportunities.
- Why this job: Be at the forefront of payment security, making a real impact in the financial sector.
- Qualifications: Expertise in payment systems, fraud prevention, and strong communication skills required.
- Other info: Work closely with senior leadership and cross-functional teams to drive improvements.
The predicted salary is between 43200 - 72000 £ per year.
We're Hiring: Payments Risk Manager | Manchester/London/Cardiff (Hybrid) 🚨
Are you passionate about managing risk in the ever-evolving world of payments? A dynamic opportunity has opened up at a leading UK financial institution for an experienced Payments Risk Manager to play a key role in shaping and safeguarding critical payment operations.
What You’ll Be Doing
In this pivotal second-line role, you’ll be leading initiatives to identify, assess, and mitigate payment-related risks, from operational exposure to fraud and financial crime. Working closely with senior leadership, cross-functional teams, and third-party experts, you’ll help define the future of secure and compliant payment processes.
Your focus will span:
- Payment risk strategy and oversight across channels (Faster Payments, CHAPS, Bacs, SWIFT, Open Banking)
- Fraud detection and financial crime prevention
- Regulatory compliance (FCA, PSD2, AML, PSRs)
- Stakeholder engagement and governance
- Driving continuous improvement and embedding a risk-aware culture
You’re someone who:
- Brings deep expertise in UK/international payment systems and regulations
- Has strong fraud prevention and risk mitigation experience in a financial services context
- Knows how to lead with insight, communicate with clarity, and engage with impact
- Is confident working with data, risk frameworks, and evolving regulatory landscapes
- Can balance strategic oversight with operational effectiveness
Contact Detail:
InterQuest Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk Manager - Payments
✨Tip Number 1
Network with professionals in the payments and risk management sectors. Attend industry events, webinars, or local meetups to connect with people who can provide insights into the role and potentially refer you.
✨Tip Number 2
Stay updated on the latest trends and regulations in payment systems, such as FCA guidelines and PSD2. This knowledge will not only help you in interviews but also demonstrate your commitment to the field.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully managed risk in previous roles. Highlight your experience with fraud detection and compliance to show that you can bring valuable expertise to our team.
✨Tip Number 4
Familiarise yourself with our company culture and values. Tailor your conversations during interviews to reflect how your personal values align with ours, especially regarding risk management and stakeholder engagement.
We think you need these skills to ace Risk Manager - Payments
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in payment systems and risk management. Use specific examples that demonstrate your expertise in fraud prevention and regulatory compliance, as these are key aspects of the role.
Craft a Compelling Cover Letter: In your cover letter, express your passion for managing risk in payments. Discuss how your background aligns with the responsibilities outlined in the job description, particularly your experience with FCA, PSD2, and AML regulations.
Showcase Relevant Skills: Emphasise your skills in data analysis and risk frameworks. Provide examples of how you've successfully led initiatives to mitigate risks in previous roles, showcasing your ability to balance strategic oversight with operational effectiveness.
Proofread and Edit: Before submitting your application, carefully proofread your documents. Ensure there are no spelling or grammatical errors, and that your writing is clear and concise. A polished application reflects your attention to detail, which is crucial in risk management.
How to prepare for a job interview at InterQuest Group
✨Understand Payment Systems
Make sure you have a solid grasp of UK and international payment systems. Familiarise yourself with the specific channels mentioned in the job description, such as Faster Payments, CHAPS, and SWIFT, as this knowledge will be crucial during your interview.
✨Showcase Your Risk Mitigation Experience
Prepare to discuss your previous experiences in fraud prevention and risk mitigation. Be ready to provide examples of how you've successfully identified and managed risks in a financial services context, as this will demonstrate your capability for the role.
✨Engage with Regulatory Knowledge
Brush up on relevant regulations like FCA, PSD2, and AML. Being able to articulate how these regulations impact payment processes will show that you are well-prepared and knowledgeable about the compliance landscape.
✨Communicate Clearly and Confidently
Practice articulating your thoughts clearly and confidently. Since the role involves engaging with senior leadership and cross-functional teams, strong communication skills will be essential. Consider doing mock interviews to refine your delivery.