At a Glance
- Tasks: Join our team to analyse financial data and make informed lending decisions.
- Company: Fiduciam is a fast-growing fintech lender transforming real estate lending with innovative technology.
- Benefits: Enjoy competitive pay, private medical insurance, and visa sponsorship for top talent.
- Why this job: Be part of an elite team with rapid career growth in a dynamic fintech environment.
- Qualifications: Two years of underwriting experience and strong analytical skills in English and German required.
- Other info: Work in the heart of London's vibrant fintech scene with great intra-company career perspectives.
The predicted salary is between 36000 - 60000 £ per year.
Fiduciam is an innovative, fast-growing fintech lender revolutionising bridging and development loans. Our dynamic team is on a mission to transform real estate lending, underpinned by cutting-edge technology. For our growing German business, we are seeking a German ‘Lending & Development Analyst’ to join the team in London.
Responsibilities include:
- Conducting financial analysis and due diligence of a wide variety of businesses in Germany.
- Analysing key items such as financial accounts, property valuations, credit searches, bank statements, and business appraisals to make informed lending decisions.
- Analysing construction/development budgets and appraisals.
- Pricing loans and determining terms, considering relevant risk and liquidity factors.
- Protecting the company by having a good grasp of its policies, procedures and compliance guidelines and by having a good awareness of risk.
- Owning your own loan book, assuring high standards of service and risk management.
Requirements:
- Preferably two years or more of underwriting experience in the bridging, development or commercial lending sector.
- A good understanding of assessing credit risk on loan applications, borrowing structures, RICS valuations, land registry records, reports on title and conveyancing and credit reports.
- Good writing, analytical and numerical skills.
- An excellent communicator both written and verbal in English and German.
- Proficient in Microsoft Office tools.
We offer a competitive compensation package, including private medical insurance, and visa sponsorship available for top talent. This is an opportunity to accelerate your career by assuming a lot of responsibility in a meritocratic environment with little hierarchy and good intra-company career perspectives. Our conveniently located office is in the heart of London’s vibrant fintech scene, with rapid career growth potential as we scale globally.
Development Analyst - Real Estate employer: Fiduciam
Contact Detail:
Fiduciam Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Development Analyst - Real Estate
✨Tip Number 1
Familiarise yourself with the latest trends in fintech and real estate lending. Understanding how technology is reshaping these sectors will help you engage in meaningful conversations during interviews and demonstrate your passion for the industry.
✨Tip Number 2
Network with professionals in the real estate and fintech sectors, especially those who have experience in lending. Attend industry events or join relevant online forums to connect with potential colleagues and gain insights that could set you apart from other candidates.
✨Tip Number 3
Brush up on your analytical skills, particularly in financial analysis and risk assessment. Being able to showcase your ability to analyse financial accounts and property valuations will be crucial in demonstrating your fit for the role.
✨Tip Number 4
Prepare to discuss your previous underwriting experience in detail. Be ready to share specific examples of how you've assessed credit risk and made lending decisions, as this will highlight your expertise and suitability for the position.
We think you need these skills to ace Development Analyst - Real Estate
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in financial analysis, underwriting, and real estate lending. Use specific examples that demonstrate your analytical skills and familiarity with credit risk assessment.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for fintech and real estate. Mention your understanding of the company's mission and how your background aligns with their goals. Be sure to include your proficiency in both English and German.
Highlight Relevant Skills: In your application, emphasise your analytical and numerical skills, as well as your proficiency in Microsoft Office tools. Provide examples of how you've used these skills in previous roles, particularly in underwriting or financial analysis.
Showcase Your Communication Abilities: Since the role requires excellent written and verbal communication skills, consider including a brief example of a successful project where you effectively communicated complex information to stakeholders, ideally in both English and German.
How to prepare for a job interview at Fiduciam
✨Showcase Your Analytical Skills
As a Development Analyst, you'll need to demonstrate strong analytical abilities. Be prepared to discuss your experience with financial analysis and due diligence, particularly in the context of real estate. Bring examples of how you've successfully assessed credit risk or analysed construction budgets.
✨Communicate Effectively in Both Languages
Since the role requires proficiency in both English and German, practice articulating your thoughts clearly in both languages. You might be asked to explain complex concepts in either language, so being comfortable switching between them will show your versatility.
✨Understand the Company’s Mission
Fiduciam is focused on transforming real estate lending through technology. Familiarise yourself with their innovative approach and be ready to discuss how your skills and experiences align with their mission. This shows genuine interest and preparation.
✨Prepare for Technical Questions
Expect technical questions related to underwriting, credit risk assessment, and financial modelling. Brush up on relevant concepts and be ready to solve problems on the spot. This will demonstrate your expertise and confidence in the field.