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- Tasks: Assess credit risk and develop underwriting models to support business growth.
- Company: Join a dynamic team focused on sustainable growth in supply chain finance.
- Benefits: Enjoy a collaborative work environment with opportunities for professional development.
- Why this job: Make a real impact by managing risks and driving strategic decisions.
- Qualifications: 6+ years in financial services as a Credit Underwriter or Analyst required.
- Other info: Ideal for detail-oriented team players with strong analytical skills.
The predicted salary is between 43200 - 72000 £ per year.
The role: As a Risk Underwriter, you will play a key role in assessing credit risk, developing underwriting models, and implementing policies to drive sustainable growth. This role is crucial in assessing and managing credit, performance, and fraud risks across our supply chain finance portfolio while supporting business growth through prudent risk management.
Responsibilities:
- Development of requisite underwriting principles and parameters for automated underwriting of a part of the credit portfolio.
- Review and enhance the underwriting principles and parameters through continuous testing and feedback.
- Conduct country and industry research and develop strategy for the assigned portfolio or new targets.
- Create summaries and reports on market trends and news.
- Monitor and regularly assess the quality of the assigned credit portfolio and initiate corrective actions for minimising credit losses.
- Maintain an understanding of current, new, and emerging risk trends within the assigned geographies and industries.
Background/Experience:
- 6 + years experience in financial services as a Credit Underwriter or Credit Analyst.
- Experience in the underwriting companies in the SME sector, preferably in one or more country jurisdictions.
- A sound understanding of financial ratios, and experience in analysing financial statements is a necessary requirement.
- A grasp of multiple industries and geographies and its current business environment is an advantage.
- Strong analytical capabilities and excellent ability to co-relate multiple data sources to inform meaningful decisions.
- A strong work ethic with great attention to detail; a team player with the ability to work independently while contributing to the success of the team at the same time.
- Excellent verbal and written communication skills, as well as multilingual skills and always maintaining an enthusiastic ‘can-do’ attitude.
- Can effectively collaborate at all levels.
Risk Underwriter employer: Linklogis
Contact Detail:
Linklogis Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk assessment and underwriting models. This will not only help you understand the role better but also allow you to engage in meaningful conversations during interviews.
✨Tip Number 2
Network with professionals in the financial services sector, especially those who work as Credit Underwriters or Analysts. Attend industry events or join relevant online forums to gain insights and potentially get referrals.
✨Tip Number 3
Stay updated on the economic conditions and regulatory changes affecting the SME sector. Being knowledgeable about these factors can set you apart and demonstrate your commitment to understanding the business environment.
✨Tip Number 4
Prepare to discuss specific examples from your past experience where you've successfully assessed credit risk or improved underwriting processes. Concrete examples will showcase your analytical skills and attention to detail.
We think you need these skills to ace Risk Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in financial services, particularly as a Credit Underwriter or Analyst. Emphasise your analytical skills and any experience with SMEs, as well as your understanding of financial ratios and statements.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and how your background aligns with the responsibilities outlined. Mention specific experiences that demonstrate your ability to assess credit risk and develop underwriting models.
Showcase Analytical Skills: Provide examples in your application that showcase your strong analytical capabilities. Discuss how you've used data to inform decisions and any experience you have with monitoring credit portfolios and implementing corrective actions.
Highlight Communication Skills: Since excellent verbal and written communication skills are crucial for this role, include examples of how you've effectively communicated complex information in previous positions. If you have multilingual skills, be sure to mention them as well.
How to prepare for a job interview at Linklogis
✨Showcase Your Analytical Skills
As a Risk Underwriter, strong analytical capabilities are crucial. Be prepared to discuss specific examples of how you've analysed financial statements or assessed credit risk in your previous roles. Highlight any tools or methodologies you used to inform your decisions.
✨Demonstrate Industry Knowledge
Familiarise yourself with the current trends in the SME sector and the specific industries relevant to the role. During the interview, mention any recent developments or challenges you've observed and how they might impact credit risk management.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving abilities in real-world scenarios. Think about past experiences where you had to make tough decisions regarding credit approvals or risk assessments, and be ready to explain your thought process.
✨Emphasise Team Collaboration
While the role requires independent work, showcasing your ability to collaborate effectively is key. Share examples of how you've worked within a team to enhance underwriting principles or improve risk management strategies, highlighting your communication skills.
