Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Lead loan origination and portfolio management, ensuring efficient lending operations.
- Company: Join Market Financial Solutions, a top independent bridging finance provider in the UK.
- Benefits: Enjoy bonuses, exclusive discounts, private healthcare, and extra time off for your birthday.
- Why this job: Be part of a dynamic team driving growth in a fast-paced environment with continuous learning opportunities.
- Qualifications: Experience in loan origination and portfolio management, strong leadership, and analytical skills required.
- Other info: This is a full-time office-based role in central London.
The predicted salary is between 43200 - 72000 £ per year.
Market Financial Solutions (MFS) is a leading independent bridging finance provider based in the United Kingdom. With a strong presence in the market, we specialise in offering fast and flexible bridging loans and buy-to-let mortgages to our valued intermediaries and clients.
Role Purpose: The Senior Loan Portfolio Manager will be responsible for overseeing the loan origination and portfolio management processes, ensuring the efficient and profitable operation of our lending activities. This position requires a deep understanding of lending principles, strong leadership skills, and the ability to make sound credit decisions. The successful candidate will play a pivotal role in driving the growth and success of our lending business.
Key Responsibilities:
- Loan Origination and Underwriting: Evaluate the creditworthiness of borrowers, analysing financial statements, credit reports, and other relevant information.
- Make informed lending decisions, balancing risk and profitability considerations.
- Oversee the management and administration of the loan portfolio, ensuring compliance with internal policies and regulatory requirements.
- Monitor loan performance, review portfolio quality, and develop strategies to minimise credit risk.
- Conduct periodic portfolio reviews and make recommendations for portfolio adjustments as necessary.
- Provide leadership and guidance to the loan origination and portfolio management teams.
- Set performance targets and provide ongoing coaching and feedback to team members.
- Foster a positive and collaborative team environment, promoting continuous learning and professional development.
- Cultivate and maintain relationships with borrowers, ensuring excellent customer service and addressing their financing needs.
- Collaborate with internal stakeholders, such as credit analysts, legal, and compliance teams, to facilitate efficient loan processing and closing.
Role Requirements:
- Proven experience in loan origination, credit analysis, and portfolio management, preferably in a senior or leadership role.
- Strong knowledge of lending principles, credit analysis techniques, and regulatory requirements.
- Excellent analytical and problem-solving skills, with the ability to assess complex credit situations and make informed decisions.
- Demonstrated leadership abilities, with experience in managing and developing a team.
- Solid understanding of financial statements, cash flow analysis, and risk assessment.
- Strong negotiation and relationship-building skills.
- Ability to work effectively under pressure and meet deadlines in a fast-paced environment.
- Proficient in using loan management software and MS Office Suite.
- Excellent communication skills, both written and verbal, with the ability to communicate complex concepts effectively.
Why Work for us?
- Be Part of a Dynamic and Growing Company
- Annual salary review & regular appraisals
- Bonuses and Incentives
- Enhanced Maternity and Paternity Leave Package
- Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays)
- Ongoing Staff Training and Development Opportunities
- Private Medical Health Care with Vitality
- Life Insurance Coverage
- Additional Day Off to Celebrate Your Birthday
- Engaging Work Networking and Team Building Event
Next Steps: Ready for an exciting career move? Hit ‘apply’ to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further. Please note, this role is a full-time office based position, based in central London.
Contact Detail:
Market Financial Solutions Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Loan Portfolio Manager (City of London)
✨Tip Number 1
Network with professionals in the finance and lending industry, especially those who have experience in portfolio management. Attend industry events or webinars to connect with potential colleagues and learn about the latest trends in bridging finance.
✨Tip Number 2
Familiarise yourself with the specific lending principles and regulatory requirements that MFS adheres to. This knowledge will not only help you in interviews but also demonstrate your commitment to understanding their business model.
✨Tip Number 3
Prepare to discuss your leadership style and how you've successfully managed teams in the past. Be ready to share specific examples of how you've fostered a collaborative environment and driven performance in previous roles.
✨Tip Number 4
Research MFS's recent projects and achievements in the bridging finance sector. Being knowledgeable about their operations and successes will allow you to tailor your conversation during interviews and show genuine interest in their work.
We think you need these skills to ace Senior Loan Portfolio Manager (City of London)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in loan origination, credit analysis, and portfolio management. Use specific examples that demonstrate your leadership skills and ability to make informed lending decisions.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of lending principles and your analytical skills. Mention how your previous experiences align with the responsibilities of the Senior Loan Portfolio Manager role and express your enthusiasm for contributing to Market Financial Solutions.
Highlight Key Achievements: In both your CV and cover letter, include quantifiable achievements related to loan performance and risk management. This could be improvements in portfolio quality or successful team leadership that resulted in meeting performance targets.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial in the financial sector.
How to prepare for a job interview at Market Financial Solutions
✨Showcase Your Expertise in Lending Principles
Make sure to brush up on your knowledge of lending principles and credit analysis techniques. Be prepared to discuss specific examples from your past experience where you successfully evaluated creditworthiness and made informed lending decisions.
✨Demonstrate Leadership Skills
As a Senior Loan Portfolio Manager, you'll need to exhibit strong leadership abilities. Prepare to share instances where you've led a team, set performance targets, and fostered a collaborative environment. Highlight how you’ve developed team members and contributed to their professional growth.
✨Prepare for Technical Questions
Expect questions that assess your analytical and problem-solving skills. Be ready to discuss how you would handle complex credit situations and the strategies you would implement to minimise credit risk within a loan portfolio.
✨Emphasise Relationship-Building Skills
Since maintaining relationships with borrowers is crucial, be prepared to talk about your approach to customer service. Share examples of how you've effectively communicated with clients and addressed their financing needs, showcasing your negotiation skills.
