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For Companies At a Glance
- Tasks: Provide personalised financial advice and build long-term client relationships.
- Company: Join a respected financial planning team in Cardiff with a strong client focus.
- Benefits: Enjoy a competitive salary, bonuses, 25+ days holiday, and local discounts.
- Why this job: Take over an existing client book and grow your career in a supportive environment.
- Qualifications: Level 4 Diploma in Financial Planning and experience with high-net-worth clients required.
- Other info: This role offers ongoing development and a chance to make a real impact.
The predicted salary is between 33000 - 77000 £ per year.
An exciting opportunity has arisen for an experienced Independent Financial Adviser (IFA) to join a well-established and highly regarded financial planning team based in Cardiff. This is an integral appointment for a successful firm offering the chance to take over an existing client book and continue to grow through warm internal referrals and your own business development.
The Opportunity:
- Inherit a client book of approximately 100 clients, representing around £23 million in AUM and £100k in recurring income
- Provide high-quality, holistic financial planning advice to high-net-worth individuals
- Work closely with internal departments who generate ongoing client referrals
- Join a firm committed to client outcomes, compliance, and ongoing adviser support
Key Responsibilities:
- Deliver personalised financial advice covering pensions, investments, tax, protection, and estate planning
- Build and maintain long-term client relationships through regular reviews and tailored solutions
- Develop new business opportunities through networking, referrals, and cross-department collaboration
- Ensure all advice and documentation complies with regulatory requirements
What You’ll Need:
- Level 4 Diploma in Financial Planning (DipPFS or equivalent)
- SPS (Statement of Professional Standing)
- Proven experience advising high-net-worth clients across a range of financial planning areas
- Strong technical knowledge and up-to-date regulatory understanding
- A client-first mindset and excellent interpersonal skills
- Additional qualifications such as Chartered Financial Planner or CFP are highly desirable
Benefits Include:
- Salary up to £55,000 (DOE) plus performance-based bonuses
- Client book provided
- 25+ days holiday plus bank holidays
- Support with professional fees and exams
- Employee wellbeing and assistance programmes
- Discounts with local businesses and other employee perks
This is a unique opportunity to step into a fully supported role with an active client base and ongoing development potential.
Independent Financial Adviser (,, United Kingdom) employer: Placed
Contact Detail:
Placed Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Independent Financial Adviser (,, United Kingdom)
✨Tip Number 1
Network with professionals in the financial services industry, especially those who are already working as Independent Financial Advisers. Attend industry events and seminars to make connections that could lead to referrals or insights about the role.
✨Tip Number 2
Familiarise yourself with the specific financial planning needs of high-net-worth individuals. Understanding their unique challenges and preferences will help you demonstrate your expertise during interviews and discussions.
✨Tip Number 3
Showcase your ability to build long-term client relationships by preparing examples of how you've successfully managed client portfolios in the past. Highlight your interpersonal skills and client-first mindset in conversations.
✨Tip Number 4
Stay updated on the latest regulatory changes and market trends in financial planning. Being knowledgeable about current issues will not only boost your confidence but also impress potential employers during discussions.
We think you need these skills to ace Independent Financial Adviser (,, United Kingdom)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience as an Independent Financial Adviser, particularly your work with high-net-worth clients. Emphasise your Level 4 Diploma in Financial Planning and any additional qualifications like Chartered Financial Planner or CFP.
Craft a Compelling Cover Letter: Write a cover letter that showcases your client-first mindset and interpersonal skills. Mention your proven track record in delivering personalised financial advice and how you can contribute to the firm's commitment to client outcomes.
Highlight Relevant Experience: In your application, detail your experience advising clients across various financial planning areas such as pensions, investments, tax, protection, and estate planning. Use specific examples to demonstrate your expertise and success in these areas.
Showcase Your Business Development Skills: Discuss your ability to develop new business opportunities through networking and referrals. Highlight any previous successes in growing a client base or generating leads, as this is crucial for the role.
How to prepare for a job interview at Placed
✨Showcase Your Experience
Be prepared to discuss your previous experience as an Independent Financial Adviser, especially your work with high-net-worth clients. Highlight specific examples of how you've successfully managed client portfolios and delivered tailored financial advice.
✨Demonstrate Technical Knowledge
Brush up on your technical knowledge regarding pensions, investments, tax, protection, and estate planning. Be ready to answer questions that test your understanding of these areas, as well as any recent regulatory changes that may impact your advice.
✨Emphasise Client Relationships
Since building long-term client relationships is key, prepare to discuss your approach to maintaining and nurturing these connections. Share examples of how you've conducted regular reviews and provided personalised solutions to meet client needs.
✨Prepare for Compliance Questions
Given the importance of compliance in this role, be ready to explain how you ensure that all advice and documentation meets regulatory requirements. This could include discussing your processes for staying updated on regulations and how you handle compliance in your practice.
