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For Companies At a Glance
- Tasks: Provide tailored financial advice and build lasting client relationships.
- Company: Join a respected financial planning team in Cardiff with a strong reputation.
- Benefits: Enjoy a competitive salary, bonuses, generous holiday, and local discounts.
- Why this job: Take over an existing client book and grow your career in a supportive environment.
- Qualifications: Must have Level 4 Diploma in Financial Planning and experience with high-net-worth clients.
- Other info: This role offers ongoing professional development and a client-first culture.
The predicted salary is between 33000 - 77000 £ per year.
An exciting opportunity has arisen for an experienced Independent Financial Adviser (IFA) to join a well-established and highly regarded financial planning team based in Cardiff. This is an integral appointment for a successful firm offering the chance to take over an existing client book and continue to grow through warm internal referrals and your own business development.
The Opportunity:
- Inherit a client book of approximately 100 clients, representing around £23 million in AUM and £100k in recurring income
- Provide high-quality, holistic financial planning advice to high-net-worth individuals
- Work closely with internal departments who generate ongoing client referrals
- Join a firm committed to client outcomes, compliance, and ongoing adviser support
Key Responsibilities:
- Deliver personalised financial advice covering pensions, investments, tax, protection, and estate planning
- Build and maintain long-term client relationships through regular reviews and tailored solutions
- Develop new business opportunities through networking, referrals, and cross-department collaboration
- Ensure all advice and documentation complies with regulatory requirements
What You’ll Need:
- Level 4 Diploma in Financial Planning (DipPFS or equivalent)
- SPS (Statement of Professional Standing)
- Proven experience advising high-net-worth clients across a range of financial planning areas
- Strong technical knowledge and up-to-date regulatory understanding
- A client-first mindset and excellent interpersonal skills
- Additional qualifications such as Chartered Financial Planner or CFP are highly desirable
Benefits Include:
- Salary up to £55,000 (DOE) plus performance-based bonuses
- Client book provided
- 25+ days holiday plus bank holidays
- Support with professional fees and exams
- Employee wellbeing and assistance programmes
- Discounts with local businesses and other employee perks
This is a unique opportunity to step into a fully supported role with an active client base and ongoing development potential.
Contact Detail:
Placed Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Independent Financial Adviser (,, United Kingdom)
✨Tip Number 1
Network with professionals in the financial services industry, especially those who work with high-net-worth clients. Attend local finance-related events or seminars in Cardiff to make connections that could lead to referrals or insights about the firm.
✨Tip Number 2
Familiarise yourself with the specific financial products and services offered by the firm. This knowledge will help you demonstrate your understanding of their client base and how you can add value to their existing operations during any interviews.
✨Tip Number 3
Prepare to discuss your previous experience with high-net-worth clients in detail. Be ready to share specific examples of how you've successfully managed client relationships and delivered tailored financial advice that aligns with their unique needs.
✨Tip Number 4
Showcase your commitment to ongoing professional development. Highlight any additional qualifications or training you are pursuing, such as becoming a Chartered Financial Planner or CFP, to demonstrate your dedication to providing top-notch service.
We think you need these skills to ace Independent Financial Adviser (,, United Kingdom)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience as an Independent Financial Adviser, particularly your work with high-net-worth clients. Emphasise your Level 4 Diploma in Financial Planning and any additional qualifications like Chartered Financial Planner or CFP.
Craft a Compelling Cover Letter: Write a cover letter that showcases your client-first mindset and interpersonal skills. Mention your proven track record in financial planning and how you can contribute to the firm's success by inheriting the existing client book.
Highlight Regulatory Knowledge: In your application, demonstrate your strong technical knowledge and up-to-date understanding of regulatory requirements. This is crucial for ensuring compliance in your advice and documentation.
Showcase Business Development Skills: Discuss your experience in developing new business opportunities through networking and referrals. Highlight any successful strategies you've used in the past to grow your client base.
How to prepare for a job interview at Placed
✨Showcase Your Experience
Be prepared to discuss your previous experience as an Independent Financial Adviser, especially your work with high-net-worth clients. Highlight specific examples of how you've successfully managed client portfolios and delivered tailored financial advice.
✨Demonstrate Technical Knowledge
Brush up on your technical knowledge regarding pensions, investments, tax, protection, and estate planning. Be ready to answer questions that test your understanding of current regulations and compliance requirements in the financial sector.
✨Emphasise Client Relationships
Since building long-term client relationships is key, prepare to discuss your approach to maintaining and nurturing these connections. Share examples of how you've conducted regular reviews and provided personalised solutions to meet client needs.
✨Prepare for Business Development Questions
Expect questions about how you plan to develop new business opportunities. Think about your networking strategies and how you can leverage internal referrals. Be ready to share your ideas on expanding the client base while ensuring compliance and client satisfaction.
