At a Glance
- Tasks: Join our Credit Risk team to analyse credit portfolios and assess client creditworthiness.
- Company: Pilgrims Europe is a dynamic company focused on optimising customer propositions and reducing risk.
- Benefits: Gain practical experience in a supportive environment with opportunities for growth.
- Why this job: Develop essential skills in credit analysis while collaborating with various departments.
- Qualifications: Strong analytical skills, proficiency in Excel, and excellent communication abilities required.
- Other info: Participate in credit committee meetings and stay updated on industry trends.
The predicted salary is between 28800 - 48000 £ per year.
We are seeking a motivated and detail-oriented Credit Analyst to join our dynamic Credit Risk team. At Pilgrims Europe we have a great opportunity for an Analyst to join our growing Credit & Risk Analytics team within our Finance function. As a team, we are responsible for analysing all aspects of our credit portfolio and using data to drive insight on how we can optimise our customer proposition, improve business profit and reduce risk. This position offers an excellent opportunity to gain practical experience and develop fundamental skills in credit analysis within a supportive and collaborative environment.
What will I be doing?
- Complete thorough credit assessments of new and existing clients.
- Analyse financial statements, credit reports, and other relevant data to evaluate creditworthiness.
- Prepare comprehensive credit risk reports summarising findings and recommendations.
- Monitor industry trends and economic developments that may impact credit risk.
- Collaborate with other departments such as Commercial and Accounts Receivable to gather necessary information and ensure accuracy of credit evaluations.
- Participate in credit committee meetings and provide insights based on analysis.
What will I need?
- Strong analytical skills with a keen attention to detail.
- Proficiency in Microsoft Excel and financial analysis tools.
- Excellent verbal and written communication skills.
- Ability to work both independently and as part of a team.
- A proactive attitude with a desire to learn and grow within the field of credit analysis.
- Good interpersonal and communication skills, both written and oral.
- Able to communicate with all levels both inside and outside the business.
Credit and Collections Analyst employer: Pilgrims Europe
Contact Detail:
Pilgrims Europe Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit and Collections Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk analysis. Understanding current market conditions and economic factors can give you an edge during interviews, as you'll be able to discuss how these elements impact credit assessments.
✨Tip Number 2
Brush up on your Excel skills, especially functions related to financial analysis. Being able to demonstrate your proficiency in Excel during practical assessments or discussions will show that you're ready to handle the analytical demands of the role.
✨Tip Number 3
Network with professionals in the finance and credit analysis field. Engaging with others can provide insights into the role and company culture, and may even lead to referrals or recommendations that could strengthen your application.
✨Tip Number 4
Prepare to discuss your analytical approach and past experiences in detail. Be ready to share specific examples of how you've evaluated creditworthiness or contributed to risk assessments, as this will highlight your relevant skills and proactive attitude.
We think you need these skills to ace Credit and Collections Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience and skills that align with the Credit and Collections Analyst role. Emphasise your analytical skills, proficiency in Microsoft Excel, and any experience with financial analysis tools.
Craft a Compelling Cover Letter: Write a cover letter that showcases your motivation for the role and your understanding of credit analysis. Mention specific examples of how you've used data to drive insights or improve processes in previous roles.
Highlight Relevant Experience: In your application, focus on any past roles or projects where you conducted credit assessments, analysed financial statements, or collaborated with other departments. This will demonstrate your capability to perform the tasks outlined in the job description.
Showcase Communication Skills: Since excellent verbal and written communication skills are essential for this role, ensure your application is well-written and free of errors. You might also want to mention any experiences where you effectively communicated complex information to different audiences.
How to prepare for a job interview at Pilgrims Europe
✨Showcase Your Analytical Skills
As a Credit and Collections Analyst, strong analytical skills are crucial. Be prepared to discuss specific examples of how you've used data analysis in previous roles. Highlight any experience with financial statements or credit reports to demonstrate your capability.
✨Familiarise Yourself with Financial Tools
Proficiency in Microsoft Excel and other financial analysis tools is essential for this role. Brush up on your Excel skills before the interview, and be ready to discuss how you've used these tools in past experiences to analyse data and make informed decisions.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving abilities and how you handle credit risk scenarios. Think of situations where you've had to evaluate creditworthiness or manage risk, and prepare to explain your thought process and the outcomes.
✨Demonstrate Your Communication Skills
Since the role involves collaboration with various departments, it's important to showcase your communication skills. Prepare to discuss how you've effectively communicated complex information to different stakeholders in the past, both verbally and in writing.