Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Assess BTL mortgage applications and evaluate risks while ensuring compliance.
- Company: Join a dynamic lender in the heart of London, committed to excellence.
- Benefits: Enjoy competitive pay, professional growth opportunities, and a supportive team culture.
- Why this job: Be part of a collaborative environment where your skills make a real impact.
- Qualifications: Minimum 3 years experience in BTL underwriting with strong communication skills required.
- Other info: This role is fully office-based in London, perfect for those who thrive in a team setting.
The predicted salary is between 36000 - 60000 £ per year.
We are seeking a highly motivated and detail-oriented BTL (Buy-to-Let) Underwriter to join our dynamic team. The successful candidate will play a crucial role in assessing BTL mortgage applications, ensuring that risks are accurately evaluated, and decisions are made in accordance with our company policies and regulatory requirements.
Key Responsibilities:
- Application Analysis: Review and analyze various documents and data received from intermediaries to determine applicant eligibility for the BTL product.
- Risk Assessment: Accurately assess the risks associated with each BTL application, liaising with brokers and valuers to ensure a comprehensive understanding.
- Policy Management: Maintain detailed and accurate records of underwritten policies, ensuring all documentation is compliant with regulatory standards.
- Communication: Collaborate effectively with brokers, valuers, and other stakeholders to facilitate accurate risk assessments and maintain strong working relationships.
- Decision Making: Use your initiative to determine the wording of Special Conditions in offers and release the final Mortgage Offer to approved applicants.
- Compliance: Adhere strictly to compliance and internal procedures, ensuring all underwriting decisions align with company policies.
- Team Collaboration: Work independently when necessary but also contribute as a vital member of the team to achieve departmental goals.
- SLA Maintenance: Ensure all service level agreements (SLAs) are met, delivering timely and accurate underwriting decisions.
Key Skills and Experience:
- Strong ability to use initiative, working independently and as part of a team.
- Excellent communication skills, both written and verbal.
- Proven experience in building and maintaining good working relationships with brokers and other parties.
- Solid understanding of BTL mortgage products, underwriting processes, and risk assessment (min 3 years).
- Attention to detail and the ability to maintain accurate records and documentation.
Why Join Us?
We offer a collaborative and supportive work environment where your contributions are valued. We provide opportunities for professional growth and development, as well as competitive compensation and benefits.
Send CV now for immediate consideration.
BTL Underwriter (, , United Kingdom) employer: Brooke Harrison Recruitment
Contact Detail:
Brooke Harrison Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land BTL Underwriter (, , United Kingdom)
✨Tip Number 1
Familiarise yourself with the latest BTL mortgage products and underwriting processes. Understanding the nuances of these products will not only boost your confidence but also demonstrate your commitment to the role during any discussions.
✨Tip Number 2
Network with professionals in the mortgage and underwriting industry. Attend relevant events or join online forums to connect with brokers and valuers, as building these relationships can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare for potential interviews by practising common underwriting scenarios. Being able to articulate your thought process in assessing risks and making decisions will set you apart from other candidates.
✨Tip Number 4
Showcase your attention to detail by being meticulous in your preparation. Whether it’s researching the company’s policies or understanding compliance requirements, demonstrating this skill can significantly enhance your candidacy.
We think you need these skills to ace BTL Underwriter (, , United Kingdom)
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a BTL Underwriter. Familiarise yourself with the key skills and experience required, such as risk assessment and communication with brokers.
Tailor Your CV: Customise your CV to highlight relevant experience in BTL underwriting and mortgage products. Emphasise your attention to detail and any previous roles that involved risk assessment or compliance.
Craft a Compelling Cover Letter: Write a cover letter that showcases your motivation for the role and how your skills align with the company's needs. Mention specific experiences that demonstrate your ability to assess risks and maintain accurate records.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors. Ensure that your documents are clear, concise, and free from typos, as attention to detail is crucial for this role.
How to prepare for a job interview at Brooke Harrison Recruitment
✨Know Your BTL Products
Make sure you have a solid understanding of Buy-to-Let mortgage products. Be prepared to discuss the specifics of these products and how they differ from other types of mortgages, as this will demonstrate your expertise and readiness for the role.
✨Showcase Your Analytical Skills
Since the role involves application analysis and risk assessment, be ready to provide examples of how you've successfully evaluated applications in the past. Highlight any specific methodologies or tools you used to assess risks accurately.
✨Emphasise Communication Abilities
Effective communication is key in this role. Prepare to discuss how you've built relationships with brokers and valuers in previous positions. Consider sharing anecdotes that illustrate your ability to collaborate and maintain strong working relationships.
✨Demonstrate Attention to Detail
As an underwriter, attention to detail is crucial. Bring examples of how you've maintained accurate records and ensured compliance in your previous roles. This will show that you understand the importance of precision in underwriting decisions.
