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For Companies At a Glance
- Tasks: Lead credit risk analysis and negotiate transaction approvals for diverse clients.
- Company: Join J.P. Morgan, a global leader in financial services and investment banking.
- Benefits: Enjoy competitive pay, personal development opportunities, and a collaborative work culture.
- Why this job: Make an impact in the Consumer, Healthcare, and Retail sectors while growing your career.
- Qualifications: Proven credit skills, strong communication, and experience in finance are essential.
- Other info: Ideal for self-starters who thrive in team environments and seek professional growth.
The predicted salary is between 72000 - 108000 £ per year.
The role will cover a wide range of Leveraged (both Private Equity-owned and Corporate) and Investment Grade clients in the Consumer, Healthcare and Retail sectors. As a Wholesale Credit Risk EMEA – Consumer, Healthcare, Retail – Vice President in the Commercial & Investment Bank team, you will play a crucial role in negotiating and developing recommendations for new transaction approvals across a variety of products, including secured and unsecured loans, derivatives, trade, and treasury products. You will lead due diligence and credit analysis to assess the creditworthiness of counterparties, making recommendations on appropriate structures, risk appetite, and grading. Your role will involve structuring and documentation negotiations, as well as ongoing credit risk portfolio management. You will also be committed to personal development and fostering team knowledge by coaching and training members of the Analyst and Associate community. Your ability to balance a commercial mindset with a sound risk and controls attitude will be key to managing the Firm’s balance sheet effectively.
Job responsibilities:
- Negotiate and develop recommendations for new transaction approvals across various products.
- Lead due diligence and credit analysis to assess counterparty creditworthiness.
- Make recommendations on appropriate structure, risk appetite, and grading.
- Lead structuring and documentation negotiations for Investment Grade or Leveraged facilities.
- Commit to personal development and foster team knowledge through coaching and training.
- Manage ongoing credit risk portfolio, including monitoring credit ratings, sector trends, and client performance.
- Balance a commercial and solution-driven mindset with a sound risk and controls attitude.
- Develop close working relationships with senior stakeholders within the Commercial & Investment Bank.
- Understand and apply J.P. Morgan’s Risk management policies in interactions with stakeholders, including Regulators and Auditors.
Required qualifications, capabilities, and skills:
- Sound credit skills and judgment, with a proactive and flexible approach to coordinating and leading credit processes.
- Good interpersonal and communication skills, with the ability to establish credibility and trust with internal business and risk stakeholders.
- Working knowledge of transaction structures, documentation, and banking products sufficient to lead the execution of new deals and portfolio workstreams.
- Experience in Sponsor deal financings.
- Ability to be a self-starter while working effectively in a team environment.
- Significant experience in a comparable environment.
Preferred qualifications, capabilities, and skills:
- Previous experience leading loan documentation negotiations and core corporate derivative documentation is recommended (Investment Grade, Leverage Finance, Sponsor LBO).
- Experience in Consumer, Healthcare & Retail industries is valuable but not required.
Wholesale Credit Risk EMEA – Consumer, Healthcare, Retail – Vice President employer: JPMorgan Chase & Co.
Contact Detail:
JPMorgan Chase & Co. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Wholesale Credit Risk EMEA – Consumer, Healthcare, Retail – Vice President
✨Tip Number 1
Network with professionals in the Consumer, Healthcare, and Retail sectors. Attend industry events or webinars to connect with potential colleagues and learn about the latest trends. This can help you gain insights into the specific challenges and opportunities within these industries.
✨Tip Number 2
Familiarise yourself with J.P. Morgan’s Risk management policies. Understanding their approach will not only prepare you for interviews but also demonstrate your commitment to aligning with their values and practices.
✨Tip Number 3
Showcase your negotiation skills by preparing examples of past experiences where you successfully led structuring and documentation negotiations. Be ready to discuss how you balanced commercial objectives with risk management in those situations.
✨Tip Number 4
Engage with current employees on platforms like LinkedIn. Ask them about their experiences and any advice they might have for someone looking to join the team. This can provide you with insider knowledge that could be beneficial during the application process.
We think you need these skills to ace Wholesale Credit Risk EMEA – Consumer, Healthcare, Retail – Vice President
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk, particularly in the Consumer, Healthcare, and Retail sectors. Emphasise your skills in negotiation, due diligence, and credit analysis, as these are crucial for the role.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the Wholesale Credit Risk landscape. Discuss specific examples of how you've successfully managed credit portfolios or led negotiations in previous roles to demonstrate your fit for the position.
Highlight Leadership Experience: Since the role involves coaching and training, be sure to include any leadership or mentoring experiences you have. This could be formal roles or instances where you've taken the initiative to support team members.
Showcase Your Commercial Mindset: In your application, illustrate how you've balanced commercial objectives with risk management in past roles. Use concrete examples to show your ability to make sound recommendations while considering the firm's risk appetite.
How to prepare for a job interview at JPMorgan Chase & Co.
✨Understand the Role Thoroughly
Before the interview, make sure you have a deep understanding of the responsibilities and requirements of the Wholesale Credit Risk EMEA Vice President role. Familiarise yourself with the specific sectors involved—Consumer, Healthcare, and Retail—and be prepared to discuss how your experience aligns with these areas.
✨Showcase Your Credit Skills
Highlight your sound credit skills and judgment during the interview. Be ready to provide examples of past experiences where you successfully led due diligence and credit analysis, and how your recommendations positively impacted transaction approvals.
✨Demonstrate Interpersonal Skills
Since this role requires building relationships with senior stakeholders, emphasise your interpersonal and communication skills. Prepare to discuss situations where you established credibility and trust with internal business and risk stakeholders.
✨Prepare for Technical Questions
Expect technical questions related to transaction structures, documentation, and banking products. Brush up on your knowledge of secured and unsecured loans, derivatives, and trade products, as well as your experience in loan documentation negotiations to demonstrate your expertise.
