Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Lead risk strategy and oversee credit risk analytics, fraud, and compliance.
- Company: Join a high-growth fintech revolutionizing small business credit and payments.
- Benefits: Engage with the CEO and Board, shaping governance and risk processes.
- Why this job: Be a pivotal leader in a dynamic environment, driving impactful change.
- Qualifications: Senior leadership experience in risk management within fintech or regulated financial services.
- Other info: Collaborate with product teams to integrate risk into innovative solutions.
The predicted salary is between 72000 - 108000 £ per year.
Alexander Barnes is leading an executive search for a Chief Risk Officer for a high-growth fintech transforming small business credit and payments.
The CRO will lead the development and execution of the company’s risk strategy, overseeing credit risk analytics, fraud, compliance, and the broader risk management framework.
Reporting directly to the CEO and engaging regularly with the Board and regulatory bodies, this role is pivotal to ensuring robust governance and aligning risk processes with business growth.
Key Responsibilities
- Credit Risk Leadership: Manage creditworthiness assessments, develop and optimise scorecards, and implement advanced credit risk models.
- Risk Appetite and Frameworks: Define and maintain the company’s risk appetite, ensuring alignment with commercial objectives and regulatory expectations.
- Fraud and Compliance: Drive fraud prevention initiatives and oversee compliance with all regulatory requirements, maintaining a proactive approach to risk.
- Regulatory and Board Reporting: Prepare and present reports to the Board, risk committees, and regulators, ensuring transparency and effective oversight.
- Policy Development: Establish policies and procedures to guide risk management across the business.
- Product and Risk Integration: Collaborate with product and data science teams to integrate risk considerations into product development and distribution strategies.
- Leadership and Governance: Build and mentor high-performing teams across Credit, Compliance, Data Science, and Fraud functions, fostering a strong risk culture.
- Strategic Problem Solving: Act as a trusted advisor to the leadership team, addressing complex challenges with sound judgement and a fintech-forward approach.
Experience and Qualifications
- Senior Leadership Experience: Proven track record in a senior risk leadership role, ideally within a regulated financial services or fintech environment.
- Technical Expertise: In-depth experience in credit risk analytics, scorecard development, creditworthiness decisioning, and fraud prevention.
- Regulatory Understanding: Strong knowledge of regulatory requirements, including FCA guidelines and international frameworks relevant to credit and payments businesses.
- Strategic Vision: Ability to define and implement risk strategies that support both governance and growth objectives.
- Effective Communication: Skilled in engaging with Boards, regulators, and cross-functional teams to ensure transparency and accountability.
- Fintech Mindset: Agile, data-driven, and comfortable operating in a dynamic, fast-paced environment.
- Leadership Skills: A collaborative leader who fosters a strong risk culture while building and managing high-performing teams.
Chief Risk Officer employer: Alexander Barnes
Contact Detail:
Alexander Barnes Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Chief Risk Officer
✨Tip Number 1
Make sure to showcase your senior leadership experience in risk management during networking events. Connect with professionals in the fintech space and discuss your insights on credit risk analytics and compliance.
✨Tip Number 2
Stay updated on the latest regulatory requirements and trends in the fintech industry. This knowledge will not only help you in interviews but also demonstrate your commitment to aligning risk strategies with business growth.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully integrated risk considerations into product development. Highlight your collaborative approach with product and data science teams to show your strategic vision.
✨Tip Number 4
Emphasize your ability to communicate effectively with Boards and regulators. Practice articulating complex risk concepts in a clear and concise manner, as this will be crucial for the role.
We think you need these skills to ace Chief Risk Officer
Some tips for your application 🫡
Understand the Role: Take the time to thoroughly understand the responsibilities and qualifications outlined in the job description. Highlight your relevant experience in credit risk analytics, compliance, and leadership in your application.
Tailor Your CV: Customize your CV to reflect your senior leadership experience in risk management, particularly within fintech or regulated financial services. Emphasize your technical expertise and strategic vision that aligns with the company's goals.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the fintech landscape and your ability to drive risk strategies. Mention specific examples of how you've successfully managed credit risk and compliance in previous roles.
Highlight Leadership Skills: In both your CV and cover letter, emphasize your leadership skills and experience in building high-performing teams. Discuss how you foster a strong risk culture and collaborate effectively with cross-functional teams.
How to prepare for a job interview at Alexander Barnes
✨Showcase Your Leadership Experience
Be prepared to discuss your previous senior leadership roles, particularly in risk management within fintech or regulated financial services. Highlight specific examples where you successfully led teams and implemented risk strategies that aligned with business growth.
✨Demonstrate Technical Expertise
Familiarize yourself with credit risk analytics, scorecard development, and fraud prevention techniques. Be ready to explain how you've applied these skills in past roles and how they can benefit the company’s risk framework.
✨Understand Regulatory Requirements
Research the relevant regulatory frameworks, including FCA guidelines. During the interview, articulate your understanding of these regulations and how you have ensured compliance in previous positions.
✨Communicate Effectively
Practice clear and concise communication, especially when discussing complex risk concepts. Be prepared to present ideas to the Board and regulators, demonstrating your ability to engage with diverse stakeholders.
