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For Companies At a Glance
- Tasks: Provide tailored financial advice and manage client relationships.
- Company: Join a respected financial planning team in Cardiff with a strong reputation.
- Benefits: Enjoy a competitive salary, bonuses, generous holiday, and professional support.
- Why this job: Inherit an existing client base and grow through warm referrals in a supportive environment.
- Qualifications: Level 4 Diploma in Financial Planning and experience with high-net-worth clients required.
- Other info: This role offers ongoing development and a chance to make a real impact.
The predicted salary is between 42000 - 66000 £ per year.
An exciting opportunity has arisen for an experienced Independent Financial Adviser (IFA) to join a well-established and highly regarded financial planning team based in Cardiff. This is an integral appointment for a successful firm offering the chance to take over an existing client book and continue to grow through warm internal referrals and your own business development.
The Opportunity:
- Inherit a client book of approximately 100 clients, representing around £23 million in AUM and £100k in recurring income
- Provide high-quality, holistic financial planning advice to high-net-worth individuals
- Work closely with internal departments who generate ongoing client referrals
- Join a firm committed to client outcomes, compliance, and ongoing adviser support
Key Responsibilities:
- Deliver personalised financial advice covering pensions, investments, tax, protection, and estate planning
- Build and maintain long-term client relationships through regular reviews and tailored solutions
- Develop new business opportunities through networking, referrals, and cross-department collaboration
- Ensure all advice and documentation complies with regulatory requirements
What You’ll Need:
- Level 4 Diploma in Financial Planning (DipPFS or equivalent)
- SPS (Statement of Professional Standing)
- Proven experience advising high-net-worth clients across a range of financial planning areas
- Strong technical knowledge and up-to-date regulatory understanding
- A client-first mindset and excellent interpersonal skills
- Additional qualifications such as Chartered Financial Planner or CFP are highly desirable
Benefits Include:
- Salary up to £55,000 (DOE) plus performance-based bonuses
- Client book provided
- 25+ days holiday plus bank holidays
- Support with professional fees and exams
- Employee wellbeing and assistance programmes
- Discounts with local businesses and other employee perks
This is a unique opportunity to step into a fully supported role with an active client base and ongoing development potential.
Independent Financial Adviser (, , United Kingdom) employer: mbf
Contact Detail:
mbf Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Independent Financial Adviser (, , United Kingdom)
✨Tip Number 1
Network with professionals in the financial services industry, especially those who are already working as Independent Financial Advisers. Attend local events or seminars in Cardiff to build connections and gain insights into the firm’s culture and client expectations.
✨Tip Number 2
Familiarise yourself with the specific financial planning needs of high-net-worth individuals. Research common concerns and preferences in this demographic to demonstrate your understanding during interviews and discussions.
✨Tip Number 3
Prepare to discuss your approach to client relationship management. Highlight your strategies for maintaining long-term relationships and how you plan to leverage the existing client book while also developing new business opportunities.
✨Tip Number 4
Stay updated on the latest regulatory changes and trends in financial planning. Being knowledgeable about current compliance requirements will show your commitment to providing high-quality advice and reassure potential employers of your expertise.
We think you need these skills to ace Independent Financial Adviser (, , United Kingdom)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience as an Independent Financial Adviser, particularly your work with high-net-worth clients. Emphasise your Level 4 Diploma in Financial Planning and any additional qualifications like Chartered Financial Planner or CFP.
Craft a Compelling Cover Letter: Write a cover letter that showcases your client-first mindset and interpersonal skills. Mention your proven experience in delivering personalised financial advice and how you can contribute to the firm's commitment to client outcomes.
Highlight Regulatory Knowledge: In your application, demonstrate your strong technical knowledge and up-to-date understanding of regulatory requirements. This is crucial for ensuring compliance in all advice and documentation.
Showcase Business Development Skills: Discuss your ability to develop new business opportunities through networking and referrals. Provide examples of how you've successfully built and maintained long-term client relationships in previous roles.
How to prepare for a job interview at mbf
✨Showcase Your Experience
Be prepared to discuss your previous experience as an Independent Financial Adviser, especially your work with high-net-worth clients. Highlight specific examples of how you've successfully managed client portfolios and provided tailored financial advice.
✨Demonstrate Technical Knowledge
Brush up on your technical knowledge regarding pensions, investments, tax, protection, and estate planning. Be ready to answer questions that test your understanding of these areas, as well as any recent regulatory changes.
✨Emphasise Client Relationships
Since building long-term client relationships is key, prepare to discuss your approach to maintaining and nurturing these connections. Share examples of how you've conducted regular reviews and adapted solutions to meet client needs.
✨Prepare for Compliance Questions
Given the importance of compliance in this role, be ready to talk about your experience ensuring that all advice and documentation meets regulatory requirements. Familiarise yourself with relevant regulations to demonstrate your commitment to compliance.
