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For Companies At a Glance
- Tasks: Manage financial operations, including reconciliations, invoicing, and reporting.
- Company: Join Ryft, a fast-growing fintech revolutionising money movement in the UK.
- Benefits: Enjoy flexible working options and a dynamic startup culture.
- Why this job: Be part of a scaling fintech, driving operational excellence and making impactful changes.
- Qualifications: 2+ years in finance; experience with Xero and strong Excel skills preferred.
- Other info: Opportunity to contribute to process improvements and gain valuable industry experience.
The predicted salary is between 36000 - 60000 £ per year.
Ryft, one of the UK’s fastest-growing fintechs, is rethinking how businesses move money, fast, compliant, and with full transparency. As a fully FCA-authorised payments platform, we’re building the infrastructure that powers modern marketplaces, platforms, and software businesses. In this role, you’ll play a critical part in supporting our financial engine ensuring accuracy across everything from daily reconciliations to management accounts, all while helping us scale smoothly and compliantly.
We’re looking for a detail-oriented and proactive Finance Manager to join our team. This person will play a critical role in supporting financial operations, maintaining accurate books, and producing high-quality financial reporting that supports strategic decisions. You’ll be hands-on with our bank reconciliations, payments, accounting processes, and operational finance workflows.
Key Responsibilities- Core Finance Operations
- Reconcile daily bank transactions in Xero across six active operational accounts, including detailed categorisation of ad-hoc card payments.
- Post, process, and match supplier and operational invoices.
- Run and manage BACS payment processes, currently performed manually.
- Handle manual payout processes and resolve payment-related queries.
- Process and review employee expenses.
- Ad Hoc Operational Tasks
- Calculate and distribute interest on fundraising share accounts, involving daily transactional analysis.
- Review NDAs and merchant financials to support onboarding and compliance processes.
- Respond to email and manual finance-related queries from internal and external stakeholders.
- Management Accounting
- Assist in the preparation and review of monthly management accounts including: Profit & Loss review and ledger cost analysis.
- Posting accruals, prepayments, and relevant journals.
- Balance sheet reconciliations and ledger housekeeping.
- Cash balance reconciliations (including CMA accounts).
- Gross Profit and GMV reconciliations.
- Preparation and contribution to Board Pack insights.
- Payroll & Tax
- Review, post, and reconcile monthly payroll.
- Assist with VAT reconciliations and filings.
- Other Responsibilities
- Oversee company insurances: renewals, reviews, and compliance.
- Continually identify and implement process improvements to streamline financial operations.
- Strong attention to detail and an analytical mindset.
- Confident working in a fast-paced environment with high volumes of transactional data.
- Comfortable with manual processes but eager to automate and improve systems.
- Able to manage multiple priorities and work with minimal supervision.
- 2+ years in a finance, accounting or operational finance role.
- Strong experience with Xero or equivalent cloud-based accounting software.
- Familiarity with BACS payments, bank reconciliations, and bookkeeping practices.
- Intermediate to advanced Excel/Google Sheets skills.
- Understanding of accruals, prepayments, and basic management accounting.
- Part-qualified or working towards an accounting qualification (AAT / ACCA / CIMA) is a plus, but not essential.
Contact Detail:
Ryft Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Finance Manager
✨Tip Number 1
Familiarise yourself with Xero and its functionalities, as this is a key tool for the Finance Manager role. Consider taking an online course or tutorial to enhance your skills and demonstrate your commitment to mastering the software.
✨Tip Number 2
Brush up on your knowledge of BACS payments and bank reconciliation processes. Being able to discuss these topics confidently during your interview will show that you understand the core responsibilities of the role.
✨Tip Number 3
Prepare examples of how you've implemented process improvements in previous roles. This will highlight your proactive approach and ability to streamline financial operations, which is crucial for a fast-growing fintech like Ryft.
✨Tip Number 4
Stay updated on the latest trends in fintech and financial regulations. Showing that you're knowledgeable about the industry will not only impress the hiring team but also demonstrate your enthusiasm for being part of a dynamic company.
We think you need these skills to ace Finance Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in finance and accounting, particularly with Xero or similar software. Emphasise your attention to detail and any experience with bank reconciliations and management accounting.
Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for the role at Ryft. Mention specific aspects of the job description that excite you, such as operational excellence and process improvements, and explain how your skills align with their needs.
Highlight Relevant Skills: In your application, clearly outline your skills in Excel/Google Sheets, BACS payments, and bookkeeping practices. Provide examples of how you've used these skills in previous roles to demonstrate your capability.
Showcase Your Analytical Mindset: Since the role requires strong analytical skills, include examples of how you've successfully managed high volumes of transactional data and improved financial processes in past positions. This will help illustrate your fit for the fast-paced environment at Ryft.
How to prepare for a job interview at Ryft
✨Know Your Numbers
As a Finance Manager, you'll be expected to have a strong grasp of financial metrics. Brush up on key financial concepts, especially those related to bank reconciliations, profit and loss statements, and cash flow management. Be prepared to discuss how you've handled these in previous roles.
✨Familiarise Yourself with Xero
Since the role involves using Xero for daily reconciliations and accounting processes, make sure you're comfortable navigating the software. If you have experience with similar cloud-based accounting tools, be ready to explain how that knowledge can transfer to Xero.
✨Demonstrate Process Improvement Mindset
Ryft is looking for someone who can identify and implement process improvements. Think of examples from your past where you've streamlined financial operations or automated manual processes. Highlighting your proactive approach will show that you're a good fit for their fast-paced environment.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving skills, especially regarding financial discrepancies or operational challenges. Prepare scenarios where you've successfully resolved issues or improved workflows, as this will demonstrate your analytical mindset and attention to detail.
