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- Tasks: Lead a team in assessing risks for new payment service merchants.
- Company: Join Access, a leading provider of business management software for small and mid-sized organisations.
- Benefits: Enjoy hybrid working, 25 days holiday, a matched pension scheme, and a charity day.
- Why this job: Be part of a vibrant team that values diversity and personal growth while making a real impact.
- Qualifications: Experience in the Payments industry and credit underwriting is essential; strong communication skills are a must.
- Other info: We embrace inclusivity and encourage applicants from all backgrounds to apply.
The predicted salary is between 43200 - 72000 £ per year.
Hybrid working Loughborough/London
We're looking for people to join the Access family, who share our passion for believing in better, and who will help us continue to grow. Love Work. Love Life. Be You. - is central to our success and how we give our customers the freedom to do more of what's important to them.
What does Access offer you?
We offer a blended approach to office working, expecting you to collaborate and connect in one of our thriving offices on average three days per week. We deliver on what we say, taking the development of our people seriously. We'll work with you to progress your success plan and provide opportunities to accelerate your career. On top of a competitive salary, our standard 25 days holiday (which goes up the longer you're with us), and a matched pension scheme, you'll also be able to choose from a range of benefits to suit you. We're an organisation that likes to give back, so you'll also have one charity day allocated to support a cause that matters to you.
About you:
As an Underwriting Team Leader, you will enjoy being part of a busy, friendly team that provides risk expertise and knowledge across the payments division. Passionate to learn, you will lead a team of senior underwriters providing the initial risk assessment of new prospects seeking payment services through Access Paysuite.
Day-to-day, you will:
- Underwrite and onboard new merchants in line with company policies and risk appetite.
- Undertake quality credit risk assessments, within agreed service levels.
- Formulate recommendations, for approval via appropriate sanctioning authority, including communicating outcomes / rationale in a clear and concise manner.
- Recommend reserves on new merchant applications, taking appropriate action to prevent losses.
- Within the parameters of our acceptable risk exposure, proactively work with internal and external stakeholders (Sales) to apply a pragmatic solution to successfully onboard new merchants.
- Lead and coach a team of underwriting officers.
Your skills and experiences might also include:
- Previous experience of working in the Payments industry.
- Proven Credit Underwriting experience with good understanding of regulatory requirements (KYC, KYB).
- Ability to read and interpret financial statements, bank statements and credit agency reports.
- Understanding risks associated with industry verticals.
- Excellent communication skills, both verbal and written with customer / stakeholder focus in mind.
- Extensive multi-tasking and prioritisation skills, able to excel in a fast-paced environment with frequently changing priorities.
What are we all about?
The Access Group is one of the largest UK-headquartered providers of business management software to small and mid-sized organisations in the UK, Ireland, USA and Asia Pacific. It helps more than 100,000 customers across commercial and non-profit sectors become more productive and efficient. Our products and solutions go beyond providing technology, we connect the right people with the right data, at the right time, through Access Workspace. At Access, we are committed to creating a welcoming and inclusive environment where everyone can thrive. If you're excited about this role, (even if your previous experience doesn't align perfectly), you might just be the perfect fit for us! We wholeheartedly believe in equality for all and the transformative power of diversity. Why not join our vibrant team where you can love what you do, love how you live, and most importantly, be authentically you? Let's make a difference together. Love Work. Love Life. Be You.
Contact Detail:
The Access Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Underwriter Team Lead - Payments Division
✨Tip Number 1
Familiarise yourself with the Payments industry and current trends. Understanding the nuances of payment services and regulatory requirements will not only boost your confidence but also demonstrate your commitment to the role during discussions.
✨Tip Number 2
Network with professionals in the underwriting and payments sectors. Engaging with industry peers can provide valuable insights and potentially lead to referrals, which can significantly enhance your chances of landing the job.
✨Tip Number 3
Prepare to discuss your leadership style and experiences in coaching teams. As a Team Lead, showcasing your ability to mentor and guide others will be crucial, so think of specific examples that highlight your skills in this area.
✨Tip Number 4
Research Access Group's values and culture. Aligning your personal values with theirs can help you articulate why you're a great fit for their team, making your conversations more impactful and memorable.
We think you need these skills to ace Senior Underwriter Team Lead - Payments Division
Some tips for your application 🫡
Understand the Role: Read the job description thoroughly to understand the key responsibilities and required skills for the Senior Underwriter Team Lead position. Tailor your application to highlight relevant experiences that align with these requirements.
Craft a Compelling CV: Ensure your CV is up-to-date and clearly outlines your experience in credit underwriting, risk assessment, and team leadership. Use bullet points to make it easy to read and focus on achievements that demonstrate your ability to excel in a fast-paced environment.
Write a Strong Cover Letter: In your cover letter, express your passion for the payments industry and your commitment to leading a team effectively. Mention specific examples of how you've successfully managed risk assessments or led teams in previous roles.
Showcase Communication Skills: Since excellent communication is crucial for this role, ensure your application reflects your ability to convey complex information clearly. Use concise language and provide examples of how you've effectively communicated with stakeholders in past positions.
How to prepare for a job interview at The Access Group
✨Showcase Your Leadership Skills
As a Senior Underwriter Team Lead, you'll be expected to lead and coach a team. Be prepared to discuss your leadership style and provide examples of how you've successfully managed teams in the past.
✨Demonstrate Industry Knowledge
Familiarise yourself with the payments industry and current trends. Be ready to discuss your understanding of regulatory requirements like KYC and KYB, as well as how they impact underwriting decisions.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving skills. Prepare scenarios where you had to make tough underwriting decisions or manage risk effectively, and explain your thought process.
✨Communicate Clearly and Concisely
Excellent communication is key in this role. Practice articulating your thoughts clearly, especially when discussing complex financial concepts or risk assessments, to demonstrate your ability to convey information effectively.
