Senior Underwriter Team Lead - Payments Division

Hybrid working Loughborough/London

We're looking for people to join the Access family, who share our passion for believing in better, and who will help us continue to grow. Love Work. Love Life. Be You. - is central to our success and how we give our customers the freedom to do more of what's important to them.

What does Access offer you?

• We offer a blended approach to office working, expecting you to collaborate and connect in one of our thriving offices on average three days per week.
• We deliver on what we say, taking the development of our people seriously.
• We'll work with you to progress your success plan and provide opportunities to accelerate your career.
• On top of a competitive salary, our standard 25 days holiday (which goes up the longer you're with us), and a matched pension scheme, you'll also be able to choose from a range of benefits to suit you.
• We're an organisation that likes to give back, so you'll also have one charity day allocated to support a cause that matters to you.

About you:

As an Underwriting Team Leader, you will enjoy being part of a busy, friendly team that provides risk expertise and knowledge across the payments division. Passionate to learn, you will lead a team of senior underwriters providing the initial risk assessment of new prospects seeking payment services through Access Paysuite.

Day-to-day, you will:

• Underwrite and onboard new merchants in line with company policies and risk appetite.
• Undertake quality credit risk assessments, within agreed service levels.
• Formulate recommendations, for approval via appropriate sanctioning authority, including communicating outcomes / rationale in a clear and concise manner.
• Recommend reserves on new merchant applications, taking appropriate action to prevent losses.
• Within the parameters of our acceptable risk exposure, proactively work with internal and external stakeholders (Sales) to apply a pragmatic solution to successfully onboard new merchants.
• Lead and coach a team of underwriting officers.

Your skills and experiences might also include:

• Previous experience of working in the Payments industry.
• Proven Credit Underwriting experience with good understanding of regulatory requirements (KYC, KYB).
• Ability to read and interpret financial statements, bank statements and credit agency reports.
• Understanding risks associated with industry verticals.
• Excellent communication skills, both verbal and written with customer / stakeholder focus in mind.
• Extensive multi-tasking and prioritisation skills, able to excel in a fast-paced environment with frequently changing priorities.

The Access Group is one of the largest UK-headquartered providers of business management software to small and mid-sized organisations in the UK, Ireland, USA and Asia Pacific. It helps more than 100,000 customers across commercial and non-profit sectors become more productive and efficient. Our products and solutions go beyond providing technology, we connect the right people with the right data, at the right time, through Access Workspace.

At Access, we are committed to creating a welcoming and inclusive environment where everyone can thrive. If you're excited about this role, (even if your previous experience doesn't align perfectly), you might just be the perfect fit for us! We wholeheartedly believe in equality for all and the transformative power of diversity. Why not join our vibrant team where you can love what you do, love how you live, and most importantly, be authentically you? Let's make a difference together. Love Work. Love Life. Be You.