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- Tasks: Support business strategy and manage relationships in Sub Saharan Africa.
- Company: Join one of the UK's fastest growing banks, established in 2007.
- Benefits: Gain valuable experience in a dynamic environment with potential for growth.
- Why this job: Be part of a team driving impactful financial solutions in emerging markets.
- Qualifications: Analytical skills and understanding of financial statements are essential.
- Other info: French speakers and those with African market experience are highly valued.
The predicted salary is between 36000 - 60000 £ per year.
Senior Business Analyst, Institutional Banking & Distribution, Business Development
Location - London
Founded in 2007, our client is one of the fastest growing banks of their kind in the UK. They offer personal and corporate savings products and finance for UK residential and commercial property, in addition to sourcing and advising on UK real estate investments.
Key Responsibilities:
- This role is to support the Head, Wholesale Banking & Financing Solution and Deputy Head of Institutional Banking & Distribution in driving IB business strategy in Sub Saharan Africa with a view to managing existing African FI relationships and enhancing the profitability of the unit in accordance with the Bank’s Risk Appetite, IBFI budget projections, targets markets and the Bank's global strategy.
- Supporting the Relationship Manager in the achievement of the Department’s Budget.
- Supporting the Relationship Manager to drive the origination of business by marketing new relationships with potential to improve the revenue for the Unit, on-boarding and retaining income-generating clients.
- Preparation and timely delivery of sound credit applications for review by the Credit Risk team for new and existing relationships. Candidates must be very analytical and have an excellent understanding of Financial Statement Analysis for Banking Clients and other related sectors.
- Responsible for all compliance requirements and reviews for Institutional Banking which entails (i) Full KYC review and on-boarding process for new to banks/prospects and (ii) KYB reviews for existing clients.
- Working closely with the Business Risk Review team to ensure all client outreaches and KYC/KYB memos are completed within the required timeline with no adverse findings.
- Monitoring due dates of Annual Reviews of Financial Statements for IBU clients and taking actions to obtain full Board approval for extensions prior to the expiration date of the Annual Reviews.
- Preparation of approved limit extension requests for Credit Risk’s consideration where necessary, ensuring system limits are adjusted once approval is obtained from Credit Risk.
- Weekly distribution of the Financial Institutions Limits Report.
- Handling customers’ queries efficiently.
- Supporting the Relationship Managers in prospecting, due diligence, monitoring and portfolio management.
Experience / Knowledge:
- Experience within Financial Institutions, UK Regulatory knowledge and good understanding of Credit Analysis, KYC & KYB requirements for FI’s, research skills and excellent analytical skills.
- Acceptable understanding of International Trade Finance.
- Previous experience working in the African market is highly advantageous.
- French speaking desirable.
- Spreading of audited financial statements for Banks, acceptable Excel knowledge, Moody’s Analytical and other Risk Rating tools, Flex Reports.
Contact Detail:
The Curve Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Banking - Credit Analyst Business Development
✨Tip Number 1
Familiarise yourself with the specific financial regulations and compliance requirements in the UK, especially those related to KYC and KYB processes. This knowledge will not only help you stand out but also demonstrate your commitment to understanding the role's responsibilities.
✨Tip Number 2
Network with professionals in the banking sector, particularly those who have experience in institutional banking and business development. Attend industry events or join relevant online forums to connect with potential colleagues and gain insights into the company culture.
✨Tip Number 3
Brush up on your analytical skills, particularly in financial statement analysis. Consider taking a short course or using online resources to enhance your proficiency in tools like Excel and Moody’s Analytical, which are crucial for this role.
✨Tip Number 4
If you have experience working in the African market, be sure to highlight this during your discussions. Understanding the regional dynamics can set you apart from other candidates and show that you can contribute effectively to the bank's strategy in Sub Saharan Africa.
We think you need these skills to ace Banking - Credit Analyst Business Development
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in financial institutions, credit analysis, and KYC/KYB requirements. Use specific examples that demonstrate your analytical skills and understanding of the banking sector.
Craft a Compelling Cover Letter: Write a cover letter that addresses the key responsibilities mentioned in the job description. Explain how your background aligns with their needs, particularly in supporting relationship managers and preparing credit applications.
Showcase Relevant Skills: Emphasise your experience with financial statement analysis and any familiarity with tools like Moody’s Analytical. Mention any previous work in the African market and your language skills, especially if you speak French.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors or typos. A polished application reflects attention to detail, which is crucial in the banking industry.
How to prepare for a job interview at The Curve Group
✨Understand the Role Thoroughly
Make sure you have a solid grasp of the responsibilities and expectations outlined in the job description. Familiarise yourself with key terms like KYC, KYB, and credit analysis, as well as the specific markets the bank operates in, particularly Sub Saharan Africa.
✨Showcase Your Analytical Skills
Prepare to discuss your experience with financial statement analysis and credit applications. Be ready to provide examples of how you've successfully used these skills in previous roles, especially in relation to banking clients.
✨Demonstrate Relationship Management Experience
Highlight any past experiences where you've supported relationship managers or worked directly with clients. Discuss how you contributed to business development and client retention, as this is crucial for the role.
✨Prepare for Compliance Questions
Since compliance is a significant part of the role, be prepared to answer questions about KYC and KYB processes. Show that you understand the importance of these regulations and how they impact the banking sector.
