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- Tasks: Join our Credit & Underwriting team to assess financial risks and manage credit applications.
- Company: Stellantis is a leading automotive company committed to diversity and equal opportunity.
- Benefits: Enjoy a supportive work environment with opportunities for growth and development.
- Why this job: Make impactful lending decisions while working in a dynamic, fast-paced setting.
- Qualifications: 3+ years in underwriting or credit analysis; strong analytical and communication skills required.
- Other info: We encourage applications from service personnel and offer reasonable adjustments during recruitment.
The predicted salary is between 36000 - 60000 £ per year.
My client is a market leader in secured & short term lending for business/corporate customers and are growing their commercial underwriting team.
Fantastic culture, brilliant people to work for and a great growth story to match. In return they are looking for:-
- Minimum 2 years B2B/SME underwriting experience
- Experience in either secured/unsecured/motor/contract hire or asset finance
- Ability to work at a face pace as you will be responsible for underwriting 20/25 lending proposals a day.
Head office is South London and although this is a remote position, travel to their offices once a month is required.
Credit Underwriter employer: CRS
Contact Detail:
CRS Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Underwriter
✨Tip Number 1
Familiarize yourself with the specific credit and underwriting policies of Leasys UK. Understanding these guidelines will help you demonstrate your knowledge during the interview and show that you're ready to make informed decisions.
✨Tip Number 2
Brush up on your financial analysis skills, especially in interpreting balance sheets, income statements, and cash flow statements. Being able to discuss these confidently will set you apart as a candidate who can assess financial risk effectively.
✨Tip Number 3
Prepare to discuss your experience with regulatory requirements and the FCA Handbook. Highlighting your awareness of these regulations will show that you understand the compliance aspect of the role.
✨Tip Number 4
Demonstrate your problem-solving and decision-making skills through examples from your past experience. Be ready to explain how you've handled challenging underwriting situations and the outcomes of your decisions.
We think you need these skills to ace Credit Underwriter
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of a Credit Underwriter. Familiarize yourself with the key tasks such as assessing financial risks, underwriting dealer proposals, and adhering to credit policies.
Highlight Relevant Experience: In your CV and cover letter, emphasize your experience in underwriting or credit analysis, particularly in financial services. Mention any specific achievements or projects that demonstrate your ability to assess financial statements and make informed lending decisions.
Showcase Analytical Skills: Since the role requires strong quantitative and qualitative analysis skills, provide examples of how you've successfully analyzed financial metrics or ratios in previous positions. This will help illustrate your capability to handle the responsibilities of the job.
Tailor Your Application: Customize your application materials to reflect the language and values mentioned in the job description. Use keywords related to underwriting practices, decision-making, and communication skills to align your application with what the company is looking for.
How to prepare for a job interview at CRS
✨Understand Financial Statements
Make sure you are well-versed in reading and interpreting financial statements like balance sheets, income statements, and cash flow statements. Be prepared to discuss how these documents influence your credit decisions.
✨Familiarize Yourself with Underwriting Policies
Review the company's credit and underwriting policies thoroughly. Understanding their specific rules and tolerances will help you align your answers with their expectations during the interview.
✨Demonstrate Analytical Skills
Be ready to showcase your quantitative and qualitative analysis skills. You might be asked to analyze a sample proposal, so practice explaining your thought process clearly and logically.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your decision-making skills under pressure. Think of examples from your past experience where you had to make tough credit decisions and be ready to explain your rationale.
