Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Manage credit risk for clients, ensuring compliance and data accuracy.
- Company: Join a leading bank focused on innovative financial solutions and sustainability.
- Benefits: Enjoy competitive salary, generous leave, health perks, and training opportunities.
- Why this job: Be part of a dynamic team impacting financial decisions and supporting ESG goals.
- Qualifications: Degree in Finance or related field; 5 years banking experience preferred.
- Other info: Opportunity to work with senior leaders and contribute to strategic initiatives.
The predicted salary is between 43200 - 72000 £ per year.
As a Credit Approver you will:
- Approve/support/review transactions submitted by the Relationship Managers of London Branch including, as Group Risk Credit Manager, transactions with overseas subsidiaries of European corporates.
- Be responsible for monitoring the credit risk profile of a portfolio of clients across a number of industries and for the correct classification of risk exposures as allocated by the Team Lead.
- Ensure data accuracy of portfolio names in RMG-owned systems and databases.
- Liaise closely with Industry Team Heads and Executive Credit Risk Managers.
Job Responsibilities
- Ensure adherence to the Bank’s policies/guidelines in line with the Group framework and in compliance with the related Group policies/guidelines.
- Undertake, in the capacity of Credit Risk Manager, sound management of the credit risk of names assigned.
- Seek to uphold a high standard of Credit Reports and compliance with TMRACs.
- Liaise closely on risk matters with colleagues across the branch and senior RMG leaders in Singapore including, but not limited to, Executive Credit Risk Managers, and IBG Industry Team Heads.
- Keep abreast of market conditions and industry developments and monitor their impact on the DBSL portfolio, reacting promptly to negative news by initiating rating reviews and requiring analysis from the RMs.
- Provide input into ad-hoc assignments and contribute towards the achievement of business goals and strategic directions of the Bank.
- Actively contribute to the revision of existing policies, documentation, processes and portfolio management tools.
- Support the bank’s ESG targets, monitor clients’ transition readiness, keep abreast of digitalisation and AI initiatives within the bank.
- Assist in socialising new/amended risk policies and procedures to RMs to ensure compliance with Group’s credit policy and guidelines.
- Provide specific industry knowledge/support to RMG colleagues as requested.
Skills & Requirements
- University degree with major in Finance, Economics or Business.
- Minimum of five years experience in Banking preferred – at least part of which must have been in Credit risk Management.
- Knowledge of high-end residential real estate lending principles would be an advantage.
- Competence in spoken and written English.
- Right to work in the UK and do not require sponsorship now or in the future.
- Results oriented team player with strong interpersonal and communication skills.
What We Offer
- A competitive salary (depending on experience) + annual discretionary bonus.
- 25 days annual leave (increasing to 27 days after 2 years continuous service) + bank holidays. You will also receive an additional paid day off for your Birthday.
- Health, Wellbeing and Life Assurance - generous pension scheme, Private Medical Insurance, Life Assurance, Income Protection, Annual Health Assessment, Employee Assistance Programme (EAP).
- Training & Development - Benefit from paid training sessions and various development opportunities.
Contact Detail:
DBS Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk management, especially in relation to the banking sector. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in a rapidly evolving field.
✨Tip Number 2
Network with professionals in the industry, particularly those who work in credit risk management. Attend relevant events or webinars where you can connect with potential colleagues and learn more about the specific challenges they face.
✨Tip Number 3
Prepare to discuss your experience with credit risk assessment and management in detail. Be ready to provide examples of how you've successfully managed risk in previous roles, as this will be crucial in showcasing your suitability for the position.
✨Tip Number 4
Research StudySmarter's values and how they align with your own professional goals. Being able to articulate why you want to work with us and how you can contribute to our mission will set you apart from other candidates.
We think you need these skills to ace Credit Risk Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk management and banking. Emphasise your understanding of financial principles and any specific knowledge related to residential real estate lending.
Craft a Strong Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention how your skills align with the job responsibilities, particularly your ability to monitor credit risk profiles and liaise with various teams.
Showcase Relevant Experience: When detailing your work history, focus on achievements that demonstrate your competence in credit risk management. Use metrics where possible to illustrate your impact, such as improvements in risk assessment accuracy or successful compliance with policies.
Proofread Your Application: Before submitting, carefully proofread your application materials. Ensure there are no spelling or grammatical errors, and that all information is clear and concise. A polished application reflects your attention to detail, which is crucial in risk management.
How to prepare for a job interview at DBS Bank
✨Know Your Credit Risk Fundamentals
Make sure you brush up on your knowledge of credit risk management principles. Be prepared to discuss how you would assess and manage credit risk for various industries, as this role requires a solid understanding of different market conditions.
✨Demonstrate Your Analytical Skills
Prepare to showcase your analytical abilities during the interview. You might be asked to analyse a case study or provide insights on how you would handle specific credit scenarios. Practising with real-world examples can help you articulate your thought process.
✨Familiarise Yourself with ESG and Digitalisation Trends
Since the role involves supporting the bank's ESG targets and keeping up with digitalisation initiatives, make sure you are well-versed in these areas. Be ready to discuss how you can contribute to these goals and any relevant experiences you have.
✨Prepare Questions for Your Interviewers
Having insightful questions ready shows your genuine interest in the role and the company. Ask about the team dynamics, current challenges in credit risk management, or how the bank is adapting to changes in the industry. This will also help you gauge if the company is the right fit for you.
