At a Glance
- Tasks: Join our team as a Credit Analyst, assisting in account relationships and credit applications.
- Company: Work with an International Bank based in the heart of London.
- Benefits: Enjoy a permanent position with opportunities for growth and development.
- Why this job: Be part of a dynamic team, making impactful decisions in the banking sector.
- Qualifications: Previous experience as a Credit Analyst in the UK is essential.
- Other info: Send your CV to Sonia Smith to seize this exciting opportunity!
The predicted salary is between 36000 - 60000 £ per year.
On behalf of our client, an International Bank based in London, we are looking for a Credit Analyst to join their team in London on a permanent basis. The role will involve assisting the Credit and Marketing Manager in developing and maintaining account relationships and to administer the delivery of all functions within the Credit and Marketing Department.
Principal Duties & Responsibilities:
- Identify potential business opportunities.
- Prepare credit applications for Credit Committee and Head Office.
- Answer queries from Credit Committee and Head Office.
- Liaise with customers and follow up with customers on their requests and information required by the Bank.
- Liaise with credit administration department and external lawyers to ensure that facility agreements are drafted based on terms and conditions approved by Head Office.
- Prepare department reports for management and Head Office.
- Plan renewal visits and arrange meetings with customers.
- Prepare credit reviews of existing customers.
- Prepare all KYC and CDD forms for loan customers.
- Update and maintain credit files.
- Assist in any other duties required by Credit and Marketing Manager and Branch Manager.
Skills and knowledge:
- Previous experience in the UK as a Credit Analyst
- Credit analysis skills gained in banking sector
- Facility agreements
- Account relationships
To find out more about this great opportunity, please send a copy of your CV to Sonia Smith quoting job number 16612SS.
Credit Analyst - 16612SS employer: Barbara Houghton Associates Limited
Contact Detail:
Barbara Houghton Associates Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst - 16612SS
✨Tip Number 1
Network with professionals in the banking sector, especially those who work as Credit Analysts. Attend industry events or join relevant online forums to connect with people who can provide insights and potentially refer you to opportunities at the bank.
✨Tip Number 2
Familiarise yourself with the specific credit analysis tools and software commonly used in the UK banking sector. Being able to demonstrate your proficiency in these tools during interviews can set you apart from other candidates.
✨Tip Number 3
Stay updated on current trends and regulations in the banking industry, particularly those affecting credit analysis. This knowledge will not only help you in interviews but also show your commitment to the role and the industry.
✨Tip Number 4
Prepare for potential interview questions by practising how you would handle real-life scenarios related to credit analysis. Think about how you would approach preparing credit applications or managing customer relationships, as these are key aspects of the role.
We think you need these skills to ace Credit Analyst - 16612SS
Some tips for your application 🫡
Understand the Role: Read the job description carefully to understand the responsibilities and skills required for the Credit Analyst position. Tailor your application to highlight relevant experience and skills that match the role.
Craft a Targeted CV: Ensure your CV is tailored specifically for the Credit Analyst position. Emphasise your previous experience in credit analysis, account relationships, and any relevant banking sector skills. Use clear headings and bullet points for easy readability.
Write a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention specific examples of how your skills and experiences align with the duties outlined in the job description, such as preparing credit applications or liaising with customers.
Proofread Your Application: Before submitting your application, thoroughly proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects attention to detail, which is crucial for a Credit Analyst role.
How to prepare for a job interview at Barbara Houghton Associates Limited
✨Know Your Credit Analysis Fundamentals
Brush up on your credit analysis skills and be prepared to discuss your previous experience in the banking sector. Understand key concepts like facility agreements and account relationships, as these will likely come up during the interview.
✨Demonstrate Relationship Management Skills
Since the role involves maintaining account relationships, think of examples from your past where you successfully managed client relationships. Be ready to share how you handled queries and followed up with customers.
✨Prepare for Technical Questions
Expect questions related to preparing credit applications and reports. Familiarise yourself with the processes involved in liaising with credit committees and external lawyers, as this will show your understanding of the role's responsibilities.
✨Show Enthusiasm for the Role
Express genuine interest in the position and the company. Research the bank and its values, and be prepared to explain why you want to work there and how you can contribute to their success.