At a Glance
- Tasks: Evaluate loan applications and assess risks while collaborating with the sales team.
- Company: Join a well-established specialist property lender with a strong market presence.
- Benefits: Enjoy hybrid working, flexible hours, and an exceptional commission structure.
- Why this job: Be part of a growing company with low staff turnover and opportunities for cross-training.
- Qualifications: Analytical skills and a keen eye for risk assessment are essential.
- Other info: This is a fantastic time to join as new products and funding lines are being launched.
The predicted salary is between 36000 - 60000 £ per year.
Joining our client who is a very well established specialist property lender as an Underwriter, you will be responsible for determining the risk and eligibility of cases and evaluating the viability of applicants for loan processing.
The role requires a highly analytical individual who is able to identify risks and pro-actively reduce exposure. The Underwriter will be responsible for:
- Working with Business Development Managers on new deals to ensure that new enquiries are within appetite and meet credit policy requirements
- Ensure documentation is collated and stored in line with company policies regarding data protection regulations
- Assess and Underwrite new loan applications ensuring they are within agreed parameters and that service levels are achieved
- Keep up to date with compliance and regulatory requirements ensuring the business operates in a legal and compliant manner
- Work with Directors and the Sales Team to ensure transparency of casework and decision making to build market share through working with professional introducers and packagers
- Produce lending sign off sheets with outcome recommendations for Credit Committee and management to enable effective risk management
- Carry out necessary due diligence on all cases to analyse risk by using appropriate credit referencing agencies
- Sign off loans within mandate to ensure credit decisions are within policy
Our client has had an incredible 18 months which has seen fresh funding lines introduced and new products launched. This is a fantastic time to join this lender; in return for your hard work you will be rewarded with a culture which has very low staff turnover, the ability to earn loads of commission and the opportunity to cross train in multiple departments.
Want to hear more? Then we should be talking - send your CV to charlotte@integro.partners or call me for a confidential chat.
Bridging Underwriter Manchester employer: Integro Partners Ltd
Contact Detail:
Integro Partners Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Bridging Underwriter Manchester
✨Tip Number 1
Familiarise yourself with the latest trends in bridging finance and property lending. Understanding the current market conditions and regulatory changes will help you engage in informed discussions during interviews.
✨Tip Number 2
Network with professionals in the property lending sector. Attend industry events or join relevant online forums to connect with others in the field, which can lead to valuable insights and potential referrals.
✨Tip Number 3
Prepare to discuss your analytical skills and risk assessment experience in detail. Be ready to provide examples of how you've successfully identified risks and made decisions that positively impacted previous employers.
✨Tip Number 4
Research the company culture and values of the lender you're applying to. Tailoring your conversation to align with their ethos can demonstrate your genuine interest and fit for the role.
We think you need these skills to ace Bridging Underwriter Manchester
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in underwriting and risk assessment. Use specific examples that demonstrate your analytical skills and ability to work with Business Development Managers.
Craft a Compelling Cover Letter: Write a cover letter that addresses the key responsibilities of the Bridging Underwriter role. Emphasise your understanding of compliance and regulatory requirements, and how you can contribute to the company's success.
Showcase Your Analytical Skills: In your application, provide examples of how you've successfully assessed risks in previous roles. Mention any tools or methodologies you used to evaluate loan applications and make credit decisions.
Highlight Team Collaboration: Since the role involves working closely with various teams, include instances where you've collaborated effectively with others. This could be with sales teams, directors, or external partners to achieve common goals.
How to prepare for a job interview at Integro Partners Ltd
✨Understand the Role
Make sure you thoroughly understand the responsibilities of a Bridging Underwriter. Familiarise yourself with the key tasks such as assessing loan applications, evaluating risks, and working with Business Development Managers. This knowledge will help you answer questions confidently.
✨Showcase Your Analytical Skills
As the role requires a highly analytical individual, be prepared to discuss your experience with risk assessment and decision-making. Bring examples of how you've successfully identified risks in previous roles and how you mitigated them.
✨Know the Compliance Landscape
Stay updated on compliance and regulatory requirements relevant to bridging finance. Demonstrating your understanding of these regulations during the interview will show that you are proactive and knowledgeable about the industry.
✨Prepare Questions
Have a list of insightful questions ready to ask the interviewer. Inquire about the company culture, team dynamics, and opportunities for cross-training. This shows your genuine interest in the role and helps you assess if it's the right fit for you.