At a Glance
- Tasks: Manage the lending process, prepare credit proposals, and liaise with stakeholders.
- Company: Join a thriving commercial property lender in Liverpool that values innovation and employee growth.
- Benefits: Enjoy hybrid working, generous holidays, and a rewarding bonus scheme.
- Why this job: Advance your career in a supportive environment where your contributions are truly valued.
- Qualifications: Experience in underwriting, strong attention to detail, and excellent customer service skills required.
- Other info: Perfect for those with backgrounds as Loan Underwriters or Credit Analysts.
The predicted salary is between 28000 - 42000 £ per year.
Are you ready to take your underwriting career to the next level? Our client, a thriving commercial property lender based in Liverpool, is on the lookout for a Mortgage Underwriter to join their dynamic team. This well-established company is renowned for creating a supportive environment where staff are encouraged to share ideas and are given the tools to grow and advance.
With a salary ranging from £35,000+ (DOE) this role offers a fantastic opportunity to be part of a company that values its employees. Enjoy the flexibility of hybrid working, a generous holiday package with the option to buy or sell leave, and a bonus scheme that rewards your hard work.
As a Mortgage Underwriter, you will:
- Manage the entire lending process from application to drawdown, including underwriting and due diligence.
- Prepare detailed credit proposals for the Credit Committee.
- Ensure all loan conditions are met throughout the drawdown process.
- Underwrite loans against agreed lending criteria.
- Handle broker calls and manage customer expectations.
- Liaise with internal departments and external parties to manage the lending process.
- Work closely with the Head of Underwriting to progress cases to completion.
- Coordinate with Valuation Panels and Monitoring Surveyors for quotes and inspections.
- Maintain CRM records and ensure client/broker details are accurate.
- Build and maintain effective relationships with stakeholders.
Package and Benefits:
- Annual salary of £35,000+ (DOE)
- Quarterly and annual bonus scheme.
- 25 days holiday plus additional days for years of service.
- Option to buy or sell annual leave.
- Flexible hybrid working arrangement.
- Free car parking facilities.
The ideal Mortgage Underwriter will have:
- Experience in underwriting within the commercial property or land sector.
- High accuracy and attention to detail.
- Strong organisational and time management skills.
- Excellent customer service skills.
- Ability to represent the business at hospitality and industry events.
If you have experience as a Loan Underwriter, Credit Analyst, Mortgage Underwriter, Risk Analyst, or Lending Officer, this Senior Underwriter role could be perfect for you. Your skills and expertise will be highly valued in this position.
If you're looking for an exciting opportunity to advance your career as a Senior Underwriter with a supportive and innovative company, this could be the perfect role for you. Don't miss out on the chance to join a business that truly values its employees. Apply today!
Contact Detail:
Fintelligent Search Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in commercial property lending. Understanding the current market conditions and regulatory changes can give you an edge during interviews, showing that you're proactive and knowledgeable.
✨Tip Number 2
Network with professionals in the underwriting field, especially those who work in commercial property. Attend industry events or join relevant online forums to connect with potential colleagues and learn more about the company culture.
✨Tip Number 3
Prepare to discuss specific examples of your underwriting experience, particularly in commercial property. Highlight your attention to detail and how you've successfully managed the lending process in previous roles.
✨Tip Number 4
Research the company’s values and recent achievements. Being able to articulate why you want to work for them and how you align with their mission can make a strong impression during your interview.
We think you need these skills to ace Mortgage Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in underwriting, particularly within the commercial property or land sector. Use specific examples to demonstrate your skills in managing the lending process and attention to detail.
Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for the role and the company. Mention how your previous experiences align with the responsibilities of a Mortgage Underwriter and express your interest in contributing to their supportive environment.
Highlight Key Skills: In your application, emphasise your strong organisational and time management skills, as well as your excellent customer service abilities. These are crucial for managing broker calls and customer expectations effectively.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is essential for a Mortgage Underwriter.
How to prepare for a job interview at Fintelligent Search
✨Know Your Underwriting Basics
Brush up on your knowledge of underwriting principles, especially in the commercial property sector. Be prepared to discuss specific lending criteria and how you would approach underwriting different types of loans.
✨Showcase Your Attention to Detail
As a Mortgage Underwriter, accuracy is key. During the interview, highlight examples from your past experience where your attention to detail made a significant impact on the outcome of a project or loan application.
✨Demonstrate Strong Communication Skills
You'll need to liaise with various stakeholders, so practice articulating your thoughts clearly. Prepare to discuss how you've effectively managed broker calls and customer expectations in previous roles.
✨Emphasise Your Organisational Skills
The role requires strong organisational and time management skills. Be ready to share strategies you use to manage multiple cases simultaneously and ensure all loan conditions are met throughout the process.