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For Companies At a Glance
- Tasks: Evaluate financial data and ensure compliance with regulations in financing approvals.
- Company: Join a leading firm focused on compliance and risk assessment in finance.
- Benefits: Enjoy professional development, a collaborative environment, and competitive compensation.
- Why this job: Make a real impact by ensuring financial integrity and supporting ethical practices.
- Qualifications: Bachelor’s degree in Finance or related field; 3 years of relevant experience required.
- Other info: Certifications like CCA or CFSA are a plus; legal knowledge is advantageous.
The predicted salary is between 36000 - 60000 £ per year.
Location: Manchester, UK
Employment Type: Full-Time
About the Role
We are seeking a meticulous and experienced Credit Analyst to join our compliance and risk assessment team. In this role, you will be pivotal in evaluating the compliance of financing arrangements related to affordability claims and financial misconduct cases. Your expertise will ensure that all financial approvals adhere to regulatory standards and internal policies.
- Financial Assessment: Analyse clients' financial data, including income, expenditures, and credit histories, to determine the appropriateness of financing approvals.
- Compliance Verification: Ensure that all financing decisions comply with relevant financial regulations and internal compliance policies.
- Risk Analysis: Identify and assess potential risks associated with financing approvals, particularly in cases involving affordability disputes and financial misconduct.
- Documentation Review: Examine and verify the accuracy and completeness of financial documents submitted by clients.
- Reporting: Prepare detailed reports outlining findings, risk assessments, and recommendations for financing decisions.
- Collaboration: Work closely with legal and compliance teams to provide insights and support in ongoing investigations and case preparations.
Qualifications and Experience
- Educational Background: Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- Professional Experience: Minimum of 3 years' experience in credit analysis, financial compliance, or a related area.
- Regulatory Knowledge: Strong understanding of financial regulations, particularly those related to consumer credit and financial misconduct.
- Analytical Skills: Proficient in financial analysis and risk assessment methodologies.
- Communication Skills: Excellent written and verbal communication skills, with the ability to present complex information clearly.
- Attention to Detail: High level of accuracy and attention to detail in all aspects of work.
Preferred Qualifications
- Certifications: Professional certifications such as Certified Credit Analyst (CCA) or Certified Financial Services Auditor (CFSA) are advantageous.
- Legal Acumen: Familiarity with legal processes related to financial disputes and misconduct cases.
What We Offer
- Professional Development: Opportunities for continuous learning and career advancement within the firm.
- Collaborative Environment: A supportive team culture that values integrity, diligence, and excellence.
- Competitive Compensation: A comprehensive salary and benefits package commensurate with experience and qualifications.
Credit Analyst employer: The City Recruiter
Contact Detail:
The City Recruiter Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst
✨Tip Number 1
Familiarise yourself with the latest financial regulations and compliance standards relevant to credit analysis. This knowledge will not only help you in interviews but also demonstrate your commitment to staying updated in the field.
✨Tip Number 2
Network with professionals in the finance and compliance sectors. Attend industry events or join online forums where you can connect with current Credit Analysts or hiring managers, as personal connections can often lead to job opportunities.
✨Tip Number 3
Prepare for potential case studies or practical assessments during the interview process. Brush up on your analytical skills and be ready to discuss how you would approach real-world scenarios related to credit analysis and risk assessment.
✨Tip Number 4
Showcase your attention to detail by preparing thoughtful questions about the role and the company during your interview. This not only reflects your diligence but also your genuine interest in the position and the organisation.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit analysis and financial compliance. Use specific examples from your past roles that demonstrate your analytical skills and attention to detail.
Craft a Compelling Cover Letter: Write a cover letter that addresses the key responsibilities of the Credit Analyst role. Emphasise your understanding of financial regulations and your experience with risk assessment, making it clear why you are a great fit for the position.
Showcase Your Analytical Skills: In your application, provide examples of how you've successfully analysed financial data and made compliance decisions in previous roles. This will help demonstrate your capability to handle the responsibilities outlined in the job description.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for a Credit Analyst.
How to prepare for a job interview at The City Recruiter
✨Showcase Your Analytical Skills
As a Credit Analyst, your ability to analyse financial data is crucial. Be prepared to discuss specific examples of how you've successfully assessed financial information in the past, highlighting your analytical methodologies and the outcomes of your assessments.
✨Demonstrate Regulatory Knowledge
Familiarity with financial regulations is key for this role. Brush up on relevant laws and compliance standards before the interview, and be ready to explain how you have applied this knowledge in previous positions, especially in relation to consumer credit and financial misconduct.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your risk analysis capabilities. Think of situations where you had to identify potential risks in financing approvals and how you addressed them. This will showcase your problem-solving skills and attention to detail.
✨Communicate Clearly and Effectively
Strong communication skills are essential for a Credit Analyst. Practice articulating complex financial concepts in a clear and concise manner. During the interview, ensure you listen carefully and respond thoughtfully to demonstrate your ability to convey information effectively.
