At a Glance
- Tasks: Join our team to analyse credit applications and build strong customer relationships.
- Company: An international bank in London, known for its dynamic work environment.
- Benefits: Enjoy a permanent role with opportunities for growth and professional development.
- Why this job: Be part of a team that drives business success while making impactful connections.
- Qualifications: Previous experience as a Credit Analyst in the UK banking sector is essential.
- Other info: Contact Sonia Smith for more details about this exciting opportunity.
The predicted salary is between 28800 - 48000 £ per year.
On behalf of our client, an International Bank based in London, we are looking for a Credit Analyst to join their team in London on a permanent basis. The role will involve assisting the Credit and Marketing Manager in developing and maintaining account relationships and to administer the delivery of all functions within the Credit and Marketing Department.
Principal Duties & Responsibilities:
- Identify potential business opportunities.
- Prepare credit applications for Credit Committee and Head Office.
- Answer queries from Credit Committee and Head Office.
- Liaise with customers and follow up with customers on their requests and information required by the Bank.
- Liaise with credit administration department and external lawyers to ensure that facility agreements are drafted based on terms and conditions approved by Head Office.
- Prepare department reports for management and Head Office.
- Plan renewal visits and arrange meetings with customers.
- Prepare credit reviews of existing customers.
- Prepare all KYC and CDD forms for loan customers.
- Update and maintain credit files.
- Assist in any other duties required by Credit and Marketing Manager and Branch Manager.
Skills and knowledge:
- Previous experience in the UK as a Credit Analyst
- Credit analysis skills gained in banking sector
- Facility agreements
- Account relationships
To find out more about this great opportunity, please contact Sonia Smith.
Contact Detail:
Barbara Houghton Associates Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst
✨Tip Number 1
Network with professionals in the banking sector, especially those who work as Credit Analysts. Attend industry events or join relevant online forums to connect with people who can provide insights and potentially refer you to opportunities.
✨Tip Number 2
Familiarise yourself with the specific credit analysis tools and software commonly used in the UK banking sector. Being able to demonstrate your proficiency in these tools during interviews can set you apart from other candidates.
✨Tip Number 3
Stay updated on current trends and regulations in the banking industry, particularly those affecting credit analysis. This knowledge will not only help you in interviews but also show your commitment to the field.
✨Tip Number 4
Prepare for potential interview questions by practising how you would handle real-life scenarios related to credit analysis. Think about how you would approach customer queries or prepare credit applications, as these are key aspects of the role.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience as a Credit Analyst, particularly in the UK banking sector. Emphasise your skills in credit analysis, account relationships, and familiarity with facility agreements.
Craft a Compelling Cover Letter: Write a cover letter that specifically addresses the responsibilities listed in the job description. Mention how your previous experience aligns with the role and express your enthusiasm for working with the International Bank.
Showcase Relevant Skills: In your application, clearly outline your skills related to preparing credit applications, liaising with customers, and managing credit files. Use specific examples from your past roles to demonstrate your capabilities.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects attention to detail, which is crucial for a Credit Analyst role.
How to prepare for a job interview at Barbara Houghton Associates
✨Know Your Credit Analysis Fundamentals
Brush up on your credit analysis skills and be prepared to discuss your previous experiences in the banking sector. Understand key concepts like facility agreements and account relationships, as these will likely come up during the interview.
✨Demonstrate Relationship Management Skills
Since the role involves maintaining account relationships, think of examples where you've successfully managed client interactions. Be ready to share how you’ve built rapport and handled customer queries effectively.
✨Prepare for Technical Questions
Expect questions related to preparing credit applications and reports. Familiarise yourself with the processes involved and be ready to explain how you would approach these tasks in your new role.
✨Show Enthusiasm for the Role
Express genuine interest in the position and the company. Research the bank's values and recent developments in the industry, and be prepared to discuss how you can contribute to their success.