Home Finance Advisor - Home Purchase Plans
Home Finance Advisor - Home Purchase Plans

Home Finance Advisor - Home Purchase Plans

Solihull Full-Time 36000 - 60000 £ / year (est.) No home office possible
2

At a Glance

  • Tasks: Guide customers on Home Purchase Plans and Buy to Let finance, ensuring tailored solutions.
  • Company: Join a dynamic team focused on innovative home finance solutions with a commitment to ethical standards.
  • Benefits: Enjoy opportunities for professional development and a collaborative work environment.
  • Why this job: Make a real impact by helping customers achieve their home ownership dreams while expanding your financial expertise.
  • Qualifications: Experience in home finance or mortgage lending, with strong communication and organisational skills required.
  • Other info: Ideal for motivated individuals passionate about ethical finance and customer service.

The predicted salary is between 36000 - 60000 £ per year.

We are looking for a skilled Home Finance Adviser to join our dynamic team. In this exciting role, you'll provide expert guidance on Home Purchase Plans (HPP) and Buy to Let (BTL) finance, ensuring our customers receive the best financial solutions tailored to their needs. You'll also play a key role in promoting Islamic Bridge Finance, expanding our product offerings.

Key Accountabilities

  • To oversee both Regulated (Home Purchase Plan) and Non-Regulated (Buy to Let) home finance applications to completion, adhering to SLAs.
  • Provide tailored product, term, and payment recommendations based on customer needs and circumstances.
  • Ensuring all finance applications adhere to policy and criteria.
  • Deliver high-quality, compliant customer service.
  • Conduct extensive due diligence on applications and assess risk.
  • Achieve individual targets and contribute to the overall performance of the business, minimising risk.
  • Continuously develop market and regulatory knowledge.
  • Deliver continuous management information (MI), monitoring lead sources and their results.
  • Generate leads and track potential customers to achieve new business goals.
  • Achieve and maintain competence through continued professional development requirements.
  • Comply with the principles of Conduct Risk, Treating Customers Fairly, and Consumer Duty regulations.

Essential Skills and Experience

  • Previous experience in home finance, mortgage lending, or related fields.
  • Experience in advising clients on home purchase plans (HPP) or similar financial products.
  • Excellent communication and interpersonal skills.
  • Proficient in computer use with the ability to navigate common IT systems.
  • Strong organisational and time management abilities with the capacity to prioritise tasks.
  • Understanding of the UK mortgage and Islamic finance market.
  • Knowledge of regulatory requirements and industry best practices related to home finance and mortgage lending.
  • Commitment to upholding ethical standards and promoting sharia-compliant financial solutions.
  • A collaborative team player with strong relationship building skills who is motivated, proactive and highly engaged.

Home Finance Advisor - Home Purchase Plans employer: 2MRW GROUP LIMITED

As a Home Finance Advisor with us, you'll thrive in a supportive and inclusive work culture that prioritises employee development and well-being. We offer competitive benefits, including ongoing training opportunities to enhance your expertise in home finance and Islamic finance products, all while working in a vibrant location that fosters collaboration and innovation. Join our team and be part of a company that values your contributions and encourages meaningful career growth.
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Contact Detail:

2MRW GROUP LIMITED Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Home Finance Advisor - Home Purchase Plans

✨Tip Number 1

Familiarise yourself with the latest trends in home finance, particularly around Home Purchase Plans and Buy to Let options. This knowledge will not only help you stand out during interviews but also demonstrate your commitment to staying updated in a rapidly evolving market.

✨Tip Number 2

Network with professionals in the home finance sector, especially those who specialise in Islamic finance. Attend industry events or join relevant online forums to build connections that could lead to job opportunities or valuable insights.

✨Tip Number 3

Prepare to discuss specific case studies or scenarios where you've successfully advised clients on financial products. This practical experience can showcase your expertise and problem-solving skills, making you a more attractive candidate.

✨Tip Number 4

Demonstrate your understanding of regulatory requirements and ethical standards in your conversations. Being able to articulate how you would uphold these principles in your role as a Home Finance Advisor will set you apart from other candidates.

We think you need these skills to ace Home Finance Advisor - Home Purchase Plans

Home Finance Expertise
Mortgage Lending Knowledge
Islamic Finance Understanding
Regulatory Compliance Knowledge
Customer Service Excellence
Risk Assessment Skills
Lead Generation and Tracking
Communication Skills
Interpersonal Skills
Organisational Skills
Time Management
Attention to Detail
Proficiency in IT Systems
Team Collaboration
Ethical Standards Commitment

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience in home finance, mortgage lending, or advising on home purchase plans. Use specific examples that demonstrate your skills and achievements in these areas.

Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the role and the company. Mention your experience with Islamic finance and how you can contribute to their goals. Be sure to express your enthusiasm for the position.

Highlight Relevant Skills: In your application, emphasise your communication, organisational, and time management skills. Provide examples of how you've successfully managed customer relationships and adhered to regulatory requirements in previous roles.

Showcase Continuous Learning: Mention any professional development courses or certifications related to home finance or mortgage lending. This demonstrates your commitment to staying updated with market trends and regulatory changes, which is crucial for this role.

How to prepare for a job interview at 2MRW GROUP LIMITED

✨Showcase Your Expertise in Home Finance

Make sure to highlight your previous experience in home finance and mortgage lending. Be prepared to discuss specific cases where you successfully advised clients on Home Purchase Plans or similar products, demonstrating your knowledge of the UK mortgage and Islamic finance market.

✨Demonstrate Strong Communication Skills

As a Home Finance Advisor, excellent communication is key. Practice articulating complex financial concepts in simple terms. During the interview, focus on how you can build relationships with clients and provide tailored recommendations based on their needs.

✨Understand Regulatory Requirements

Familiarise yourself with the regulatory requirements and industry best practices related to home finance and mortgage lending. Be ready to discuss how you ensure compliance in your work and how you treat customers fairly, as this is crucial for the role.

✨Prepare for Scenario-Based Questions

Expect scenario-based questions that assess your problem-solving skills and ability to conduct due diligence on applications. Think of examples from your past experiences where you successfully managed risks and achieved targets, and be ready to share these during the interview.

Home Finance Advisor - Home Purchase Plans
2MRW GROUP LIMITED
2
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