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- Tasks: Conduct credit underwriting for exciting early-stage tech companies and assess their financial health.
- Company: Join a high-growth fintech platform revolutionising startup funding with innovative, data-driven solutions.
- Benefits: Enjoy a flat team structure, strong mentorship, and dynamic work in central London.
- Why this job: Be part of Europe's vibrant startup ecosystem and shape the future of venture funding.
- Qualifications: 2-4 years in credit underwriting or related fields; strong analytical skills and SaaS knowledge preferred.
- Other info: Collaborate with founders and VCs while working in a fast-paced, data-driven environment.
The predicted salary is between 36000 - 60000 £ per year.
A high-growth fintech platform is seeking a sharp, commercially aware Credit Analyst or Underwriter to support its innovative data-driven lending model. The platform provides non-dilutive, revenue-based financing solutions to VC-backed and founder-led companies, empowering tech entrepreneurs to scale efficiently without giving up equity.
This Associate-level role is ideal for someone with strong analytical capabilities and a passion for the startup and venture ecosystem. You’ll play a critical role in underwriting facilities for some of Europe’s most exciting early-stage companies, applying both quantitative rigor and qualitative insight.
Key Responsibilities- Conduct end-to-end credit underwriting of early-stage and venture-backed businesses, with a strong emphasis on SaaS and tech-enabled models.
- Assess company fundamentals using financial data, cash flow projections, cohort behavior, customer metrics (e.g., CAC, LTV), and platform-driven scoring tools.
- Liaise with founders, CFOs, and VC stakeholders to gather information and develop a nuanced understanding of company performance and risk profile.
- Collaborate with risk, legal, and product teams to structure financing facilities in line with underwriting standards and business needs.
- Monitor portfolio performance and assist in developing internal frameworks for ongoing credit monitoring and risk evaluation.
- Support process automation and data refinement to improve credit decisioning workflows.
- 2–4 years of relevant experience in credit underwriting, investment banking, venture debt, structured finance, or startup-focused financial analysis.
- Strong financial modeling and analytical skills; familiarity with SaaS metrics and early-stage financial profiles is a plus.
- Demonstrated understanding of venture-backed business models and the funding landscape.
- Comfortable working in a fast-paced, data-driven environment with cross-functional collaboration.
- Highly organized, intellectually curious, and able to communicate complex ideas with clarity and confidence.
- Exposure to high-quality deal flow in Europe’s startup ecosystem.
- Opportunity to help shape a new approach to startup funding with cutting-edge underwriting tools.
- Flat team structure, strong mentorship, and visibility with senior decision-makers.
- Dynamic, mission-driven work environment based in central London.
Credit Analyst / Underwriter (Venture Lending) employer: Flynn and Chase
Contact Detail:
Flynn and Chase Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst / Underwriter (Venture Lending)
✨Tip Number 1
Familiarise yourself with the latest trends in venture lending and SaaS metrics. Understanding key performance indicators like CAC and LTV will not only help you in interviews but also demonstrate your genuine interest in the role.
✨Tip Number 2
Network with professionals in the fintech and venture capital space. Attend industry events or webinars to connect with founders and investors, as these relationships can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your past experience that highlight your analytical skills and understanding of credit underwriting. Being able to articulate your thought process will set you apart during discussions.
✨Tip Number 4
Showcase your ability to work collaboratively by highlighting any cross-functional projects you've been involved in. This role requires liaising with various stakeholders, so demonstrating your teamwork skills will be crucial.
We think you need these skills to ace Credit Analyst / Underwriter (Venture Lending)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit underwriting, investment banking, or financial analysis. Emphasise your analytical skills and familiarity with SaaS metrics, as these are crucial for the role.
Craft a Compelling Cover Letter: In your cover letter, express your passion for the startup ecosystem and your understanding of venture-backed business models. Use specific examples from your past experiences to demonstrate how you can contribute to the company's innovative lending model.
Showcase Analytical Skills: Provide examples of your financial modelling and analytical capabilities in your application. Highlight any experience you have with assessing company fundamentals and using data-driven insights to make decisions.
Research the Company: Familiarise yourself with the fintech platform's mission and values. Understanding their approach to non-dilutive financing will help you align your application with their goals and demonstrate your genuine interest in the role.
How to prepare for a job interview at Flynn and Chase
✨Showcase Your Analytical Skills
As a Credit Analyst or Underwriter, your analytical capabilities are crucial. Be prepared to discuss specific examples of how you've used financial data and modelling in previous roles. Highlight your familiarity with SaaS metrics and how you’ve applied them in real-world scenarios.
✨Understand the Venture Ecosystem
Demonstrating a solid understanding of venture-backed business models and the funding landscape will set you apart. Research recent trends in the startup ecosystem and be ready to discuss how they impact credit underwriting and risk assessment.
✨Communicate Clearly and Confidently
You’ll need to liaise with founders and CFOs, so practice articulating complex ideas in a clear and concise manner. Prepare to explain your thought process behind credit decisions and how you assess company performance and risk profiles.
✨Prepare for Cross-Functional Collaboration
This role involves working closely with various teams, including risk, legal, and product. Think of examples where you've successfully collaborated across functions in the past, and be ready to discuss how you can contribute to a cohesive team environment.
