Financial Institutions - Credit Analyst, Associate Director/Director - Insurance Ratings - London
Financial Institutions - Credit Analyst, Associate Director/Director - Insurance Ratings - London

Financial Institutions - Credit Analyst, Associate Director/Director - Insurance Ratings - London

London Full-Time 43200 - 72000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Lead analysis on UK Life insurance ratings and engage with key stakeholders.
  • Company: Fitch Ratings is a global leader in credit ratings and financial information services.
  • Benefits: Enjoy a dynamic team environment with growth opportunities and a chance to make an impact.
  • Why this job: Be part of a market-leading franchise in the UK Life insurance sector with a diverse culture.
  • Qualifications: Strong analytical skills, industry knowledge, and experience in UK Life insurance are essential.
  • Other info: Fitch values diverse perspectives and offers a supportive workplace for all employees.

The predicted salary is between 43200 - 72000 £ per year.

Financial Institutions – Credit Analyst, Associate Director/Director – Insurance Ratings – London

Requisition ID: 47247

Business Unit: Fitch Ratings

Category: Credit Analysis & Research

Location: London, GB

We are currently seeking a credit analyst at Associate Director or Director level to fill an opening in our UK insurance team in our London office. The position involves working with members of the team on all aspects of the rating process, primarily on for the UK Life Insurance portfolio.

What We Offer:

  • An excellent opportunity to work in a high-visibility outward facing role as an expert in the UK Life insurance sector, in which Fitch Ratings has a market-leading franchise;
  • The chance to work in a dynamic well-regarded team with opportunity for growth and development, in a collegiate and supportive environment.

We’ll Count on You To:

  • Act as lead and secondary analyst on a portfolio of rated insurers, primarily in the UK Life and UK Non-Life insurance sectors;
  • Produce timely topical or market commentary in support of analytical work;
  • Engage with investors, bankers, regulators and media on Fitch’s ratings and analytical views;
  • Present analysis of rated insurers to Fitch\’s internal credit rating committees;
  • Lead onsite meetings with insurance executive management teams;
  • Prepare and publish issuer and industry research reports.

What You Need to Have:

  • Strong analytical skills and industry knowledge: experience in the UK Life insurance sector; expert understanding of insurance and financial services regulation and reporting, particularly regulatory Solvency standards.
  • Strong credit knowledge: exercising sound credit intuition in order to ascertain risks and rating drivers for insurance companies.
  • Strong interpersonal and communication skills: communicates constructively with various stakeholders, demonstrated strong written and verbal communication skills; self-motivated professional who works well in a team environment.
  • Time management: prioritizes and recognizes key credit elements and focuses on these points. Rating reviews may have strict deadlines set by regulation and Fitch’s policies. Ability to multi-task and meet deadlines.
  • Flexibility: Willingness to work on ratings in other countries and travel within EMEA as the wider team’s rating coverage grows.

What Would Make You Stand Out:

  • Qualified Actuary (Associate or Fellow) would be particularly suited for the role.
  • Experience working within the UK Life insurance sector either within firms, in consulting or in regulation.
  • Demonstrated proficiency in insurance accounting standards, especially IFRS 17.
  • Ability to communicate analysis and views in a cogent fashion.
  • Demonstrated track record of initiative and achievement.

Why Fitch?

At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone.

Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority.

Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide have helped fund a century of growth and enables our clients to make important credit judgements with confidence.

Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning.

Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.

Fitch Group is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.

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Financial Institutions - Credit Analyst, Associate Director/Director - Insurance Ratings - London employer: Fitch Ratings

Fitch Ratings is an exceptional employer, offering a unique opportunity to work in a high-visibility role within the UK Life insurance sector from our vibrant London office. Our dynamic and supportive team culture fosters professional growth and development, ensuring that every employee's voice is heard and valued. With a commitment to diversity and inclusion, we empower our analysts to engage with key stakeholders and make impactful contributions to the credit analysis landscape.
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Contact Detail:

Fitch Ratings Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Financial Institutions - Credit Analyst, Associate Director/Director - Insurance Ratings - London

✨Tip Number 1

Make sure to stay updated on the latest trends and regulations in the UK Life insurance sector. This knowledge will not only help you during interviews but also demonstrate your commitment to the field.

✨Tip Number 2

Network with professionals in the insurance and credit analysis sectors. Attend industry events or webinars to connect with potential colleagues and learn more about Fitch Ratings' culture and expectations.

✨Tip Number 3

Prepare to discuss your analytical skills and experiences in detail. Be ready to provide examples of how you've successfully managed tight deadlines and complex projects in previous roles.

✨Tip Number 4

Familiarize yourself with Fitch Ratings' recent reports and publications. Understanding their approach and methodologies will give you an edge in discussions and show your genuine interest in the company.

We think you need these skills to ace Financial Institutions - Credit Analyst, Associate Director/Director - Insurance Ratings - London

Strong Analytical Skills
Expert Understanding of Insurance Regulation
Knowledge of Financial Services Reporting
Credit Risk Assessment
Interpersonal Communication Skills
Written and Verbal Communication Skills
Time Management
Ability to Multi-task
Flexibility to Travel
Experience in UK Life Insurance Sector
Proficiency in IFRS 17
Initiative and Achievement Orientation
Stakeholder Engagement
Presentation Skills

Some tips for your application 🫡

Highlight Relevant Experience: Make sure to emphasize your experience in the UK Life insurance sector. Detail any roles where you acted as a credit analyst or worked with insurance companies, showcasing your analytical skills and industry knowledge.

Demonstrate Strong Communication Skills: Since the role requires strong interpersonal and communication skills, provide examples of how you've effectively communicated complex analyses to various stakeholders. Highlight any presentations or reports you've prepared.

Showcase Analytical Abilities: Illustrate your strong analytical skills by discussing specific projects or tasks where you assessed risks and rating drivers for insurance companies. Use quantifiable results to demonstrate your impact.

Tailor Your Application: Customize your CV and cover letter to align with the job description. Use keywords from the listing, such as 'credit intuition', 'regulatory Solvency standards', and 'multi-tasking', to ensure your application stands out.

How to prepare for a job interview at Fitch Ratings

✨Showcase Your Analytical Skills

Be prepared to discuss your analytical approach and how you assess risks in the UK Life insurance sector. Provide specific examples from your past experience that demonstrate your strong credit intuition and understanding of regulatory standards.

✨Communicate Effectively

Since strong interpersonal and communication skills are crucial for this role, practice articulating your thoughts clearly. Be ready to explain complex concepts in a way that is understandable to various stakeholders, including investors and regulators.

✨Demonstrate Industry Knowledge

Familiarize yourself with current trends and challenges in the UK Life insurance market. Discuss recent developments or changes in regulations that could impact credit ratings, showcasing your expertise and proactive engagement with the industry.

✨Prepare for Scenario-Based Questions

Expect questions that assess your ability to handle multiple tasks and meet deadlines under pressure. Prepare scenarios where you successfully prioritized key credit elements and managed tight timelines, illustrating your time management skills.

Financial Institutions - Credit Analyst, Associate Director/Director - Insurance Ratings - London
Fitch Ratings
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  • Financial Institutions - Credit Analyst, Associate Director/Director - Insurance Ratings - London

    London
    Full-Time
    43200 - 72000 £ / year (est.)

    Application deadline: 2027-03-27

  • F

    Fitch Ratings

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