Commercial Bank - Credit Officer VP

The provided job description has a detailed and comprehensive overview of the role, responsibilities, and company background. However, it contains some formatting inconsistencies and repetitive content, which can be improved for clarity and professionalism. The description also includes irrelevant repetitions of the company background and job family details that could be summarized or removed for conciseness. Additionally, some HTML tags are used appropriately, but the overall structure can be streamlined to enhance readability. Here is a refined version of the description with improved formatting and focus:

Commercial Bank – Credit Officer VP, London

Client: 11037 Citibank, N.A. United Kingdom

Location: London, United Kingdom

Job Category: Finance

EU work permit required: Yes

Job Reference: a6aaafbec635

Job Views: 2

Posted: 17.05.2025

Expiry Date: 01.07.2025

Job Description:

This role is based in London (Canary Wharf) and supports Citi’s commitment to the international growth of UK Mid-Market businesses. Citi Commercial Bank UK (CCB UK), established in 2016, focuses on supporting UK-headquartered Mid-Market companies with a turnover of $50m to $###. The team has experienced significant growth, providing banking and financing solutions across various sectors including Business Services, Healthcare, Consumer, Industrials, Fintech, and Digital/TMT.

The successful candidate will support the growth of the UK Commercial Bank by underwriting transactions that align with the bank\’s risk and return objectives. Responsibilities include leading credit due diligence, preparing detailed credit summaries, analyzing financial data, and making final credit decisions. The role involves collaboration with global colleagues to offer tailored credit solutions, ensuring compliance with policies and regulations, and contributing to process improvements.

Responsibilities:

• Work alongside bankers in underwriting requests for new and existing clients, owning the end-to-end credit process.
• Lead credit due diligence and perform industry and peer analysis.
• Prepare detailed credit summaries, analyzing business and financial data to assess risk and return.
• Present credit analysis to approval committees and address questions effectively.
• Manage, negotiate, and execute facility documentation post-approval.
• Stay informed on global economic developments and industry trends.
• Monitor early warning signs and prepare annual credit reviews for clients.
• Maintain a thorough understanding of Citi’s products and services.
• Collaborate with international teams to provide credit solutions tailored to local markets.
• Ensure adherence to credit policies and regulatory requirements, maintaining satisfactory audit ratings.
• Identify and implement process improvements to reduce costs and enhance customer service.
• Support and mentor junior Credit Officers and lead projects as needed.
• Perform other duties to support business and company goals.

This refined version improves clarity, removes redundancy, and enhances readability while maintaining all essential information about the role.

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