Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Analyze credit risk trends and support portfolio assessments.
- Company: Join a dynamic financial services business in Portsmouth.
- Benefits: Gain valuable experience in a growing field with potential for career advancement.
- Why this job: Make an impact by refining credit models and improving risk strategies.
- Qualifications: Experience in credit analysis and strong analytical skills are essential.
- Other info: Excellent communication skills are a must for this collaborative role.
The predicted salary is between 36000 - 60000 £ per year.
NET Recruit are partnering with a financial services business, to search the market for a Credit Risk Analyst in the Portsmouth area. Your Role: While in this position your duties may include but will not be limited to: Supporting the analysis and monitoring of delinquency rates to identify trends and assist with reduction strategies Providing contributions to portfolio risk assessments and scorecard validations Undertaking reporting activities regularly on credit risk KPIs Supporting the maintenance of portfolio monitoring systems Recalibrating ECL models which are based on current credit data, focussing on refining parameters such as Exposure at Default and Loss Given Default Working on implementing and updating policies, supporting with governance activities, in relation to write-offs, delinquency management and credit risk You MUST Have: Please apply ONLY if you meet the following criteria: Have good previous experience in Credit Analysis, scorecard validation and portfolio risk assessment Exposure to data and model handling, including ECL models and parameters, specifically with EAD and LGD calibration Excellent reporting skills, including interpreting credit risk reporting Strong analytical skills will be required for this role Excellent communication abilities, both verbally and in written form is also required
Credit Risk Analyst employer: NET Recruit
Contact Detail:
NET Recruit Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst
✨Tip Number 1
Familiarize yourself with the latest trends in credit risk analysis and delinquency management. This will not only help you understand the current market but also allow you to speak confidently about your insights during the interview.
✨Tip Number 2
Brush up on your knowledge of ECL models, especially focusing on Exposure at Default (EAD) and Loss Given Default (LGD). Being able to discuss these concepts in detail will demonstrate your expertise and readiness for the role.
✨Tip Number 3
Prepare examples from your previous experience where you've successfully contributed to portfolio risk assessments or scorecard validations. Real-life scenarios can showcase your analytical skills and problem-solving abilities effectively.
✨Tip Number 4
Practice your communication skills, both verbal and written. Since excellent communication is a requirement for this role, being able to articulate your thoughts clearly will set you apart from other candidates.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit analysis, scorecard validation, and portfolio risk assessment. Use specific examples that demonstrate your skills in handling ECL models and parameters.
Craft a Strong Cover Letter: In your cover letter, emphasize your analytical skills and previous experience with credit risk reporting. Mention how you can contribute to the company's goals, particularly in monitoring delinquency rates and implementing policies.
Highlight Relevant Skills: Clearly outline your excellent communication abilities and reporting skills in both your CV and cover letter. Provide examples of how you've successfully interpreted credit risk reports in past roles.
Proofread Your Application: Before submitting, carefully proofread your application materials to ensure there are no grammatical errors or typos. A polished application reflects your attention to detail, which is crucial for a Credit Risk Analyst.
How to prepare for a job interview at NET Recruit
✨Showcase Your Analytical Skills
Be prepared to discuss specific examples of how you've used your analytical skills in previous roles. Highlight any experience you have with credit analysis, scorecard validation, and portfolio risk assessment.
✨Demonstrate Your Reporting Expertise
Since excellent reporting skills are crucial for this role, bring examples of reports you've created or worked on. Be ready to explain how you interpret credit risk data and the impact of your findings.
✨Familiarize Yourself with ECL Models
Make sure you understand the fundamentals of Expected Credit Loss (ECL) models, especially regarding Exposure at Default (EAD) and Loss Given Default (LGD). Be ready to discuss how you've recalibrated these models in past experiences.
✨Prepare for Behavioral Questions
Expect questions that assess your communication abilities and teamwork. Think of situations where you've effectively communicated complex information or collaborated with others to achieve a goal, particularly in relation to credit risk management.
