At a Glance
- Tasks: Lead credit assessments and manage risks in the energy sector while supporting senior management.
- Company: Join a leading global banking institution focused on sustainable energy solutions.
- Benefits: Enjoy a hybrid work model, competitive salary, and opportunities for professional growth.
- Why this job: Be part of a dynamic team driving impactful decisions in the energy sector.
- Qualifications: Bachelor's degree required; experience in credit within banking preferred.
- Other info: Embrace a culture of continuous learning and proactive risk management.
The predicted salary is between 72000 - 100000 £ per year.
The main purpose of the role is to support the Credit Office for EMEA (ECrO) Group Heads and General Managers in developing and maintaining a sound portfolio within the credit appetite of the EMEA region, ensuring compliance with regulatory requirements. The role involves assessing the creditworthiness of obligors in specific sectors/regions and making recommendations on borrower ratings and transactions for decision-making by relevant senior management with discretionary authority.
The Credit Office for EMEA (ECrO) major functions include:
- Assessment and management of credit risks and related risks
- Assessment and management of country risks
- Management of problematic assets
- Monitoring, reporting and early action
- Portfolio analysis and management
Key Responsibilities:
- Accountability for actions related to the Energy Sectors: Reviewing credit applications and making recommendations to senior management on transaction-specific files, while actively monitoring the portfolio in line with internal policies and regulatory guidelines.
- Ensuring high-quality written and verbal communication.
- Making balanced, timely, and well-considered credit decisions within the firm’s risk appetite.
- Engaging proactively with the front line on deal-specific and strategic developments through guidance, feedback, and identification of red flags or breaches of policies, escalating issues as appropriate.
- Supporting strategic initiatives as a VP within CIB Credit for EMEA.
- Developing knowledge of the industries, sectors, countries, and financial/legal structures within Energy Sectors, with a commitment to continuous learning.
- Demonstrating the Risk Culture Pillars by identifying and mitigating risks, actively managing risk, and fostering a risk-aware environment.
- Challenging existing practices and embracing change positively.
- Representing the credit division at internal regional forums.
Work Experience Required:
- Experience in credit within a global banking environment, corporate banking, or investment banking.
Skills and Experience:
- Deep knowledge of credit and risk principles, products, and management.
- Strong analytical skills to identify key issues.
- Excellent written and verbal communication skills.
Preferred: experience in handling problem credits.
Education / Qualifications:
- Bachelor's degree or equivalent.
Personal Requirements:
- Results-driven with a strong sense of accountability.
- Proactive and motivated approach.
- Ability to operate with urgency and prioritize effectively.
- Sound decision-making skills and good judgment.
- Structured, logical, and innovative in approach.
- Excellent interpersonal skills.
- Ability to manage large workloads and meet tight deadlines.
- Attention to detail and accuracy.
- Calm under pressure, with resilience in stressful environments.
Vice President, Credit Manager - Energy Sector | London, UK | Hybrid employer: Non-disclosed
Contact Detail:
Non-disclosed Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Vice President, Credit Manager - Energy Sector | London, UK | Hybrid
✨Tip Number 1
Network with professionals in the energy sector and credit management. Attend industry events, webinars, or local meetups to connect with potential colleagues or mentors who can provide insights into the role and company culture.
✨Tip Number 2
Stay updated on current trends and regulations in the energy sector. This knowledge will not only help you understand the challenges faced by the industry but also demonstrate your commitment and expertise during interviews.
✨Tip Number 3
Prepare for behavioural interview questions by reflecting on your past experiences in credit management. Think of specific examples where you made critical decisions or managed risks effectively, as these will showcase your suitability for the role.
✨Tip Number 4
Familiarise yourself with the company's values and risk culture. Understanding how they align with your own professional philosophy will help you articulate why you're a great fit for the team during discussions.
We think you need these skills to ace Vice President, Credit Manager - Energy Sector | London, UK | Hybrid
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit management, particularly within the energy sector. Use specific examples that demonstrate your analytical skills and decision-making abilities.
Craft a Compelling Cover Letter: In your cover letter, express your understanding of the role and the importance of credit risk management in the energy sector. Mention your proactive approach and how you can contribute to the company's strategic initiatives.
Showcase Communication Skills: Since excellent written and verbal communication is crucial for this role, ensure your application materials are well-structured and free of errors. Consider including examples of how you've effectively communicated complex information in previous roles.
Highlight Continuous Learning: Demonstrate your commitment to continuous learning by mentioning any relevant courses, certifications, or industry knowledge you've acquired. This shows your dedication to staying updated in the ever-evolving energy sector.
How to prepare for a job interview at Non-disclosed
✨Showcase Your Credit Expertise
Make sure to highlight your deep knowledge of credit and risk principles during the interview. Be prepared to discuss specific examples from your previous experience in corporate or investment banking that demonstrate your analytical skills and decision-making abilities.
✨Communicate Clearly and Effectively
Since excellent written and verbal communication skills are crucial for this role, practice articulating your thoughts clearly. Consider preparing a few key points about your past experiences that you can share succinctly, ensuring you convey your ideas with confidence.
✨Demonstrate Proactive Problem-Solving
Be ready to discuss how you've handled problematic credits in the past. Share specific instances where you identified risks and took proactive measures to mitigate them, showcasing your ability to operate under pressure and make sound decisions.
✨Embrace Change and Innovation
The role requires a willingness to challenge existing practices and embrace change. Prepare to discuss how you've adapted to changes in your previous roles and how you can contribute to fostering a risk-aware environment within the company.